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Appraisals for Higher-Risk Mortgage Loans
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Description:This Federal Register contains 21 comments. The comments can be found in the Supporting Files section.
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Content Notes:Table 1: Table 1-Ownership and Mortgage Characteristics of Rural and Non-Rural Households, ACS 2010 (Pg 54752)
Table 2: Table 2-Proportion of Higher-Risk Mortgage Loans (HRMs) by Rural and Non-Rural Status, HMDA Reporters (Pg 54752)
Table 3: Table 3-Availability of Appraisers by Urban/Rural Status of County (Pg 54753)
Table 4: Table 4-Counts and Originations of Creditors by Type (Pg 54757-54758)
Table 5: Table 5-Cost of Compliance for Depository Institution as a Percentage of Revenues, Institutions Less Than $175 Million in Assets (Pg 54728)
Table 6: Table 6-Cost of Compliance for IMB, HMDA Reporters Only (Pg 54759)
Table 7: Table 7-Summary of Burden Hours for Information Collections in Proposed Rule (Pg 54763)
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Dataset Download URL:
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Release Date:09/05/2012
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Agencies Involved:Federal Deposit Insurance Corporation (FDIC)Office of the Comptroller of the Currency (OCC)Board of Governors of the Federal Reserve SystemConsumer Financial Protection Bureau (CFPB)Federal Housing Finance Agency (FHFA)National Credit Union Administration (NCUA)
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Law Involved:Truth in Lending Act (TILA)Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)
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Related Regulation:12 CFR 34 and 16412 CFR 22612 CFR 72212 CFR 102612 CFR 1222
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Comment Period End Date:10/15/201211/5/2012
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Source:FDIC Website
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Federal Register Citation Number:77 FR 54722
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RIN Indentifier:1557–AD627100–AD903133–AE043170–AA112590–AA58
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Other Agency Docket IDs:Docket No. OCC–2012–0013Docket No. R–1443Docket No. CFPB–2012–0031
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