LIST OF CHARTS

Organization chart of the Federal Deposit Insurance Corporation (Pg. iv)

Map: Federal Deposit Insurance Corporation districts (Pg. vii)

A. Disbursements by the Corporation to protect depositors in insured banks, 1934-1947 (Pg. 12)

B. (Map). Location of the 404 banks involving disbursements by the Corporation to protect depositors, 1934-1947 (Pg. 13)

C. (Map). Insured banks as a percentage of all banks, December 31, 1947 (Pg. 39)

D. (Map). Percentage change in total assets of all banks, December 31, 1945 to December 31, 1947 (Pg. 42)

E. (Map). Ratios of total capital accounts to total assets, commercial banks, December 31, 1947 (Pg. 48)

F. (Map). Net additions to capital from profits as a proportion of net profits after taxes during 1946 and 1947, insured commercial banks (Pg. 49)

G. Operating experience of insured commercial banks, 1946-1947 (Pg. 53)

H. (Map). Rates of net earnings and net profits, insured commercial banks, 1947 (Pg. 59)

I. Loans of insured commercial banks, 1934-1947 (Pg. 67)

J. (Map). Percentage increase in total loans, insured commercial banks, December 31, 1934-1947 (Pg. 68)

K. (Map). Percentage increase in loans, insured commercial banks, December 31, 1945 to December 31, 1947 (Pg. 70)

LIST OF TABLES

PART ONE: OPERATIONS AND POLICIES OF THE CORPORATION

1. Number of depositors, amount of deposits, recoveries, and losses in insured banks placed in receivership or merged with the financial aid of the Corporation, 1934-1947 (Pg. 14)

2. Payment by the Corporation and receivers of deposits in insured banks placed in receivership, 1934-1947 (Pg. 14)

3. Disbursements to protect depositors, recoveries, and losses by the Corporation from insured banks placed in receivership or merged with its financial aid, 1934-1947 (Pg. 16)

4. Loss to the Corporation and its relation to the deposits of insured banks placed in receivership or merged (Pg. 17)

5. Action to terminate insured status of banks charged with engaging in unsafe or unsound practices or violations of law or regulations, 1936-1947 (Pg. 19)

6. Unsafe or unsound banking practices and violations of law or regulations charged against six banks by the Corporation during 1947 (Pg. 20)

7. Actions by the Federal Deposit Insurance Corporation on applications from banks for admission to insurance, 1935-1947 (Pg. 21)

8. Actions by the Federal Deposit Insurance Corporation on applications for approval of establishment or continued operation of branches, 1935-1947 (Pg. 22)

9. Officers and employees of the Federal Deposit Insurance Corporation, December 31, 1947 (Pg. 27)

10. Income and expenses of the Federal Deposit Insurance Corporation since beginning operations (Pg. 28)

11. Income and expenses of the Federal Deposit Insurance Corporation, calendar year 1947 (Pg. 29)

12. Assets and liabilities of the Federal Deposit Insurance Corporation, 1934-1947 (Pg. 30)

13. Assets and liabilities of the Federal Deposit Insurance Corporation, December 31, 1947, and December 31, 1946 (Pg. 31)

14. Asset and liability and income statements of the Federal Deposit Insurance Corporation—from Auditors’ Report for year ended June 30, 1947 (Pg. 34-36)

PART TWO: BANKING DEVELOPMENTS

15. Changes in number of insured and noninsured banks and branches in the United States and possessions, 1947 and the period, 1942-1947 (Pg. 40)

16. Assets and liabilities of all banks in the United States and possessions, December 31, 1947, 1946, and 1945 (Pg. 43)

17. Assets and liabilities of all commercial banks in the United States and possessions, December 31, 1947, June 30, 1947, December 31, 1946, and 1945 (Pg. 44)

18. Commercial bank loans guaranteed or insured by agencies of the United States Government, December 31, 1947 (Pg. 45)

19. Maturities of United States Government obligations held by insured commercial banks, December 31, 1947, 1946, and 1945 (Pg. 46)

20. Assets and liabilities of all mutual savings banks in the United States, December 31, 1947, 1946, and 1945 (Pg. 47)

21. Maturities of United States Government obligations held by mutual savings banks, December 31, 1947 (Pg. 47)

22. Capital accounts and capital ratios of all commercial banks in the United States and possessions, December 31, 1947, 1946, and 1945 (Pg. 49)

23. Regional distribution of insured commercial banks according to ratio of adjusted capital accounts to appraised value of total assets, examinations in 1947 (Pg. 50)

24. Substandard asset ratios of insured commercial banks examined in 1939-1947 (Pg. 51)

25. Distribution of insured commercial banks according to ratio of substandard assets to adjusted capital accounts, examinations in 1947, 1946, and 1945 (Pg. 51)

26. Earnings, expenses, and profits of insured commercial banks, 1934-1947 (Pg. 52)

27. Selected operating ratios of insured commercial banks, 1941, 1945-1947 (Pg. 54)

28. Distribution of earnings and expenses of insured commercial banks, 1941, 1945-1947 (Pg. 55)

29. Comparison of average number and average salary of employees of insured commercial banks, 1941, 1946, and 1947 (Pg. 55)

