Appraisals for Higher-Risk Mortgage Loans

Details

• Publisher's site:
  https://www.fdic.gov/|FDIC.gov
• Corporate Authors:
  Federal Deposit Insurance Corporation (FDIC)
• Description:
  This Federal Register contains 21 comments. The comments can be found in the Supporting Files section.
• Content Notes:
  Table 1: Table 1-Ownership and Mortgage Characteristics of Rural and Non-Rural Households, ACS 2010 (Pg 54752)
  
  Table 2: Table 2-Proportion of Higher-Risk Mortgage Loans (HRMs) by Rural and Non-Rural Status, HMDA Reporters (Pg 54752)
  
  Table 3: Table 3-Availability of Appraisers by Urban/Rural Status of County (Pg 54753)
  
  Table 4: Table 4-Counts and Originations of Creditors by Type (Pg 54757-54758)
  
  Table 5: Table 5-Cost of Compliance for Depository Institution as a Percentage of Revenues, Institutions Less Than $175 Million in Assets (Pg 54728)
  
  Table 6: Table 6-Cost of Compliance for IMB, HMDA Reporters Only (Pg 54759)
  
  Table 7: Table 7-Summary of Burden Hours for Information Collections in Proposed Rule (Pg 54763)
  
  
• Dataset Download URL:
  https://www.fdic.gov/regulations/laws/federal/2012/2012-09-05_proposed-rule.pdf
• Release Date:
  09/05/2012
• Agencies Involved:
  Federal Deposit Insurance Corporation (FDIC) ; Office of the Comptroller of the Currency (OCC) ; Board of Governors of the Federal Reserve System ; Consumer Financial Protection Bureau (CFPB) ; Federal Housing Finance Agency (FHFA) ; National Credit Union Administration (NCUA)
• Law Involved:
  Truth in Lending Act (TILA) ; Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)
• Related Regulation:
  12 CFR 34 and 164 ; 12 CFR 226 ; 12 CFR 722 ; 12 CFR 1026 ; 12 CFR 1222
• Comment Period End Date:
  10/15/2012 ; 11/5/2012
• Source:
  FDIC Website
• Federal Register Citation Number:
  77 FR 54722
• RIN Indentifier:
  1557–AD62 ; 7100–AD90 ; 3133–AE04 ; 3170–AA11 ; 2590–AA58
• Other Agency Docket IDs:
  Docket No. OCC–2012–0013 ; Docket No. R–1443 ; Docket No. CFPB–2012–0031
• Main Document Checksum:
  urn:sha256:8565a8aa257d9abdf134da647a692a1a2929a48689d3bdde29954f928f984f47
• Download URL:
  https://archive.fdic.gov/view/fdic/5899/fdic_5899_DS1.pdf
• File Type:
  [PDF - 330.60 KB ]