Table 1: Table 1-Determination of Risk Category (Pg 32180-32181)

Table 2: Table 2-Initial Base Assessment Rates [In basis points per annum] (Pg 32181)

Table 3: Table 3-Total Base Assessment Rates [In basis points per annum] (Pg 32182)

Table 4: Table 4-Initial and Total Base Assessment Rates [In basis points per annum] [Once the Reserve Ratio Reaches 1.15 Percent] (Pg 32182)

Table 5: Table 5-Comparison of Current and Final Rule Measures in Financial Ratios Method (Pg 32183)

Table 6: Table 6-Loan Mix Index for a Hypothetical Bank (Pg 32186)

Table 7: Table 7-Initial and Total Base Assessment Rates [In basis points per annum] [After the reserve ratio reaches 1.15 percent] (Pg 32190)

Table 8: Table 8-Initial and Total Base Assessment Rates [In basis points per annum] [If the reserve ratio for the prior assessment period is equal to or greater than 2 percent and less than 2.5 percent] (Pg 32190)

Table 9: Table 9-Initial and Total Base Assessment Rates [In basis points per annum] [If the reserve ratio for the prior assessment period is equal to or greater than 2.5 percent] (Pg 32190)

Table 10: Table 10-Pricing Multipliers and the Uniform Amount (Pg 32191)

Chart 1: Illustrative, Hypothetical Comparison of Distribution of Assessment Rates for Established Small Banks (Comparing Actual Fourth Quarter of 2015 Initial Assessment Rates for the Current System to Table 7 Initial Assessment Rates under the Final Rule) (Pg 32192)

Chart 2: Illustrative, Hypothetical Comparison of Distribution of Assessment Rates for Established Small Banks Based on the Fourth Quarter of 2015 (Comparing Table 4 Initial Assessment Rates under the Current System to Table 7 Initial Assessment Rates in the Final Rule) (Pg 32193)

Table 11: Table 11-Effect of the Final Rule on Income for Profitable Established Small Banks [F330 compared to C535] (Pg 32194-32195)

Table 12: Table 12-Effect of the Final Rule on Income for Unprofitable Established Small Banks [F330 compared to C535] (Pg 32195)

Table 13: Table 13-Effect of the Final Rule on Income for Profitable Established Small Banks [F330 compared to C330] (Pg 32196)

Table 14: Table 14-Effect of the Final Rule on Income for Unprofitable Established Small Banks [F330 compared to C330] (Pg 32196)

Table 15: Table 15-Accuracy Ratio Comparison Between the Final Rule and the Current Small Bank Deposit Insurance Assessment System (Pg 32197)

Table 16: Table 16-Percent Change in Assessments Resulting from the Final Rule [Assuming no change in the assessment rate range] (Pg 32198)

Table 17: Table 17-Assessment Changes Relative to Profits for Profitable Small Institutions Under the Final Rule [Assuming no change in the assessment rate range] (Pg 32198-32199)

Table 18: Table 18-Change in Assessments for Unprofitable Small Institutions Resulting from the Final Rule [Assuming no change in the assessment rate range] (Pg 32199)

Table 19: Table 19-Percent Change in Assessments Resulting from the Final Rule [Assuming change in the initial assessment rate range from 5–35 bps to 3–30 bps] (Pg 32199)

Table 20: Table 20-Assessment Changes Relative to Profits for Profitable Small Institutions Under the Final Rule [Assuming change in the initial assessment rate range from 5–35 bps to 3–30 bps] (Pg 32200)

Table 21: Table 21-Change in Assessments for Unprofitable Small Institutions Resulting from the Final Rule [Assuming change in the initial assessment rate range from 5–35 bps to 3–30 bps] (Pg 32200)

Table 22: Initial Base Assessment Rate Schedule Beginning the First Assessment Period After June 30, 2016, Where the Reserve Ratio as of the End of the Prior Assessment Period has Reached 1.15 Percent, and for All Subsequent Assessment Periods Where the Reserve Ratio as of the End of the Prior Assessment Period is Less than 2 Percent (Pg 32202)

Table 23: Total Base Assessment Rate Schedule (After Adjustments) Beginning the First Assessment Period After June 30, 2016, Where the Reserve Ratio as of the End of the Prior Assessment Period has Reached 1.15 Percent, and for All Subsequent Assessment Periods Where the Reserve Ratio as of the End of the Prior Assessment Period is Less than 2 Percent (Pg 32202)

