Consumer Credit Protection Act and Fair Lending: Prohibition Against Discrimination in Credit Transactions
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Consumer Credit Protection Act and Fair Lending: Prohibition Against Discrimination in Credit Transactions

Filetype[PDF-706.00 KB]



Details:

  • Publisher's site:
  • Description:
    The FDIC is reminding institutions that the Equal Credit Opportunity Act (ECOA) and its implementing regulation prohibit discrimination in credit transactions against consumers who have, in good faith, exercised any right under the Consumer Credit Protection Act (CCPA). The CCPA, which comprises several consumer protection titles, includes the rights provided to consumers by the Fair Credit Reporting Act (FCRA) – Title VI of the CCPA.
  • Format:
  • Release Date:
    03/09/2006
  • Update Date:
    11/26/2018
  • Withdrawn Date:
    12/01/2018
  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC)
  • Fdic Employee Involved:
    David LafleurRuss BaileySandra L. Thompson
  • Law Involved:
    Equal Credit Opportunity Act (ECOA)Consumer Credit Protection Act (CCPA)Fair Credit Reporting Act (FCRA)Fair and Accurate Credit Transactions Act of 2003 (FACT Act)
  • Related Regulation:
    12 C.F.R. Part 202
  • Source:
    FDIC Website
  • Memorandum To:
    FDIC-Supervised Banks (Commercial and Savings)
  • FIL Number:
    FIL-22-2006
  • Main Document Checksum:
  • File Type:

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