1939 Annual Report

Details

• Publisher's site:
  https://www.fdic.gov/
• Description:
  CHART ; Organization chart of the Federal Deposit Insurance Corporation (Pg. 5) ; LIST OF TABLES ; 1. Protection afforded by the Corporation in banks in financial difficulties, 1934-1939 (Pg. 16) ; 2. Disbursements of the Corporation in connection with banks in financial difficulties, 1934-1939 (Pg. 17) ; 3. Status as of December 31, 1939, of deposits of insured banks placed in receivership (Pg. 17) ; 4. Percent of deposits protected in closed insured banks and insured in operating insured banks: banks grouped by amount of deposits (Pg. 20) ; 5. Distribution of insured banks closed because of financial difficulties according to percent of repayments to the Corporation as of December 31, 1939 (Pg. 21) ; 6. Number of insured banks on December 31, 1939, and January 1, 1934 (Pg. 22) ; 7. Banks cited for engaging in unsafe or unsound practices and violations of law or regulations, 1936-1939 (Pg. 26) ; 8. Unsafe and unsound banking practices and violations of law for which 19 banks were cited by the Corporation during 1939 (Pg. 27) ; 9. Officers and employees of the Corporation, December 31, 1939 (Pg. 33) ; 10. Income and expenses of the Corporation since beginning operations (Pg. 35) ; 11. Income and expenses of the Federal Deposit Insurance Corporation, calendar year 1939. (Pg. 36) ; 12. Auditors’ report. (Pg. 37-39) ; 13. Comparative balance sheet of the Federal Deposit Insurance Corporation, December 31, 1939, and December 31, 1938 (Pg. 40) ; PART TWO: DEPOSIT INSURANCE AND BANKING DEVELOPMENTS ; 14. Number of commercial banking offices in the United States and possessions, December 31, 1939, and January 1, 1934 (Pg. 43) ; 15. Number of commercial banks in the United States and possessions, 1939 and 1934: grouped by amount of deposits (Pg. 44) ; 16. Assets and liabilities of operating insured commercial banks, December 30, 1939, and June 30, 1934 (Pg. 45) ; 17. Appraised value of assets per $100 of book value, examination in 1939: insured commercial banks (Pg. 47) ; 18. Number and deposits of banks grouped by fixed and substandard assets ratio, examination in 1939: insured commercial banks (Pg. 47) ; 19. Substandard asset and net sound capital ratios, examination in 1939: insured commercial banks grouped by amount of deposits (Pg. 48) ; 20. Examiners’ analysis of assets, examinations 1933-1939: insured commercial banks not members of the Federal Reserve System (Pg. 49) ; 21. Proportion of assets not criticized by examiners, examinations 1934-1939: insured commercial banks not members of the Federal Reserve System (Pg. 49) ; 22. Number and deposits of banks grouped by net sound capital ratio, examination in 1939: insured commercial banks (Pg. 50) ; 23. Percentage distribution of banks according to ratio of net sound capital to deposits, examinations 1933-1939: insured commercial banks not members of the Federal Reserve System (Pg. 51) ; 24. Earnings, expenses, and dividends, 1934-1939: insured commercial banks (Pg. 52) ; 25. Interest received on loans and on securities and interest paid on time and savings deposits, 1934-1939: insured commercial banks (Pg. 53) ; 26. Rates of net earnings, net profits, and dividends, 1934-1939: insured commercial banks (Pg. 55) ; 27. Percentage distribution of banks according to rate of net earnings and of net profits on total capital accounts, 1939 and 1938: insured commercial banks (Pg. 57) ; PART FIVE: STATISTICS OF BANKS AND DEPOSIT INSURANCE ; 101. Number and classification of operating banking offices, December 31, 1935-1939 (Pg. 80-81) ; 102. Analysis of admissions to and terminations of insurance in each class of bank, 1934-1939 (Pg. 82-87) ; 103. Analysis of changes in number and classification of operating banking offices in the United States and possessions during 1939 (Pg. 88-89) ; 104. Number of operating banking offices, December 31, 1939 Grouped according to insurance status and class of bank and by type of office in each State and possession (Pg. 90-97) ; 105. Number of operating banking offices, June 30, 1939 Grouped according to insurance status and class of bank and by type of office and amount of deposits (Pg. 98-99) ; 106. Number of operating banks, June 30, 1939 Grouped according to insurance status and class of bank and by type of bank and amount of deposits (Pg. 100-101) ; 107. Number of operating banks, June 30, 1939 Grouped according to insurance status and class of bank in each State and in the possessions (Pg. 102-103) ; 108. Number of operating commercial banks, June 30, 1939 Grouped according to amount of deposits and by insurance status in each State and in the possessions (Pg. 104-107) ; 109. Number of operating mutual savings banks, June 30, 1939 Grouped according to amount of deposits and by insurance status in each State (Pg. 108-109) ; 110. Number of commercial banks operating branches and number of branches, June 30, 1939 Banks operating branches grouped