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Working papers, staff studies, survey reports, and other analyses written to prompt discussion among the FDIC's many stakeholders to expand knowledge and understanding of issues that affect the banking system.

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  • Should the FDIC worry about the FHLB the impact of federal home loan bank advances on the bank insurance fund
    Should the FDIC worry about the FHLB? :the impact of federal home loan bank advances on the bank insurance fund.
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    No Description
  • Payday Lending Do the Costs Justify the Price
    Payday Lending: Do the Costs Justify the Price?
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    No Description
  • The Depositor Behind the Discipline A MicroLevel Case Study of Hamilton Bank
    The Depositor Behind the Discipline: A Micro-Level Case Study of Hamilton Bank
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    No Description
  • Do Bank Failures Affect Real Economic Activity StateLevel Evidence from the PreDepression Era
    Do Bank Failures Affect Real Economic Activity? State-Level Evidence from the Pre-Depression Era
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    No Description
  • Reforming FDIC Insurance with FDICSponsored Deposit SelfInsurance
    Reforming FDIC Insurance with FDIC-Sponsored Deposit Self-Insurance
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    No Description
  • Interest Rate Risk Management at Commercial Banks An Empirical Investigation
    Interest Rate Risk Management at Commercial Banks: An Empirical Investigation
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    No Description
  • Asset Salability and Debt Maturity Evidence From 19th Century American Railroads
    Asset Salability and Debt Maturity: Evidence From 19th Century American Railroads
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    No Description
  • Regulatory Capital and Earnings Management in Banks The Case of Loan Sales and Securitization
    Regulatory Capital and Earnings Management in Banks: The Case of Loan Sales and Securitization
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    No Description
  • Troubled Banks Why Dont They All Fail
    Troubled Banks: Why Don't They All Fail?
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    No Description
  • FDIC Banking Review Vol 17 No 1
    FDIC Banking Review, Vol. 17 No. 1
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    No Description
  • Unbiased Capital Allocation in an Asymptotic Single Risk Factor ASRF Model of Credit Risk
    Unbiased Capital Allocation in an Asymptotic Single Risk Factor (ASRF) Model of Credit Risk
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    No Description
  • Are the Causes of Bank Distress Changing Can Researchers Keep Up
    Are the Causes of Bank Distress Changing? Can Researchers Keep Up?
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    No Description
  • The sensitivity of bank net interest margins and profitability to credit interestrate and termstructure shocks across bank product specializations
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  • Bank Portfolio Exposure to Emerging Markets and Its Effects on Bank Market Value
    Bank Portfolio Exposure to Emerging Markets and Its Effects on Bank Market Value
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    No Description
  • Asymmetric Information and Liquidity Constraints A More Complete Test
    Asymmetric Information and Liquidity Constraints: A More Complete Test
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    No Description
  • FDIC Banking Review Vol 16 No 34
    FDIC Banking Review, Vol. 16 No. 3&4
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    No Description
  • RiskBased Capital Standards Deposit Insurance and Procyclicality
    Risk-Based Capital Standards, Deposit Insurance and Procyclicality
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    No Description
  • Common failings How corporate defaults are correlated
    Common failings: How corporate defaults are correlated
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    No Description
  • Can the Equity Markets Help Predict Bank Failures
    Can the Equity Markets Help Predict Bank Failures?
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    No Description
  • FDIC Banking Review Vol 16 No 12
    FDIC Banking Review, Vol. 16 No. 1&2
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    No Description
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