LIST OF CHARTS

Organization chart of the Federal Deposit Insurance Corporation (Pg. iv)

Map: Federal Deposit Insurance Corporation districts (Pg. vii)

A. Ratios of total capital accounts of insured banks and the Federal Deposit Insurance Corporation to total deposits of insured banks, December 31, 1934-1946 (Pg. 11)

B. Number of bank suspensions in three thirteen-year periods, 1908-1946 (Pg. 13)

C. Percentage recovery and loss on FDIC disbursements in receiverships and mergers, 1934-1946 (Pg. 18)

D. United States Government obligations held by insured commercial banks, June 30 and December 31, 1941-1946 (Pg. 50)

E. Percentage increase during 1946 in total real estate loans of insured commercial banks (Pg. 53)

LIST OF TABLES

PART ONE: OPERATIONS AND POLICIES OF THE CORPORATION

1. Disbursements by the Corporation to protect depositors in insured banks placed in receivership or merged with the financial aid of the Corporation, 1934-1946 (Pg. 14)

2. Number of depositors, amount of deposits, recoveries, and losses in insured banks placed in receivership or merged with the financial aid of the Corporation, 1934-1946 (Pg. 15)

3. Payment by the Corporation and receivers of deposits in insured banks placed in receivership, 1934-1946 (Pg. 16)

4. Disbursements to protect depositors, recoveries, and losses by the Corporation from insured banks placed in receivership or merged with its financial aid, 1934-1946 (Pg. 18)

5. Action to terminate insured status of banks charged with engaging in unsafe or unsound practices or violations of law or regulations, 1936-1946 (Pg. 20)

6. Actions by the Federal Deposit Insurance Corporation on applications from banks for admission to insurance, 1935-1946 (Pg. 21)

7. Actions by the Federal Deposit Insurance Corporation on applications for approval of establishment or continued operation of branches, 1935-1946 (Pg. 22)

8. Officers and employees of the Corporation, December 31, 1946 (Pg. 27)

9. Income and expenses of the Federal Deposit Insurance Corporation, calendar year 1946. (Pg. 28)

10. Income and expenses of the Federal Deposit Insurance Corporation since beginning operations (Pg. 29)

11. Assets and liabilities of the Federal Deposit Insurance Corporation, 1934-1946 (Pg. 30)

12. Assets and liabilities of the Federal Deposit Insurance Corporation, December 31, 1946, and December 31, 1945 (Pg. 31)

13. Federal Deposit Insurance Corporation income and surplus statement, exclusive of loss and deficit from Federal Credit Union activities, for the fiscal years ended June 30, 1945 and 1944, and comparison (Pg. 32)

14. Federal Deposit Insurance Corporation net loss and deficit statement from Federal Credit Union activities for the fiscal years ended June 30, 1945 and 1944, and comparison (Pg. 33)

15. Federal Deposit Insurance Corporation balance sheet, June 30, 1945 and 1944, and comparison (Pg. 34-35)

16. Federal Deposit Insurance Corporation comparative income statements for the fiscal years ended June 30, 1946 and 1945— from Auditors’ Report (Pg. 37)

17. Federal Deposit Insurance Corporation comparative balance sheets June 30, 1946 and 1945— from Auditors’ Report (Pg. 38-39)

PART TWO: BANKING DEVELOPMENTS

18. Number of operating banks and branches in United States and possessions, December 31, 1941-1946 (Pg. 43)

19. Number of insured and noninsured banks in the United States and possessions, 1941-1946 (Pg. 44)

20. Changes in the number of insured banks in the United States and possessions, 1936-1946 (Pg. 44)

21. Changes among branches of insured banks, in the United States and possessions, 1936-1946 (Pg. 45)

22. Assets and liabilities of all banks in the United States and possessions, December 31, 1946 and 1945 (Pg. 46)

23. Assets and liabilities of all commercial banks and all mutual savings banks in the United States and possessions, December 31, 1946 and 1945 (Pg. 47)

