Regulation Z - Open-End Consumer Credit Changes Notice of Immediate and 90-Day Changes : REVISED

Details

• Publisher's site:
  https://www.fdic.gov/
• Corporate Authors:
  Federal Deposit Insurance Corporation (FDIC)
• Description:
  The Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD Act) amended the Truth in Lending Act (TILA) to establish fair and transparent practices for open-end credit plans, including credit cards. The Federal Reserve Board (FRB) announced interim final regulations to implement those provisions of the Credit CARD Act that take effect on August 20, 2009. The FDIC expects the institutions it supervises to take appropriate steps to ensure compliance with these new requirements.
• Subject:
  Consumer Protection
• Dataset Download URL:
  https://www.fdic.gov/news/financial-institution-letters/2009/fil09044.html
• Format:
  PDF
• Release Date:
  08/06/2009
• Update Date:
  11/26/2018
• Withdrawn Date:
  12/01/2018
• Agencies Involved:
  Federal Deposit Insurance Corporation (FDIC) ; Federal Reserve Board (FRB)
• Fdic Employee Involved:
  Sandra L. Thompson
• Law Involved:
  Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD Act) ; Truth in Lending Act (TILA) ; Federal Trade Commission Act
• Source:
  FDIC Website
• Memorandum To:
  FDIC-Supervised Banks (Commercial and Savings)
• Effective Date:
  08/20/2009
• FIL Number:
  FIL-44-2009
• Main Document Checksum:
  urn:sha256:b36545fca94dab62f4bf0239330526ff91af640a5fa6bf63342f3646215dd3ea
• Download URL:
  https://archive.fdic.gov/view/fdic/7224/fdic_7224_DS1.pdf
• File Type:
  [PDF - 1.30 MB ]