Regulation Z (Truth in Lending), Early Disclosure Requirements

Details

• Publisher's site:
  https://www.fdic.gov/
• Corporate Authors:
  Federal Deposit Insurance Corporation (FDIC)
• Description:
  During 2008, the Federal Reserve promulgated revisions to Regulation Z (Truth in Lending) closed-end mortgage early disclosure requirements that were to take effect October 1, 2009. However, these changes were superseded by the enactment of the Mortgage Disclosure Improvement Act of 2008 (MDIA). As a result, the Federal Reserve has revised Regulation Z to incorporate the MDIA amendments. Compliance with the revised early disclosure requirements is mandatory on July 30, 2009.
• Content Notes:
  FIL-134-2008
• Dataset Download URL:
  fdic.gov/news/financial-institution-letters/2009/fil09026.html
• Format:
  PDF
• Release Date:
  06/01/2009
• Update Date:
  11/26/2018
• Withdrawn Date:
  12/01/2018
• Agencies Involved:
  Federal Deposit Insurance Corporation (FDIC)
• Fdic Employee Involved:
  Glenn S. Gimble
• Law Involved:
  Truth in Lending Act ; Mortgage Disclosure Improvement Act of 2008
• Related Regulation:
  12 CFR Part 226
• Source:
  FDIC Website
• Memorandum To:
  FDIC-supervised Banks (Commercial and Savings)
• Effective Date:
  07/30/2009
• FIL Number:
  FIL-26-2009
• Language:
  Eng
• Download URL:
  https://archive.fdic.gov/view/fdic/7212/fdic_7212_DS1.pdf
• File Type:
  [PDF - 1.29 MB]
• Collection(s):
  Inactive Financial Institution Letters (FILs)
• Main Document Checksum:
  urn:sha256:2bc17dd7d1f58f1f27e5f839d66035d1332c37f608e76a30e81cfedd971d6678