30. Percentage distribution of insured commercial banks grouped by rate of net profit on total capital accounts, 1941, 1945-1947 (Pg. 57)

31. Net earnings and net profits ratios of insured commercial banks grouped by amount of deposits, 1947 (Pg. 58)

32. Amounts and average rates of income received and dividends paid by insured mutual savings banks, 1943-1947 (Pg. 61)

PART THREE: LOANS OF INSURED COMMERCIAL BANKS, 1934-1947

33. Loans of insured commercial banks by major type of loan, 1934-1947 (Pg. 66)

34. Income and charge-offs on loans of insured commercial banks, 1935-1947 (Pg. 73)

PART FIVE: STATISTICS OF BANKS AND DEPOSIT INSURANCE

Explanatory note (Pg. 96-97)

101. Changes in number and classification of operating banks and branches in the United States and possessions during 1947 (Pg. 98-99)

102. Number of operating banks and branches, December 31, 1947 Grouped according to insurance status and class of bank, and by State and type of office (Pg. 100-107)

103. Number and deposits of operating banks, December 31, 1947 Banks grouped according to insurance status and by district and State (Pg. 108-109)

Explanatory note (Pg. 110-111)

104. Summary of assets and liabilities of operating banks in the United States and possessions, June 30, 1947 Banks grouped according to insurance status and type of bank (Pg. 112)

105. Summary of assets and liabilities of operating banks in the United States and possessions, December 31, 1947 Banks grouped according to insurance status and type of bank (Pg. 113)

106. Assets and liabilities of operating insured commercial banks, December 31, 1947, June 30, 1947, and December 30, 1946 (Pg. 114-115)

107. Assets and liabilities of all operating banks, call dates, 1942-1947 (Pg. 116)

108. Assets and liabilities of operating insured banks, call dates, 1942-1947 (Pg. 117)

109. Assets and liabilities of operating commercial banks, call dates, 1942-1947 (Pg. 118)

110. Assets and liabilities of operating insured commercial banks, call dates, 1942-1947 (Pg. 119)

111. Assets and liabilities of all operating banks in the United States and possessions, December 31, 1947 Banks grouped by district and State (Pg. 120-121)

Examiners’ evaluation of insured commercial banks: Explanatory note (Pg. 122-123)

112. Examiners’ appraisal of assets, liabilities, and capital of insured commercial banks examined in 1939-1947 (Pg. 124-125)

113. Examiners’ appraisal of assets, liabilities, and capital of insured commercial banks examined in 1947

Banks grouped according to amount of deposits (Pg. 126-127)

114. Examiners’ appraisal of assets, liabilities, and capital of insured commercial banks examined in 1947

Banks grouped by Federal Deposit Insurance Corporation district and State (Pg. 128-129)

Earnings, expenses, and dividends of insured banks: Explanatory note (Pg. 130-131)

115. Earnings, expenses, and dividends of insured commercial banks, 1934, 1941-1947 (Pg. 132-133)

116. Ratios of earnings, expenses, and dividends of insured commercial banks, 1934, 1941-1947 (Pg. 134-135)

117. Earnings, expenses, and dividends of insured commercial banks, 1947 By class of bank (Pg. 136-137)

118. Ratios of earnings, expenses, and dividends of injured commercial banks, 1947

By class of bank (Pg. 138-139)

119. Earnings, expenses, and dividends of insured commercial banks operating throughout 1947

Banks grouped according to amount of deposits (Pg. 140-141)

120. Ratios of earnings, expenses, and dividends of insured commercial

banks operating throughout 1947 Banks grouped according to amount of deposits (Pg. 142-143)

121. Amounts and ratios of earnings, expenses, and dividends of insured commercial banks, by State, 1947 (Pg. 144-153)

122. Earnings, expenses, and dividends of insured mutual savings banks, 1934, 1941-1947 (Pg. 154-155)

123. Ratios of earnings, expenses, and dividends of insured mutual savings banks, 1934, 1941-1947 (Pg. 156-157)

Deposit insurance disbursements: Explanatory notes (Pg. 158-159)

124. Disbursements by the Federal Deposit Insurance Corporation to protect depositors; number and deposits of insured banks placed in receivership or merged with the financial aid of the Corporation,

1934-1947 Banks grouped by class of bank, year of disbursement amount of deposits, and State (Pg. 160-161)

125. Assets and liabilities of insured banks placed in receivership and of insured banks merged with the financial aid of the Federal Deposit Insurance Corporation, 1934-1947 As shown by books of bank at date of closing (Pg. 162)

126. Name, location, Federal Deposit Insurance Corporation disbursement, and assets and liabilities of insured banks merged with the financial aid of the Corporation during 1947 (Pg. 163)

127. Disbursements to protect depositors, recoveries, and losses by the Federal Deposit Insurance Corporation in connection with insured banks placed in receivership or merged with the financial aid of

the Corporation, 1934-1947 As shown by books of FDIC, December 81, 1947 (Pg. 164-165)