Economic Inclusion Strategic Plan 2024
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Economic Inclusion Strategic Plan 2024

Filetype[PDF-1.92 MB]


  • Corporate Authors:
  • Description:
    Overview (Pg 1)

    Introduction (Pg 5)

    State of Economic Inclusion in the United States (Pg 7)

    Application of Learning from the Environmental Scan (Pg 14)

    Implementation of the Economic Inclusion Strategic Plan (Pg 17)

    Economic Inclusion Strategic Plan Framework (Pg 18)

    Opportunity Area 1. Create and Sustain Foundational Banking Relationships: Establish an onramp to the U.S. financial system, setting the stage for future financial success (Pg 19)

    Opportunity Area 2. Build Household Financial Stability: Help households save and increase access to consumer credit to better manage ongoing and emergency expenses (Pg 25)

    Opportunity Area 3. Achieve a Secure Financial Future: Build household wealth through investments that can foster savings and accumulate value overtime (Pg 31)

    Opportunity Area 4. Live in Strong and Healthy Communities: Encourage bank lending, investments, and services that support strong and healthy communities, including low- and moderate-income (LMI) neighborhoods and other underserved communities (Pg 38)

    Appendices (Pg 43)

    Appendix A: Overview of Environmental Scan Process (Pg A-1)

    Appendix B: Research Questions and Associated Literature Sources from the Environmental Scan (Pg B-1)

  • Content Notes:
    Figure 1. Economic Inclusion Opportunity Areas (Pg 2)

    Figure 2. Key Terms Used in the Plan (Pg 3)

    Figure 3. Theory of Change for Opportunity Area 1: Create and Sustain Foundational Banking Relationships (Pg 21)

    Figure 4. Theory of Change for Opportunity Area 2: Build Household Financial Stability (Pg 27)

    Figure 5. Theory of Change for Opportunity Area 3: Achieve a Secure Financial Future (Pg 34)

    Figure 6. Theory of Change for Opportunity Area 4: Live in Strong and Healthy Communities (Pg 40)

  • Subject:
  • Pages in Document:
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  • Release Date:
  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC);Board of Governors of the Federal Reserve System (The Fed);Office of the Comptroller of the Currency (OCC);U.S. Small Business Administration (SBA);U.S. Department of Housing and Urban Development (HUD);U.S. Department of Agriculture;
  • Law Involved:
    Banking Act of 1933 (Glass-Steagall Act);Community Reinvestment Act (CRA);
  • Source:
    FDIC Website
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