according to character of branch system and branches grouped according to location of branch and by population of center in which located and State (Pg. 110-111) ; 111. Deposits of operating banking offices, June 30, 1939 Offices grouped according to insurance status and class of bank and by type of office and amount of deposits (Pg. 112-113) ; 112. Deposits of operating banks, June 30, 1939 Banks grouped according to insurance status and class of bank and by type of bank and amount of deposits (Pg. 114-115) ; 113. Deposits of operating banks, June 30, 1939 Banks grouped according to insurance status and class of bank in each State and in the possessions (Pg. 116-117) ; 114. Deposits of operating commercial banks, June 30, 1939 Banks grouped according to amount of deposits and by insurance status in each State and in the possessions (Pg. 118-121) ; 115. Deposits of operating mutual savings banks, June 30, 1939 Banks grouped according to amount of deposits and by insurance status in each State (Pg. 122-123) ; 116. Summary of assets and liabilities of operating banks in the United States and possessions, 1935-1939 Banks grouped by insurance status and type of bank (Pg. 124-127) ; 117. Assets and liabilities of operating insured commercial banks, call dates 1935-1939 (Pg. 128-131) ; 118. Classes of securities held by operating insured commercial banks, call dates 1934-1939 (Pg. 132-133) ; 119. Assets and liabilities of operating insured commercial banks not members of the Federal Reserve System, call dates 1935-1939 (Pg. 134-137) ; 120. Assets and liabilities of operating insured commercial banks not members of the Federal Reserve System, December 30, 1939 Banks grouped according to amount of deposits (Pg. 138-139) ; 121. Averages per bank of assets and liabilities of operating insured commercial banks not members of the Federal Reserve System, December 30, 1939 Banks grouped according to amount of deposits (Pg. 140-141) ; 122. Percentage distribution of assets and liabilities of operating insured commercial banks not members of the Federal Reserve System, December 30, 1939 Banks grouped according to amount of deposits (Pg. 142-143) ; 123. Number of insured banks with Reconstruction Finance Corporation capital investment, December 31, 1934-1939 Banks grouped according to Federal Reserve membership and by type of bank and State (Pg. 144-145) ; 124. Capital investment of the Reconstruction Finance Corporation in banks members of the Federal Reserve System, by State, December 31, 1934-1939. (Pg. 146-147) ; 125. Capital investment of the Reconstruction Finance Corporation in operating insured banks not members of the Federal Reserve System, 1934-1939, and changes during 1939 Banks grouped by type and State (Pg. 148-149) ; 126. Examiners' analysis of capital and liabilities of insured commercial banks examined in 1939 Banks grouped by net sound capital ratio, fixed and substandard assets ratio, rate of average net earnings, and amount of deposits (Pg. 150-151) ; 127. Net sound capital ratios of insured commercial banks examined in 1939 Banks grouped by net sound capital ratio, fixed and substandard assets ratio, rate of average net earnings, and amount of deposits (Pg. 152-153) ; 128. Examiners' analysis of capital and liabilities of insured commercial banks examined in 1939 Banks grouped by FDIC district and State (Pg. 154-155) ; 129. Net sound capital ratios of insured commercial banks examined in 1939 Banks grouped by FDIC district and State (Pg. 156-157) ; 130. Examiners’ classification of assets of insured commercial banks examined in 1939 Banks grouped by net sound capital ratio, fixed and substandard assets ratio, rate of average net earnings, and amount of deposits (Pg. 158-161) ; 131. Asset ratios of insured commercial banks examined in 1939 Banks grouped by net sound capital ratio, fixed and substandard assets ratio, rate of average net earnings, and amount of deposits (Pg. 162-165) ; 132. Examiners’ classification of assets of insured commercial banks examined in 1939 Banks grouped by FDIC district and State (Pg. 166-169) ; 133. Asset ratios of insured commercial banks examined in 1939 Banks grouped by F D IC district and State (Pg. 170-173) ; 134. Distribution of insured commercial banks examined in 1939 according to net sound capital ratio Banks grouped by fixed and substandard assets ratio, rate of average net earnings, and amount of deposits (Pg. 174) ; 135. Distribution of deposits of insured commercial banks examined in 1939 according to net sound capital ratio Banks grouped by fixed and substandard assets ratio, rate of average net earnings, and amount of deposits (Pg. 175) ; 136. Net sound capital ratios of insured commercial banks not members of the Federal Reserve System, examinations 1933-1939 Banks grouped according to amount of deposits (Pg. 176) ; 137. Total asset ratios of insured commercial banks not members of the Federal Reserve System, examinations 1933-1939 Banks grouped according