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This Document Has Been Retired.
Fair And Accurate Credit Transactions Act: Proposed Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies
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12/21/2007
[PDF-1.30 MB]
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Description:The FDIC, the other federal financial institution regulatory agencies, and the Federal Trade Commission (the agencies) have jointly published for comment the attached proposed regulations and guidelines on the accuracy and integrity of information furnished to consumer reporting agencies (CRAs) and proposed regulations on direct disputes to furnishers of this information. The agencies are proposing to adopt these guidelines and regulations to satisfy the requirements of section 312 of the Fair and Accurate Credit Transactions Act (FACT Act), which amended section 623 of the Fair Credit Reporting Act (FCRA). Comments on the proposals are due by February 11, 2008.
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Release Date:12/21/2007
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Update Date:11/26/2018
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Withdrawn Date:12/01/2018
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Agencies Involved:Federal Deposit Insurance Corporation (FDIC);U.S. Department of the Treasury;Office of the Comptroller of the Currency (OCC);Board of Governors of the Federal Reserve System (The Fed);Office of Thrift Supervision (OTS);National Credit Union Administration (NCUA);Federal Trade Commission (FTC);
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Fdic Employee Involved:John Jackwood;Richard Schwartz;
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Law Involved:Fair and Accurate Credit Transactions Act (FACT Act)
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Related Regulation:12 CFR Part 334
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Comment Period End Date:02/11/2008
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Source:FDIC Website
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Memorandum To:FDIC-Supervised Banks (Commercial and Savings)
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FIL Number:FIL-115-2007
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