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Speeches and Testimony

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  • Impact of Recent Hurricanes on Financial Institutions in the Gulf Coast FDIC View
    Impact of Recent Hurricanes on Financial Institutions in the Gulf Coast [FDIC View]
    :
    Martin J. Gruenberg
    02/15/2006
    :
    FDIC Chairman (Acting) before the U.S. Senate, Committee on Banking, Housing, and Urban Affairs
  • Development of the New Basel Capital Accords
    Development of the New Basel Capital Accords
    :
    Donald E. Powell
    11/10/2005
    :
    FDIC Chairman before the U.S. Senate, Committee on Banking, Housing, and Urban Affairs
  • Alternative Personnel Systems the FDIC Experience
    Alternative Personnel Systems: the FDIC Experience
    :
    Arleas Upton Kea
    09/27/2005
    :
    FDIC Division of Administration, Director before the U.S. Senate, Subcommittee on Oversight of Government Management, the Federal Workforce and the Di...
  • OCC Powers Granted National Banks Are Even Greater Than Some Might Have Imagined
    OCC: Powers Granted National Banks Are Even Greater Than Some Might Have Imagined
    :
    Donald E. Powell
    09/26/2005
    :
    Chairman before the American Bankers Association Annual Convention Palm Desert, CA, September 26, 2005. The history of the dual banking system, the pa...
  • Government Accountability Offices GAO Report on Industrial Loan Company ILC Supervision
    Government Accountability Office's (GAO) Report on Industrial Loan Company (ILC) Supervision
    :
    Donald E. Powell
    09/22/2005
    :
    FDIC Chairman Statement of Support for the Government Accountability Office's (GAO) Report Findings
  • FDIC view on House of Representatives Bill HR 3505 Financial Services Regulatory Relief Act of 2005
    [FDIC view on] House of Representatives Bill H.R. 3505, "Financial Services Regulatory Relief Act of 2005"
    :
    William F. Kroener, III
    09/22/2005
    :
    Statement by General Counsel before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services U.S. House o...
  • Introduction of Deposit Insurance Reform in the US Senate
    Introduction of Deposit Insurance Reform in the U.S. Senate
    :
    Donald E. Powell
    07/29/2005
    :
    FDIC Chairman statement of Approval on Legislation Introduced in U.S. Senate to Improve and Update Federal Deposit Insurance
  • FDIC Efforts to Reduce Unnecessary Regulatory Burdens on Depository Institutions
    FDIC Efforts to Reduce Unnecessary Regulatory Burdens on Depository Institutions
    :
    Federal Deposit Insurance Corporation (FDIC)
    06/21/2005
    :
    FDIC Vice Chairman before the U.S. Senate, Committee on Banking, Housing and Urban Affairs. Part of the "Consideration of Regulatory Relief Proposals"...
  • Workplace Financial Services and the Underbanked
    Workplace Financial Services and the Underbanked
    :
    John M. Reich
    06/16/2005
    :
    National Community Investment Fund (NCIF) Annual Development Banking Conference
  • Announcing the national media campaign for Hispanic American financial education
    Announcing the national media campaign for Hispanic American financial education
    :
    Donald E. Powell
    06/09/2005
    :
    Opening Remarks, Kickoff Event of the FDIC’s Hispanic Media Campaign Promoting Financial Literacy
  • Regulatory Burden Relief Efforts FDIC
    Regulatory Burden Relief Efforts [FDIC]
    :
    John M. Reich
    06/09/2005
    :
    FDIC Vice Chairman before the U.S. House of Representatives, Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Servic...
  • The Dual Banking System Is at a Crossroads
    The Dual Banking System Is at a Crossroads
    :
    Donald E. Powell
    06/03/2005
    :
    Conference of State Bank Supervisors Annual Convention
  • Enhancing Data Security FDIC view
    Enhancing Data Security [FDIC view]
    :
    Sandra L. Thompson
    05/18/2005
    :
    FDIC Division of Supervision and Consumer Protection, Deputy Director, before the U.S. House of Representatives, Subcommittee on Financial Institution...
  • Basel II Capital Changes in The US Banking System and the Results of The Impact Study FDIC
    Basel II: Capital Changes in The U.S. Banking System and the Results of The Impact Study [FDIC]
    :
    Thomas J. Curry
    05/11/2005
    :
    FDIC Board Director before the U.S. House of Representatives, Subcommittee on Financial Institutions and Consumer Credit and Subcommittee on Domestic ...
  • Deposit Insurance Reform FDIC view
    Deposit Insurance Reform [FDIC view]
    :
    Donald E. Powell
    03/17/2005
    :
    FDIC Chairman before the U.S. House of Representatives, Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services
  • What Is There for Bankers To Be Concerned About
    What Is There for Bankers To Be Concerned About?
    :
    Donald E. Powell
    03/12/2005
    :
    ICBA National Convention. Regulatory burden, EGRPRA, and the burden of CRA compliance.
