Interest Rate Restrictions on Institutions That are Less Than Well Capitalized, Final Rule
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Interest Rate Restrictions on Institutions That are Less Than Well Capitalized, Final Rule

Filetype[PDF-1.28 MB]


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Details:

  • Publisher's site:
  • Corporate Authors:
    Federal Deposit Insurance Corporation (FDIC)
  • Description:
    The FDIC has issued the attached final rule making certain revisions to the interest rate restrictions under Part 337.6 of the FDIC Rules and Regulations. Under the final rule, the "national rate" is a simple average of rates paid by U.S. depository institutions as calculated by the FDIC. When evaluating the Part 337.6 compliance of an institution that is less than Well Capitalized, the FDIC will deem the national rate to be the prevailing rate in all market areas, unless it agrees with evidence provided by the institution that it is operating in an area where prevailing deposit interest rates are higher. The final rule is effective January 1, 2010, but the FDIC does not object to the immediate use of the newly defined national rate by an insured depository institution.
  • Subject:
  • Dataset Download URL:
  • Format:
    PDF
  • Release Date:
    05/29/2009
  • Update Date:
    11/14/2018
  • Withdrawn Date:
    12/01/2018
  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC)
  • Fdic Employee Involved:
    Sandra L. Thompson
  • Related Regulation:
    12 C.F.R. Part 337.6
  • Source:
    FDIC Website
  • Memorandum To:
    FDIC-Insured Institutions
  • Effective Date:
    01/01/2010
  • FIL Number:
    FIL-25-2009
  • Main Document Checksum:
  • Download URL:
  • File Type:

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