Table 24: Initial Base Assessment Rate Schedule if the Reserve Ratio as of the End of the Prior Assessment Period is Equal to or Greater than 2 Percent But Less Than 2.5 Percent (Pg 32203)

Table 25: Total Base Assessment Rate Schedule (After Adjustments) if the Reserve Ratio as of the End of the Prior Assessment Period is Equal to or Greater than 2 Percent But Less Than 2.5 Percent (Pg 32203)

Table 26: Initial Base Assessment Rate Schedule if the Reserve Ratio as of the End of the Prior Assessment Period is Greater Than or Equal to 2.5 Percent (Pg 32204)

Table 27: Total Base Assessment Rate Schedule (After Adjustments) if the Reserve Ratio as of the End of the Prior Assessment Period is Greater Than or Equal to 2.5 Percent (Pg 32204)

Table 28: Initial Base Assessment Rate Schedule Beginning the First Assessment Period After June 30, 2016, Where the Reserve Ratio as of the End of the Prior Assessment Period has Reached 1.15 Percent, and for All Subsequent Assessment Periods (Pg 32205)

Table 29: Total Base Assessment Rate Schedule (After Adjustments) Beginning the First Assessment Period After June 30, 2016, Where the Reserve Ratio as of the End of the Prior Assessment Period has Reached 1.15 Percent, and for All Subsequent Assessment Periods Where the Reserve Ratio as of the End of the Prior Assessment Period is Less than 2 Percent (Pg 32205)

Table 30: Initial and Total Base Assessment Rate Schedule Beginning the First Assessment Period After June 30, 2016, Where the Reserve Ratio as of the End of the Prior Assessment Period has Reached 1.15 Percent, and for All Subsequent Assessment Periods Where the Reserve Ratio as of the End of the Prior Assessment Period is Less than 2 Percent (Pg 32205)

Table 31: Initial and Total Base Assessment Rate Schedule if the Reserve Ratio as of the End of the Prior Assessment Period is Equal to or Greater Than 2 Percent but Less than 2.5 Percent (Pg 32206)

Table 32: Initial and Total Base Assessment Rate Schedule if the Reserve Ratio as of the End of the Prior Assessment Period is Greater Than or Equal to 2.5 Percent (Pg 32206)

Table 33: Pricing Multipliers Applicable Beginning the First Assessment Period After June 30, 2016, Where the Reserve Ratio as of the End of the Prior Assessment Period has Reached 1.15 Percent, and for All Subsequent Assessment Periods Where the Reserve Ratio as of the End of the Prior Assessment Period is Less than 2 Percent (Pg 32207)

Table 34: Pricing Multipliers Applicable When the Reserve Ratio as of the End of the Prior Assessment Period is Equal to or Greater than 2 Percent but Less than 2.5 Percent (Pg 32207)

Table 35: Pricing Multipliers Applicable When the Reserve Ratio as of the End of the Prior Assessment Period is Equal to or Greater than or Equal to 2.5 Percent (Pg 32207)

Table 36: Definitions of Measures Used in the Financial Ratios Method (Pg 32208)

Table 37: Loan Mix Index Categories and Weighted Charge-off Rate Percentages (Pg 32208)

Table 38: Scorecard for Large Institutions (Pg 32209)

Table 39: (Pg 32209)

Table 40: Cutoff Values and Weights for Measures to Calculate the Ability to Withstand Asset-Related Stress Score (Pg 32209-32210)

Table 41: Cutoff Values and Weights to Calculate Ability to Withstand Funding-Related Stress Score (Pg 32210)

Table 42: Cutoff Values to Calculate Loss Severity Score (Pg 32210)

Table 43: Scorecard for Highly Complex Institutions (Pg 32211)

Table 44: (Pg 32211)

Table 45: Cutoff Values and Weights for Measures to Calculate the Ability to Withstand Asset-Related Stress Score (Pg 32212)

Table 46: Cutoff Values and Weights to Calculate Ability to Withstand Funding-Related Stress Score (Pg 32212)

Table 47: Cutoff Values for Loss Severity Measure (Pg 32212)