  • Crushing Impact of Regulatory Burden on Community Banks
    Crushing Impact of Regulatory Burden on Community Banks
    :
    John M. Reich
    11/17/2004
    :
    Exchequer Club
  • The Active and Integrated Management Of Financial Conglomerates
    The Active and Integrated Management Of Financial Conglomerates
    :
    Donald E. Powell
    11/05/2004
    :
    Chairman at the Independent Bankers Association
  • Accounting And Governance They Mean for the Bank Regulators
    Accounting And Governance: They Mean for the Bank Regulators
    :
    Donald E. Powell
    10/18/2004
    :
    America’s Community Bankers Annual Convention. The legacy of Enron and other high-profile bankruptcies are still with us. Part of the response to th...
  • The Financial Services Industry Consumers Access To Credit and Consumer Protection
    The Financial Services Industry: Consumers Access To Credit and Consumer Protection
    :
    Donald E. Powell
    10/06/2004
    :
    National Bankers Association 77th Annual Convention . The overall health and economic success of the financial services industry, the important issue ...
  • On What That Future Might Look Like
    On What That Future Might Look Like
    :
    Donald E. Powell
    10/04/2004
    :
    ABA Annual Convention
  • Regulatory Policy Issues Raised by Payday Lending
    Regulatory Policy Issues Raised by Payday Lending
    :
    Thomas J. Curry
    09/30/2004
    :
    Women in Housing and Finance
  • Consideration of Regulatory Reform Proposals
    Consideration of Regulatory Reform Proposals
    :
    John M. Reich
    06/22/2004
    :
    Vice Chairman before the Committee on Banking, Housing and Urban Affairs U.S. Senate, June 22, 2004. The accumulation of regulations over the years an...
  • Regulatory Efforts to Ensure Compliance with the Bank Secrecy Act FDIC view
    Regulatory Efforts to Ensure Compliance with the Bank Secrecy Act [FDIC view]
    :
    Donald E. Powell
    06/03/2004
    :
    FDIC Chairman before the U.S. Senate, Committee on Banking, Housing, and Urban Affairs
  • Inability To Effectively Manage Our Human Resources
    Inability To Effectively Manage Our Human Resources
    :
    Donald E. Powell
    05/19/2004
    :
    Exchequer Club. The way that the government manages its workforce has not really changed since the days of the Great Depression. The FDIC does not hav...
  • The Impact of Regulatory Burden on Americas CommunityBased Banks FDIC View
    The Impact of Regulatory Burden on America's Community-Based Banks [FDIC View]
    :
    John M. Reich
    05/12/2004
    :
    Vice Chairman before the U.S. House of Representatives, Committee on Financial Services, Subcommittee on Financial Institutions and Consumer Credit
  • Condition of the Banking Industry US
    Condition of the Banking Industry [U.S.]
    :
    Donald E. Powell
    04/20/2004
    :
    FDIC Chairman before the U.S. Senate, Committee on Banking, Housing and Urban Affairs
  • Modernize Our System of Financial Regulation Basel I and Basel II
    Modernize Our System of Financial Regulation: Basel I and Basel II
    :
    Donald E. Powell
    03/26/2004
    :
    The National Association for Business Economics. Deregulation, globalization, and far-reaching technological innovation have profoundly altered our ec...
  • Community Banks Are Transforming Their Businesses to Meet The Needs Of Their Communities
    Community Banks Are Transforming Their Businesses to Meet The Needs Of Their Communities
    :
    Donald E. Powell
    03/16/2004
    :
    The Independent Community Bankers Association. Changes in community banks, trends, consumer mortgage lending, interest rates and capital.
  • Oversight Hearing on the Federal Deposit Insurance Corporation FDIC
    Oversight Hearing on the Federal Deposit Insurance Corporation (FDIC)
    :
    Donald E. Powell
    03/04/2004
    :
    FDIC Chairman before the U.S. House of Representatives, Subcommittee on Oversight and Investigations, Committee on Financial Services
  • Striking The Right Regulatory Balance The Challenges Of Regulating Banks During Expansionary Times
    Striking The Right Regulatory Balance: The Challenges Of Regulating Banks During Expansionary Times
    :
    Donald E. Powell
    03/01/2004
    :
    Chairman at the Institute of International Bankers. Ensure adequate capital, enforce the laws, but do not over-regulate.
  • Tapping the Unbanked Market Helping People Enter the Financial Mainstream
    Tapping the Unbanked Market: Helping People Enter the Financial Mainstream
    :
    Donald E. Powell
    11/05/2003
    :
    National Press Club. Attachment includes photo essay referenced at the beginning of the speech.
  • Against The Siren Song of Invincibility
    Against The Siren Song of Invincibility
    :
    Donald E. Powell
    09/21/2003
    :
    Remarks Prepared for the American Bankers Association, 2003.
  • Consumer Understanding and Awareness of the Credit Granting Process
    Consumer Understanding and Awareness of the Credit Granting Process
    :
    Donna Gambrell
    07/29/2003
    :
    FDIC Division of Supervision and Consumer Protection, Deputy Director for Compliance and Consumer Protection, before the U.S. Senate, Committee on Ban...
