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Research Publications Research Publications

Research Publications

Working papers, staff studies, survey reports, and other analyses written to prompt discussion among the FDIC's many stakeholders to expand knowledge and understanding of issues that affect the banking system.

  • Bank consolidation and small business lending  the role of community banks
    Bank consolidation and small business lending : the role of community banks
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    No Description
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  • Unbiased Capital Allocation in an Asymptotic Single Risk Factor ASRF Model of Credit Risk
    Unbiased Capital Allocation in an Asymptotic Single Risk Factor (ASRF) Model of Credit Risk
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    No Description
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  • Common failings How corporate defaults are correlated
    Common failings: How corporate defaults are correlated
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    No Description
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  • Financial intermediation and commitments to optimal investment strategies
    Financial intermediation and commitments to optimal investment strategies
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    No Description
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  • On the Rise of FinTechs Credit Scoring using Digital Footprints
    On the Rise of FinTechs: Credit Scoring using Digital Footprints
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    No Description
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  • Supervisory Discipline and Bank Capital Management Evidence from Before During and After the Crisis
    Supervisory Discipline and Bank Capital Management: Evidence from Before, During and After the Crisis
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    No Description
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  • Global Banks and Syndicated Loan Spreads Evidence from US Banks
    Global Banks and Syndicated Loan Spreads: Evidence from U.S. Banks
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    No Description
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  • Offsite Detection of Insider Abuse and Bank Fraud Among US Failed Banks 19892015
    Offsite Detection of Insider Abuse and Bank Fraud Among U.S. Failed Banks 1989-2015
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    No Description
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  • Does Deposit Insurance Promote Financial Depth Evidence from the Postal Savings System During the 1920s
    Does Deposit Insurance Promote Financial Depth? Evidence from the Postal Savings System During the 1920s
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    No Description
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  • When Shareholders Are Creditors Effects of the Simultaneous Holding of Equity and Debt by NoncommercialBanking Institutions
    When Shareholders Are Creditors: Effects of the Simultaneous Holding of Equity and Debt by Noncommercial-Banking Institutions
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    No Description
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  • Anomalies and Financial Distress
    Anomalies and Financial Distress
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    No Description
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  • The Effect of Banking Crisis on BankDependent Borrowers
    The Effect of Banking Crisis on Bank-Dependent Borrowers
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    No Description
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  • The Effect of Bank Account Ownership on Credit Consumption and Savings Evidence from the United Kingdom
    The Effect of Bank Account Ownership on Credit, Consumption, and Savings: Evidence from the United Kingdom
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    No Description
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  • How Well Does the VasicekBasel AIRB Model Fit the Data Evidence from a Long Time Series of Corporate Credit Rating Data
    How Well Does the Vasicek-Basel AIRB Model Fit the Data? Evidence from a Long Time Series of Corporate Credit Rating Data
    Personal Author:
    No Description
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  • Do Financial Counseling Mandates Improve Mortgage Choice and Performance Evidence from a Natural Experiment
    Do Financial Counseling Mandates Improve Mortgage Choice and Performance? Evidence from a Natural Experiment
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    No Description
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  • Liquidity Risk and the CrossSection of HedgeFund Returns
    Liquidity Risk and the Cross-Section of Hedge-Fund Returns
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    No Description
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  • Estimating the Effects of Foreclosure Counseling for Troubled Borrowers
    Estimating the Effects of Foreclosure Counseling for Troubled Borrowers
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    No Description
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  • The 700 Billion Bailout A PublicChoice Interpretation
    The $700 Billion Bailout: A Public-Choice Interpretation
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    No Description
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  • The Economic Impact of Merger Control Legislation
    The Economic Impact of Merger Control Legislation
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    No Description
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  • Resolving the Exposure Puzzle The Many Facets of Exchange Rate Exposure
    Resolving the Exposure Puzzle: The Many Facets of Exchange Rate Exposure
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    No Description
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101 - 120 / 169
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