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This Document Has Been Retired.
Regulatory Capital Standards : Final Rule for Mortgages Modified Under the Making Home Affordable Program
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11/27/2009
[PDF-1.28 MB]
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Description:On March 4, 2009, the U.S. Department of the Treasury announced guidelines under the Making Home Affordable Program (MHAP or HAMP) to promote sustainable loan modifications for homeowners at risk of losing their homes due to foreclosure. The final rule clarifies that a banking organization may retain the risk weight assigned to a mortgage loan before the loan was modified under the MHAP following modification of the mortgage loan.
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Release Date:11/27/2009
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Update Date:11/14/2018
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Withdrawn Date:12/01/2018
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Agencies Involved:Federal Deposit Insurance Corporation (FDIC);Office of the Comptroller of the Currency (OCC);Federal Reserve System;Office of Thrift Supervision (OTS);
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Fdic Employee Involved:Ryan Sheller;Mark Handzlik;
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Related Regulation:Risk-Based Capital Rules;12 CFR Part 325;
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Source:FDIC Website
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Memorandum To:FDIC-Supervised Banks (Commercial and Savings)
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Effective Date:12/21/2009
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FIL Number:FIL-67-2009
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