  • Proposed Implementation of the New Basel Capital Accord in the US
    Proposed Implementation of the New Basel Capital Accord in the U.S.
    :
    Donald E. Powell
    07/11/2003
    :
    FDIC Board of Directors Meeting, Chairman Statement Supporting New Basel Capital Accord Implementation; forthcoming in Federal Register
  • FDIC view on House of Representatives Bill HR 2043 The United States Financial Policy Committee for Fair Capital Standards Act and the New Basel Accord
    [FDIC view on] House of Representatives Bill H.R. 2043, "The United States Financial Policy Committee for Fair Capital Standards Act," and the New Basel Accord
    :
    Donald E. Powell
    06/19/2003
    :
    FDIC Chairman before the U.S. House of Representatives, Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services
  • The New Basel Accord FDIC view
    The New Basel Accord [FDIC view]
    :
    Donald E. Powell
    06/18/2003
    :
    FDIC Chairman before the U.S. Senate, Committee on Banking, Housing and Urban Affairs
  • Summary Of FDIC Achievements In Meeting President Bushs Management Agenda for Government
    Summary Of FDIC Achievements In Meeting President Bush's Management Agenda for Government
    :
    Donald E. Powell
    06/17/2003
    :
    The Council For Excellence In Government Washington. Promoting e-government to reduce reporting burdens on businesses and to share information more qu...
  • Crisis DecisionMaking
    Crisis Decision-Making
    :
    Donald E. Powell
    06/12/2003
    :
    Women in Housing And Finance
  • Statements by FDIC Chairman and Vice Chairman at EGRPRA News Conference
    Statements by FDIC Chairman and Vice Chairman at EGRPRA News Conference
    :
    Federal Deposit Insurance Corporation (FDIC)
    06/03/2003
    :
    Press Release: Chairman and Vice Chairman, through the EGRPRA Program, we will be able to identify and eliminate unnecessary and antiquated government...
  • The ILC Debate Regulatory and Supervisory Issues
    The ILC Debate: Regulatory and Supervisory Issues
    :
    Donald E. Powell
    05/30/2003
    :
    Conference of State Bank Supervisors 2003. How our regulatory system should address the mixing of banking and commerce.
  • Replacing The BIF Hard Target with A Flexible Range
    Replacing The BIF Hard Target with A Flexible Range
    :
    Federal Deposit Insurance Corporation (FDIC)
    05/07/2003
    :
    FDIC Board of Directors Meeting, Chairman Statement
  • The FDICs Progress on Deposit Insurance Reform
    The FDIC’s Progress on Deposit Insurance Reform
    :
    Federal Deposit Insurance Corporation (FDIC)
    05/02/2003
    :
    Remarks prepared for delivery to the Nebraska Bankers Association. A few examples of our current business practices and the FDIC’s plan Congress app...
  • Financial Stability Is Not an End In Itself The Economic Vitality of Our Great Nation
    Financial Stability Is Not an End In Itself: The Economic Vitality of Our Great Nation
    :
    Donald E. Powell
    04/24/2003
    :
    FDIC Corporate Sector Roundtable
  • Banks Have Escaped a Severe Corporate Recession Relatively Unscathed
    Banks Have Escaped a Severe Corporate Recession Relatively Unscathed
    :
    Donald E. Powell
    04/10/2003
    :
    Federal Reserve Bank of Atlanta
  • Money Smart ChineseLanguage Version
    Money Smart: Chinese-Language Version
    :
    John M. Reich
    03/28/2003
    :
    Introduction of the Chinese-language Version of Money Smart Chicago, IL, 2003.
  • FDIC view on House of Representatives Bill HR 1375 Financial Services Regulatory Relief Act of 2003
    [FDIC view on] House of Representatives Bill H.R. 1375, "Financial Services Regulatory Relief Act of 2003"
    :
    William F. Kroener, III
    03/27/2003
    :
    FDIC General Counsel before the U.S. House of Representatives, Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Serv...
  • Depository Institutions in the Lead in Building Assets in Emerging Markets
    Depository Institutions in the Lead in Building Assets in Emerging Markets
    :
    Donald E. Powell
    03/26/2003
    :
    National Community Investment Fund Annual Network Conference. Remarks about how all of us can do a better job of ensuring banks provide access to capi...
  • How Our Regulatory Structure Could Be Improved
    How Our Regulatory Structure Could Be Improved
    :
    Donald E. Powell
    03/13/2003
    :
    FDIC Symposium on the Future of Financial Regulation: Structural Reform or Status Quo?
  • The Economy and What I See Ahead for Banks in The Area of Corporate Governance
    The Economy and What I See Ahead for Banks in The Area of Corporate Governance
    :
    Donald E. Powell
    03/05/2003
    :
    Independent Community Bankers of America Annual Conference. Rules recently introduced by the New York Stock Exchange, the NASDAQ, and the SEC will hel...
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