Appraisal Requirements for Higher-Priced Mortgage Loans and Resources Regarding Other CFPB Mortgage-Related Rulemakings
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Appraisal Requirements for Higher-Priced Mortgage Loans and Resources Regarding Other CFPB Mortgage-Related Rulemakings

Filetype[PDF-1.09 MB]



Details:

  • Publisher's site:
  • Description:
    On January 18, 2013, the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, the National Credit Union Administration, the Office of the Comptroller of the Currency, the Federal Housing Finance Agency, and the Consumer Financial Protection Bureau (CFPB) issued a final rule that establishes new appraisal requirements for higher-priced mortgage loans. Under the Dodd-Frank Wall Street Reform and Consumer Protection Act, mortgage loans are higher priced if they are secured by a consumer's home and have interest rates above certain thresholds. In addition, a number of important changes to CFPB mortgage-related rules also are underway, and the FDIC is making available to the public several resources addressing these changes.
  • Format:
  • Release Date:
    03/18/2013
  • Update Date:
    11/14/2018
  • Withdrawn Date:
    12/01/2018
  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC);Board of Governors of the Federal Reserve System (The Fed);National Credit Union Administration (NCUA);Office of the Comptroller of the Currency (OCC);Federal Housing Finance Agency (FHFA);Consumer Financial Protection Bureau (CFPB);U.S. Department of the Treasury;
  • Fdic Employee Involved:
    Beverlea S. Gardner;Matthew Homer;
  • Law Involved:
    Dodd-Frank Wall Street Reform and Consumer Protection Act;Truth in Lending Act;Real Estate Settlement Procedures Act;
  • Related Regulation:
    Regulation Z;Regulation X;
  • Source:
    FDIC Website
  • Memorandum To:
    FDIC-Supervised Banks (Commercial and Savings)
  • Effective Date:
    01/18/2014
  • FIL Number:
    FIL-11-2013
  • Main Document Checksum:
  • File Type:

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