FDIC Division of Supervision and Consumer Protection, Deputy Director, before the U.S. House of Representatives, Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services
FDIC Board Director before the U.S. House of Representatives, Subcommittee on Financial Institutions and Consumer Credit and Subcommittee on Domestic and International Monetary Policy, Trade, and Technology, Committee on Financial Services
America’s Community Bankers Annual Convention. The legacy of Enron and other high-profile bankruptcies are still with us. Part of the response to those scandals reflected a need to strengthen financial reporting and internal controls.
National Bankers Association 77th Annual Convention . The overall health and economic success of the financial services industry, the important issue of consumer access to credit and the equally important issue of consumer protection.
Vice Chairman before the Committee on Banking, Housing and Urban Affairs U.S. Senate, June 22, 2004. The accumulation of regulations over the years and their impact on the nation's financial institutions; FDIC’s efforts to review our regulations and address, on an inter-agency basis, some of the existing regulatory burden; actions the FDIC is takin
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Exchequer Club. The way that the government manages its workforce has not really changed since the days of the Great Depression. The FDIC does not have the flexibility it needs to manage our human resources.
The National Association for Business Economics. Deregulation, globalization, and far-reaching technological innovation have profoundly altered our economic landscape over the last 20 years.
FDIC Division of Supervision and Consumer Protection, Deputy Director for Compliance and Consumer Protection, before the U.S. Senate, Committee on Banking, Housing, and Urban Affairs
The Council For Excellence In Government Washington. Promoting e-government to reduce reporting burdens on businesses and to share information more quickly.
Press Release: Chairman and Vice Chairman, through the EGRPRA Program, we will be able to identify and eliminate unnecessary and antiquated government rules and cut through some of the red tape that weighs heavily on bankers.
Remarks prepared for delivery to the Nebraska Bankers Association. A few examples of our current business practices and the FDIC’s plan Congress approve a meaningful risk-based premium system for all financial institutions.
FDIC General Counsel before the U.S. House of Representatives, Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services
National Community Investment Fund Annual Network Conference. Remarks about how all of us can do a better job of ensuring banks provide access to capital for families who need it.
Independent Community Bankers of America Annual Conference. Rules recently introduced by the New York Stock Exchange, the NASDAQ, and the SEC will help define the new corporate operating environment.
FDIC Chairman before the U.S. House of Representatives, Subcommittee on Domestic and International Monetary Policy, Trade, and Technology, Committee on Financial Services
Operation Hope's Banking on Our Future Across America 2002 Closing Ceremony H.D. Woodson High School, Washington, D.C., November 19, 2002. The benefits of financial education on the unbanked and underserved population.
Chairman at the America's Community Bankers, 2002. long-term trends like deregulation, rapid advances in technology, consolidation, and a strong focus on the consumer.
Florida Bankers Association. Geographic, structural, and activity restrictions were loosened to transform the industry by empowering banks as well as their non-bank competitors.
Exchequer Club. We've seen amazing dynamism and innovation in banking over the last 20 years. Yet we keep in place a regulatory system rooted in an era that is truly gone with the wind.
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