to amount of deposits (Pg. 177) ; 138. Loan ratios of insured commercial banks not members of the Federal Reserve System, examinations 1934-1939 Banks grouped according to amount of deposits (Pg. 178) ; 139. Asset ratios of insured commercial banks not members of the Federal Reserve System examined in 1939 Banks grouped according to amount of deposits (Pg. 179) ; 140. Earnings, expenses, and dividends of insured commercial banks, 1935-1939 (Pg. 180-181) ; 141. Earnings, expenses, and dividends of insured commercial banks, 1939 By class of bank (Pg. 182-183) ; 142. Distribution of insured commercial banks according to rate of net earnings, 1939 Banks grouped by amount of deposits, population of center in which located, and number of commercial banking offices in center in which located (Pg. 184) ; 143. Distribution of insured commercial banks according to rate of net profits, 1939 Banks grouped by amount of deposits, population of center in which located, and number of commercial banking offices in center in which located (Pg. 185) ; 144. Distribution of insured commercial banks according to rate of net earnings and by rate of net profits, 1939 (Pg. 186) ; 145. Distribution of insured commercial banks according to rate of net earnings and by rate of income on loans and ratio of loans to total assets, 1939 (Pg. 187) ; 146. Distribution of insured commercial banks according to rate of interest paid on time and savings deposits, 1939 Banks grouped by rate of net earnings, rate of income on loans, and ratio of loans to total assets (Pg. 188) ; 147. Distribution of insured commercial banks according to rate of interest paid on time and savings deposits, 1939 Banks grouped by ratio of time and savings deposits to total deposits, amount of deposits, and population of center in which located (Pg. 189) ; 148. Earnings, expenses, and disposition of profits of insured commercial banks not members of the Federal Reserve System, 1935-1939 (Pg. 190-191) ; 149. Earnings, expenses, and disposition of profits of insured commercial banks not members of the Federal Reserve System, 1939 Banks grouped according to amount of deposits (Pg. 192-193) ; 150. Averages per bank of earnings, expenses, and disposition of profits of insured commercial banks not members of the Federal Reserve System, 1939 Banks grouped according to amount of deposits (Pg. 194-195) ; 151. Ratios of earnings, expenses, and disposition of profits of insured commercial banks not members of the Federal Reserve System, 1939 Banks grouped according to amount of deposits (Pg. 196-197) ; 152. Ratios of earnings, expenses, and disposition of profits of insured commercial banks not members of the Federal Reserve System, 1939 Banks grouped according to population of center in which located (Pg. 198-199) ; 153. Ratios of earnings, expenses, and disposition of profits of insured commercial banks not members of the Federal Reserve System, 1939 Banks grouped according to rate of net earnings (Pg. 200-201) ; 154. Ratios of earnings, expenses, and disposition of profits of insured commercial banks not members of the Federal Reserve System, 1939 Banks grouped according to rate of interest paid on time and savings deposits (Pg. 202-203) ; 155. Earnings, expenses, and disposition of profits of insured mutual savings banks, 1935-1939 (Pg. 204-205) ; 156. Number and deposits of banks which suspended operations, 1934-1939 Grouped according to class of bank and by year, amount of deposits, and State (Pg. 206-207) ; 157. Number and deposits of and disbursements to insured banks merged with the financial aid of the Federal Deposit Insurance Corporation, 1935-1939 Grouped according to class of bank and by year, amount of deposits, and State (Pg. 208-209) ; 158. Number and deposits of insured banks placed in receivership or merged with the financial aid of the Federal Deposit Insurance Corporation, 1934-1939 Grouped according to class of bank and by year, amount of deposits, and State (Pg. 210-211) ; 159. Number and deposits of banks which suspended operations, 1939 Grouped according to class of bank and by amount of deposits and State (Pg. 212) ; 160. Number and deposits of and disbursements to insured banks merged with the financial aid of the Federal Deposit Insurance Corporation, 1939 Grouped according to class of bank and by amount of deposits and State (Pg. 213) ; 161. Number and deposits of insured banks placed in receivership or merged with the financial aid of the Federal Deposit Insurance Corporation, 1939 Grouped according to class of bank and by amount of deposits and State (Pg. 214-215) ; 162. Accounts and deposits of and disbursements to insured banks merged with the financial aid of the Federal Deposit Insurance Corporation, 1935-1939 (Pg. 216-217) ; 163. Assets purchased by the Federal Deposit Insurance Corporation to facilitate completion of liquidation of insured banks in receivership, 1939 As shown by books of FDIC, December 31, 1939 (Pg. 218) ; 164. List of