24. Maturities of United States Government obligations, direct and guaranteed, held by insured commercial banks, 1946, 1945, and 1941. (Pg. 49)

25. Distribution of banks submitting reports to the Federal Deposit Insurance Corporation according to ratio of obligations of States and political subdivisions to total capital accounts, December 31, 1946 (Pg. 51)

26. Change in loans and discounts of insured commercial banks during 1946 (Pg. 52)

27. Change in capital accounts and capital ratios of all commercial banks and all mutual savings banks during 1946 (Pg. 54)

28. Distribution of insured commercial banks according to ratio of adjusted capital accounts to appraised value of total assets, examinations in 1946 and 1938 (Pg. 55)

29. Substandard asset ratios of insured commercial banks examined in 1939-1946 (Pg. 56)

30. Distribution of insured commercial banks according to ratio of substandard assets to adjusted capital accounts, examinations in 1946 and 1945 (Pg. 56)

31. Earnings, expenses, and profits of insured commercial banks, 1934-1946 (Pg. 57)

32. Percentage distribution of insured commercial banks according to rate of net profit on total capital accounts, 1938, 1942-1946 (Pg. 58)

33. Distribution of insured commercial banks according to ratio of net profits to total capital accounts and by amount of deposits, 1946 (Pg. 59)

34. Amounts and rates of income received and interest paid by insured commercial banks, 1934-1946 (Pg. 60)

35. Average number and average salary of employees of insured commercial banks, 1943-1946 (Pg. 61)

36. Rates of charge-offs on assets of insured commercial banks, 1934-1946 (Pg. 63)

37. Rates of net profit, before and after income taxes, and of cash dividends to average total capital accounts, all insured commercial banks, 1934-1946 (Pg. 64)

38. Amounts and rates of income received and dividends paid by insured mutual savings banks, 1943-1946 (Pg. 66)

PART THREE: SPECIAL REPORTS

39. Accounts fully protected and deposits insured with coverage of $5,000, $10,000 and $25,000 (Pg. 80)

40. Total and insured deposits in insured commercial banks, 1936-1945 Grouped by type of deposit (Pg. 82)

41. Number of accounts in insured commercial banks, 1936-1945 Grouped by type of deposit (Pg. 83)

42. Percentage distribution of deposits of insured commercial banks according to type of deposit, October 10, 1945 Banks grouped by amount of deposits (Pg. 84)

43. Distribution of demand and savings and time deposits of individuals, partnerships, and corporations according to size of account, October 10, 1945 Insured commercial banks grouped by amount of deposits (Pg. 85)

44. Distribution of demand and savings and time accounts of individuals, partnerships, and corporations according to size, October 10, 1945 Insured commercial banks grouped by amount of deposits (Pg. 86)

45. Distribution of demand accounts of individuals, partnerships, and corporations according to size of account, October 10, 1945 Insured commercial banks grouped by State (Pg. 88)

46. Distribution of demand deposits of individuals, partnerships, and corporations according to size of account, October 10, 1945 Insured commercial banks grouped by State (Pg. 89)

47. Distribution of savings and time accounts of individuals, partnerships, and corporations according to size of account, October 10, 1945 Insured commercial banks grouped by State (Pg. 90)

48. Distribution of savings and time deposits of individuals, partnerships, and corporations according to size of account, October 10, 1945 Insured commercial banks grouped by State (Pg. 91)

PART FIVE: STATISTICS OF BANKS AND DEPOSIT INSURANCE

Number, offices, and deposits of operating banks: Explanatory note (Pg. 106-107)

101. Changes in number and classification of operating banks and branches in the United States and possessions during 1946 (Pg. 108-109)

102. Number of operating banks and branches, December 31, 1946 Grouped according to insurance status and class of bank, and by State and type of office (Pg. 110-117)

