Details:

Publisher's site:
https://www.fdic.gov/ | FDIC.gov
Corporate Authors:
Federal Insurance Deposit Corporation (FDIC)
Content Notes:
Figure 1: No Premiums Went To SAIF Before 1992 (Pg 4)

Figure 2: SAIF is Undercapitalized (Pg 5)

Figure 3: Higher Failure Rates Prevent SAIF Capitalization, And Threaten SAIF' s Solvency (Pg 10)

Figure 4: More Rapid Shrinkage Of SAIF Deposits Means An Earlier FICO Shortfall (Pg 11)

Table 1: Total Assets of SAIF-Member Institutions (Pg 14)

Figure 5: SAIF Domestic Deposits (Pg 15)

Table 2: SAIF Assessment Base: Domestic Deposits ($ Millions) and Percentage Change from Prior Year-End (Pg 16)

Figure 6: Quarterly Average Interest Rates 3-Month Treasury Bills (Pg 17)

Figure 7: Household Ownership of Mutual Funds (Pg 18)

Table 3: Changes in SAIF-Member Institutions' Net Interest Margins Fourth Quarter 1993 to Fourth Quarter 1994 (Pg 23)

Table 4: Interest-Rate Assumptions: Percentage Change in Net Interest Margins (Pg 24)

Table 5: Interest-Rate Scenarios: Incremental Failures Caused by the SAIF Differential (Pg 24)

Table 6: Results of Interest-Rate Scenarios For Institutions Rated 3, 4 and 5 (Pg 26)

Table 7: · Asset-Quality Assumptions: Loan-Loss Rates (Percent of Average Loans) (Pg 28)

Table 8: Asset-Quality Scenarios: Incremental Failures Caused by the SAIF Differential (Pg 28)

Table 9: Results of Asset-Quality Scenarios For Institutions Rated 3, 4 and 5 (Pg 29)

Table 10: Combination Scenarios: Incremental Failures Caused by SAIF Differential (Pg 30)

Table 11: Results of Combination Scenarios For Institutions Rated 3, 4 and 5 (Pg 31)

Table 12: Sensitivity of SAIF Capitalization to Failure Rates and Deposit Growth Rates (Pg 35)

Table 13: Ability to Fund FICO from the FICO-Eligible SAIF Assessment Base (Pg 37)


Pages in Document:
41
Dataset Download URL:
https://www.fdic.gov/resources/publications/
Format:
PDF
Release Date:
03/15/1995
Agencies Involved:
Federal Deposit Insurance Corporation (FDIC);Federal Savings and Loan Insurance Corporation (FSLIC);Federal Home Loan Bank Board (FHLBB);Resolution Trust Corporation (RTC);
Bank Involved:
Great Western Financial Corporation
Law Involved:
Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA);Federal Deposit Insurance Corporation Improvement Act of 1991;Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994;
Other Institutions Involved:
Federal National Mortgage Association;Federal Home Loan Mortgage Corporation;
Source:
FDIC Website
Main Document Checksum:
[+]
urn:sha256:4cdf6722f27caa4a8c7408b56a7c8346a33b7f9fe3ed9e1edb617805c0d97756
Download URL:
https://archive.fdic.gov/view/fdic/14387/fdic_14387_DS1.pdf
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