Assessments, Amendments To Incorporate Troubled Debt Restructuring Accounting Standards Update

Details

• Publisher's site:
  https://www.fdic.gov/|FDIC.gov
• Corporate Authors:
  Federal Deposit Insurance Corporation (FDIC)
• Content Notes:
  Chart 1. Historical Second Quarter Insured Deposit Growth (Pg 64317)
  
  Chart 2. Historical Weighted Average Assessment Rates Compared with the Most Recent Weighted Average Assessment Rate with an Increase of 2 Basis Points (Pg 64319)
  
  Table 1 — Initial Base Assessment Rate Schedule Beginning the First Assessment Period of 2023 (Pg 64323)
  
  Table 2 — Total Base Assessment Rate Schedule (After Adjustments) 1 Beginning the First Assessment Period of 2023 (Pg 64323)
  
  Table 3 — Initial Base Assessment Rate Schedule Beginning the First Assessment Period of 2023 and for All Subsequent Assessment Periods, Applicable to New Small Institutions (Pg 64323)
  
  Table 4 — Total Base Assessment Rate Schedule (After Adjustments) 1 Beginning the First Assessment Period of 2023 and for All Subsequent Assessment Periods, Applicable to New Small Institutions (Pg 64324)
  
  Table 5 — Initial and Total Base Assessment Rate Schedule 1 Beginning the First Assessment Period of 2023 (Pg 64324)
  
  Table 6 — Fund Balance, Estimated Insured Deposits, and Reserve Ratio (Pg 64325)
  
  Table 7 — Scenario Analysis: Expected Time to Reach a 1.35 Percent Reserve Ratio (Pg 64328)
  
  Chart 3. Expected Time to Reach a 2 Percent Reserve Ratio (Pg 64329)
  
  Table 8 — Estimated Annual Effect of the Assessment Rate Increase on Income for All Profitable Institutions (Pg 64330-64331)
  
  Table 9 — Estimated Annual Effect of the Assessment Rate Increase on Income for Profitable Small Institutions (Pg 64331)
  
  Table 10 — Estimated Annual Effect of the Assessment Rate Increase on Income for Profitable Large and Highly Complex Institutions (Pg 64331)
  
  Table 1 to Paragraph (a)(1) Introductory Text — Initial Base Assessment Rate Schedule Beginning the First Assessment Period After June 30, 2016 (Pg 64335)
  
  Table 2 to Paragraph (a)(2) Introductory Text — Total Base Assessment Rate Schedule (After Adjustments) 1 Beginning the First Assessment Period (Pg 64335-64336)
  
  Table 3 to Paragraph (B)(1) Introductory Text — Initial Base Assessment Rate Schedule Beginning the First Assessment Period of 2023 (Pg 64336)
  
  Table 4 to Paragraph (B)(2) Introductory Text — Total Base Assessment Rate Schedule (After Adjustments) 1 Beginning the First Assessment Period of 2023 (Pg 64337)
  
  Table 9 to Paragraph (E)(1)(Iii)(a) Introductory Text—initial Base Assessment Rate Schedule Beginning the First Assessment Period (Pg 64337)
  
  Table 10 to Paragraph (E)(1)(Iii)(B) Introductory Text — Total Base Assessment Rate Schedule (After Adjustments) 1 Beginning the First Assessment Period After June 30, 2016 (Pg 64338)
  
  Table 11 to Paragraph (E)(1)(Iv)(a) Introductory Text — Initial Base Assessment Rate Schedule Beginning the First Assessment Period of 2023 and for All Subsequent Assessment Periods (Pg 64338)
  
  Table 12 to Paragraph (E)(1)(Iv)(B) Introductory Text — Total Base Assessment Rate Schedule (After Adjustments)1 Beginning the First Assessment Period of 2023 and for All Subsequent Assessment Periods (Pg 64338)
  
  Table 13 to Paragraph (E)(2)(I) Introductory Text — Initial and Total Base Assessment Rate Schedule 1 Beginning the First Assessment Period After June 30, 2016 (Pg 64339)
  
  Table 14 to Paragraph (E)(2)(Ii) Introductory Text — Initial and Total Base Assessment Rate Schedule 1 Beginning the First Assessment Period of 2023 (Pg 64339)
  
  Table A.1 — Definitions of Measures Used in the Financial Ratios Method (Pg 64340)
  
  Table A.2 — Loan Mix Index Categories (Pg 64341)
  
  
• Format:
  PDF
• Release Date:
  10/24/2022
• Agencies Involved:
  Federal Deposit Insurance Corporation (FDIC) ; U.S. Small Business Administration (SBA) ; Office of Management and Budget (OMB) ; Government Accountability Office (GAO)
• Law Involved:
  Federal Deposit Insurance Act (FDI Act) ; Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) ; Regulatory Flexibility Act (RFA) ; Paperwork Reduction Act of 1995 (PRA) ; Riegle Community Development and Regulatory Improvement Act of 1994 (RCDRIA) ; Gramm-Leach-Bliley Act ; Congressional Review Act (CRA)
• Effective Date:
  01/01/2023
• Federal Register Citation Number:
  87 FR 64314
• CFR Number:
  12 CFR Part 327
• RIN Indentifier:
  RIN 3064–AF83
• Main Document Checksum:
  urn:sha256:b8c6c7e0e9cd8f9b49ad932b08a771c6afcb78943d3a2981700442101195a823
• Download URL:
  https://archive.fdic.gov/view/fdic/13866/fdic_13866_DS1.pdf
• File Type:
  [PDF - 929.46 KB ]