103. Number and deposits of operating commercial and mutual savings banks, December 31, 1946 Banks grouped according to insurance status and by district and State (Pg. 118-119)

Assets and liabilities of operating banks: Explanatory note (Pg. 120-121)

104. Summary of assets and liabilities of operating banks in the United States and possessions, June 29, 1946 Banks grouped according to insurance status and type of bank (Pg. 122)

105. Summary of assets and liabilities of operating banks in the United States and possessions, December 31, 1946 Banks grouped according to insurance status and type of bank (Pg. 123)

106. Assets and liabilities of operating insured commercial banks, December 31, 1946, June 29, 1946, and December 30, 1945 (Pg. 124-125)

107. Summary of assets and liabilities of operating banks in the United States and possessions, 1944-1946 Banks grouped according to insurance status and type of bank (Pg. 126-127)

108. Assets and liabilities of operating insured commercial banks, call dates, 1941-1946 (Pg. 128)

109. Percentage distribution of assets and liabilities of operating insured commercial banks, call dates, 1941-1946 (Pg. 129)

110. Assets and liabilities of all operating banks in the United States and possessions, December 31, 1946 Banks grouped by district and State (Pg. 130-131)

Examiners’ evaluation of insured commercial banks: Explanatory note (Pg. 132-133)

111. Examiners’ appraisal of assets, liabilities, and capital of insured commercial banks examined in 1939-1946 (Pg. 134)

112. Examiners’ appraisal of assets, liabilities, and capital of insured commercial banks examined in 1946 Banks grouped according to amount of deposits (Pg. 135)

113. Examiners’ appraisal of assets, liabilities, and capital of insured commercial banks examined in 1946 Banks grouped by Federal Deposit Insurance Corporation district and State (Pg. 136-137)

Earnings, expenses, and dividends of insured banks: Explanatory note (Pg. 138-139)

114. Earnings, expenses, and dividends of insured commercial banks, 1934, 1941-1946 (Pg. 140-141)

115. Ratios of earnings, expenses, and dividends of insured commercial banks, 1934, 1941-1946 (Pg. 142-143)

116. Earnings, expenses, and dividends of insured banks, 1946 By class of bank (Pg. 144-145)

117. Ratios of earnings, expenses, and dividends of insured banks, 1946 By class of bank (Pg. 146-147)

118. Earnings, expenses, and dividends of insured commercial banks operating throughout 1946 Banks grouped according to amount of deposits (Pg. 148-149)

119. Ratios of earnings, expenses, and dividends of insured commercial banks operating throughout 1946 Banks grouped according to amount of deposits (Pg. 150-151)

120. Amounts and ratios of earnings, expenses, and dividends of insured commercial banks, by State, 1946 (Pg. 152-161)

121. Earnings, expenses, dividends, and assets and liabilities of insured mutual savings banks, 1934, 1941-1946 (Pg. 162-164)

122. Ratios of earnings, expenses, and dividends of insured mutual savings banks, 1934, 1941-1946 (Pg. 164-165)

Deposit insurance disbursements: Explanatory note (Pg. 166-167)

123. Disbursements by the Federal Deposit Insurance Corporation to protect depositors; number and deposits of insured banks placed in receivership or merged with the financial aid of the Corporation, 1934-1946 Banks grouped by class of bank, year of disbursement, amount of deposits, and State (Pg. 168-169)

124. Assets and liabilities of insured banks placed in receivership and of insured banks merged with the financial aid of the Federal Deposit Insurance Corporation, 1934-1946 A s shown by books of bank at date of closing (Pg. 170)

125. Depositors and deposits of insured banks placed in receivership, 1934-1945 As shown by books of FDIC, December 31, 1946 (Pg. 171)

126. Disbursements to protect depositors, recoveries, and losses by the Federal Deposit Insurance Corporation from insured banks placed in receivership or merged with the financial aid of the Corporation, 1934-1946 As shown by books of FDIC, December 81, 1946 (Pg. 172-173)