Analysis of Issues Confronting the Savings Association Insurance Fund
Advanced Search
Select up to three search categories and corresponding keywords using the fields to the right. Refer to the Help section for more detailed instructions.

Search our Collections & Repository

All these words:

For very narrow results

This exact word or phrase:

When looking for a specific result

Any of these words:

Best used for discovery & interchangable words

None of these words:

Recommended to be used in conjunction with other fields

Language:

Dates

Publication Date Range:

to

Document Data

Title:

Document Type:

Library

Collection:

Series:

People

Author:

Help
Clear All

Query Builder

Query box

Help
Clear All

For additional assistance using the Custom Query please check out our Help Page

i

Analysis of Issues Confronting the Savings Association Insurance Fund

Filetype[PDF-2.52 MB]



Details:

  • Publisher's site:
    https://www.fdic.gov/ | FDIC.gov
  • Content Notes:
    Figure 1: No Premiums Went To SAIF Before 1992 (Pg 4)

    Figure 2: SAIF is Undercapitalized (Pg 5)

    Figure 3: Higher Failure Rates Prevent SAIF Capitalization, And Threaten SAIF' s Solvency (Pg 10)

    Figure 4: More Rapid Shrinkage Of SAIF Deposits Means An Earlier FICO Shortfall (Pg 11)

    Table 1: Total Assets of SAIF-Member Institutions (Pg 14)

    Figure 5: SAIF Domestic Deposits (Pg 15)

    Table 2: SAIF Assessment Base: Domestic Deposits ($ Millions) and Percentage Change from Prior Year-End (Pg 16)

    Figure 6: Quarterly Average Interest Rates 3-Month Treasury Bills (Pg 17)

    Figure 7: Household Ownership of Mutual Funds (Pg 18)

    Table 3: Changes in SAIF-Member Institutions' Net Interest Margins Fourth Quarter 1993 to Fourth Quarter 1994 (Pg 23)

    Table 4: Interest-Rate Assumptions: Percentage Change in Net Interest Margins (Pg 24)

    Table 5: Interest-Rate Scenarios: Incremental Failures Caused by the SAIF Differential (Pg 24)

    Table 6: Results of Interest-Rate Scenarios For Institutions Rated 3, 4 and 5 (Pg 26)

    Table 7: ยท Asset-Quality Assumptions: Loan-Loss Rates (Percent of Average Loans) (Pg 28)

    Table 8: Asset-Quality Scenarios: Incremental Failures Caused by the SAIF Differential (Pg 28)

    Table 9: Results of Asset-Quality Scenarios For Institutions Rated 3, 4 and 5 (Pg 29)

    Table 10: Combination Scenarios: Incremental Failures Caused by SAIF Differential (Pg 30)

    Table 11: Results of Combination Scenarios For Institutions Rated 3, 4 and 5 (Pg 31)

    Table 12: Sensitivity of SAIF Capitalization to Failure Rates and Deposit Growth Rates (Pg 35)

    Table 13: Ability to Fund FICO from the FICO-Eligible SAIF Assessment Base (Pg 37)

  • Pages in Document:
    41
  • Format:
  • Release Date:
    03/15/1995
  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC);Federal Savings and Loan Insurance Corporation (FSLIC);Federal Home Loan Bank Board (FHLBB);Resolution Trust Corporation (RTC);
  • Bank Involved:
    Great Western Financial Corporation
  • Law Involved:
    Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA);Federal Deposit Insurance Corporation Improvement Act of 1991;Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994;
  • Other Institutions Involved:
    Federal National Mortgage Association;Federal Home Loan Mortgage Corporation;
  • Source:
    FDIC Website
  • Main Document Checksum:
  • File Type:

Supporting Files

  • No Additional Files

More +

You May Also Like

Checkout today's featured content at archive.fdic.gov

Version 3.25