Regulation Z (Truth in Lending) and Regulation C (Home Mortgage Disclosure) Amendments to the Regulations: Amendments to the Regulations

doi:s://www.fdic.gov/

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Regulation Z (Truth in Lending) and Regulation C (Home Mortgage Disclosure) Amendments to the Regulations: Amendments to the Regulations

12/02/2008
Inactive Financial Institution Letters (FILs)

[PDF-784.95 KB]

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Details:

Publisher's site:

https://www.fdic.gov/
Corporate Authors:

Federal Deposit Insurance Corporation (FDIC)
Description:

The closed-end mortgage provisions of Regulation Z, which implement the Truth in Lending Act and the Home Ownership and Equity Protection Act, have been amended. Among other changes, these provisions now include consumer protections specific to "higher-priced mortgage loans." The compilation and reporting of loan data provisions of Regulation C, which implements the Home Mortgage Disclosure Act, now conform to the definition of higher-priced mortgage loans under Regulation Z. The amendments to Regulations Z (with limited exceptions) and C take effect on October 1, 2009.
Subject:

[+]

Consumer Protection
Dataset Download URL:

https://www.fdic.gov/news/financial-institution-letters/2008/fil08134.html
Format:

PDF
Release Date:

12/02/2008
Update Date:

11/26/2018
Withdrawn Date:

12/01/2018
Agencies Involved:

Federal Deposit Insurance Corporation (FDIC);Board of Governors of the Federal Reserve System (The Fed);
Fdic Employee Involved:

Glenn S. Gimble
Law Involved:

Truth in Lending Act (TILA);Home Ownership and Equity Protection Act (HOEPA);Home Mortgage Disclosure Act (HMDA);
Related Regulation:

Regulation Z;Regulation C;
Source:

FDIC Website
Memorandum To:

FDIC-supervised Banks (Commercial and Savings)
FIL Number:

FIL-134-2008
Main Document Checksum:

[+]

urn:sha256:837a2c4a1aa5079214c9d09ff212b7824612d046cf9e1715158515154740a523
Download URL:

https://archive.fdic.gov/view/fdic/7258/fdic_7258_DS1.pdf
File Type:

2008 Amendments to regulation Z (Truth in Lending & Home Ownership and Equity Protection) And 2008 CONFORMING AMENDMENTS TO REGULATION C (HOME MORTGAGE DISCLOSURE)

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