Flood Insurance: Managing Risks Associated with Lapses in Flood Insurance Coverage
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Flood Insurance: Managing Risks Associated with Lapses in Flood Insurance Coverage

Filetype[PDF-1.19 MB]



Details:

  • Publisher's site:
  • Description:
    Flood insurance is required for the life of a loan that is secured by improved real estate located, or to be located, in a special flood hazard area of a community participating in the National Flood Insurance Program. Often, an insurance policy lapses because the borrower does not renew it. Therefore, it is important for institutions to have adequate internal controls to ensure that borrowers maintain appropriate levels of flood insurance coverage for the term of the loan.
  • Format:
  • Release Date:
    12/21/2007
  • Update Date:
    11/26/2018
  • Withdrawn Date:
    12/01/2018
  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC)
  • Fdic Employee Involved:
    Mira Marshall;John Jackwood;
  • Law Involved:
    Flood Disaster Protection Act of 1973
  • Related Regulation:
    Part 339
  • Source:
    FDIC Website
  • Memorandum To:
    FDIC-Supervised Banks (Commercial and Savings)
  • FIL Number:
    FIL-114-2007
  • Main Document Checksum:
  • File Type:

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