insured banks placed in receivership, 1939 (Pg. 219) ; 165. Assets of insured banks placed in receivership, 1934-1939 As shown by books of bank at date of suspension (Pg. 220-221) ; 166. Liabilities of insured banks placed in receivership, 1934-1939 A s shown by books of bank at date of suspension (Pg. 222-223) ; 167. Deposits of insured banks placed in receivership, 1934-1939 A s shown by books of FDIC, December 31, 1939 (Pg. 224-225) ; 168. Payments to depositors of insured banks placed in receivership, 1934-1939 As shown by books of FDIC, December 31, 1939 (Pg. 226-227) ; 169. Actions by the Federal Deposit Insurance Corporation upon applications from banks not members of the Federal Reserve System for admission to insurance, approval of establishment of branches, and approval of change of location of banking offices, August 23, 1935, to December 31, 1939 (Pg. 228-229) ; 170. Actions by the Federal Deposit Insurance Corporation on applications regarding capital and other financial adjustments, August 23, 1935, to December 31, 1939 (Pg. 230-231)
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• Content Notes:
  Introduction and summary ; PART ONE: OPERATIONS AND POLICIES OF THE CORPORATION ; Principles and policies ; Deposit insurance ; Insurance coverage ; Adequate financial resources ; Development of supervisory standards and procedures ; Adequate bank capital ; Quality of assets ; The role of bank supervision ; Operating results of deposit insurance ; Insured banks suspended or merged ; Payment of deposits in banks placed in receivership ; Loans to facilitate mergers ; Protection of deposits in operating and closed banks ; Repayments to the Corporation ; Recoveries from banks in receivership ; Receivership activities of the Corporation ; Recoveries on loans and assets purchased ; Supervisory activities of the Corporation ; Admissions to insurance ; Terminations of insurance ; Bank examinations ; Unsafe and unsound banking practices ; Capital adjustments of banks ; Establishment of branches and relocation of banking offices ; Approval of assumption or release of deposits ; Regulations and rulings ; Reports from banks ; Legislation during 1939 affecting deposit insurance ; Federal legislation ; State legislation directly affecting the operations of the Corporation ; State legislation relating to bank supervision ; Operating statement of the Corporation ; Organization and staff ; Extension of civil service to employees of the Corporation ; Competitive examination for assistant bank examiners ; Income and expenses ; Claims held by Corporation against suspended and merged banks ; Audit ; Assets and liabilities ; PART TWO: DEPOSIT INSURANCE AND BANKING DEVELOPMENTS ; Banking Developments 1934-1939 ; Commercial Banking Offices ; Banking offices in operation ; Distribution of banks by size ; Assets and Liabilities of Insured Commercial Banks ; Changes during six years 1934-193 ; Changes during 1939 ; Examiners’ appraisal of condition of insured commercial banks ; Analysis of assets ; Analysis of capital accounts ; Earnings of insured commercial banks ; Current operating earnings ; Income on loans ; Current operating expenses ; Interest on time and savings deposits ; Net current operating earnings ; Net profits ; Insured mutual savings banks ; PART THREE: SPECIAL REPORTS ; Note ; PART FOUR: LEGISLATION AND REGULATIONS ; Deposit insurance legislation ; Repeal of provision requiring certain insured banks to become members of the Federal Reserve System ; Congressional study of national monetary and banking policy ; Regulations of the Corporation ; Part 305— Recognition of deposit ownership not on bank records ; Part 307— Insurance of trust funds ; PART FIVE: STATISTICS OF BANKS AND DEPOSIT INSURANCE ; Explanatory notes ; Sources of data ; Classification of banks and banking offices ; Deposits of banks and banking offices ; Assets and liabilities of operating banks ; Examiners’ analysis of insured banks ; Earnings, expenses, and disposition of profits of insured banks ; Suspensions, receiverships, and mergers ; Number of banking offices ; Deposits of banking offices ; Capital investment of the Reconstruction Finance Corporation ; Examiners’ analysis of insured commercial banks ; Examiners’ analysis of insured commercial banks not members of the Federal Reserve System ; Earnings of insured banks not members of the Federal Reserve System ; Actions by the Corporation on applications from banks
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• Pages in Document:
  260
• Format:
  PDF
• Release Date:
  12/31/1939
• Fdic Employee Involved:
  Donald E. Powell
• Source:
  FDIC Website/Fraser
• Language:
  English
• Download URL:
  https://archive.fdic.gov/view/fdic/238/fdic_238_DS1.pdf
• File Type:
  [PDF - 6.47 MB]
• Collection(s):
  Annual Reports
• Main Document Checksum:
  urn:sha-512:0c394169c1ea2e9d0cee2ec1b620c449298b4f001d0565f7f24ab6188f1013a92148042491460fd7685e0bdbbf00fdf69880a9ee6abec33990e866d6155878fe