Appraisals for Higher-Risk Mortgage Loans
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Appraisals for Higher-Risk Mortgage Loans

Filetype[PDF-330.60 KB]


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Details:

  • Publisher's site:
  • Corporate Authors:
    Federal Deposit Insurance Corporation (FDIC)
  • Description:
    This Federal Register contains 21 comments. The comments can be found in the Supporting Files section.
  • Content Notes:
    Table 1: Table 1-Ownership and Mortgage Characteristics of Rural and Non-Rural Households, ACS 2010 (Pg 54752)

    Table 2: Table 2-Proportion of Higher-Risk Mortgage Loans (HRMs) by Rural and Non-Rural Status, HMDA Reporters (Pg 54752)

    Table 3: Table 3-Availability of Appraisers by Urban/Rural Status of County (Pg 54753)

    Table 4: Table 4-Counts and Originations of Creditors by Type (Pg 54757-54758)

    Table 5: Table 5-Cost of Compliance for Depository Institution as a Percentage of Revenues, Institutions Less Than $175 Million in Assets (Pg 54728)

    Table 6: Table 6-Cost of Compliance for IMB, HMDA Reporters Only (Pg 54759)

    Table 7: Table 7-Summary of Burden Hours for Information Collections in Proposed Rule (Pg 54763)

  • Dataset Download URL:
  • Release Date:
    09/05/2012
  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC);Office of the Comptroller of the Currency (OCC);Board of Governors of the Federal Reserve System;Consumer Financial Protection Bureau (CFPB);Federal Housing Finance Agency (FHFA);National Credit Union Administration (NCUA);
  • Law Involved:
    Truth in Lending Act (TILA);Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act);
  • Related Regulation:
    12 CFR 34 and 164;12 CFR 226;12 CFR 722;12 CFR 1026;12 CFR 1222;
  • Comment Period End Date:
    10/15/2012;11/5/2012;
  • Source:
    FDIC Website
  • Federal Register Citation Number:
    77 FR 54722
  • RIN Indentifier:
    1557–AD62;7100–AD90;3133–AE04;3170–AA11;2590–AA58;
  • Other Agency Docket IDs:
    Docket No. OCC–2012–0013;Docket No. R–1443;Docket No. CFPB–2012–0031;
  • Main Document Checksum:
  • Download URL:
  • File Type:

Supporting Files

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