Details:

Publisher's site:
https://www.fdic.gov/ | FDIC.gov
Corporate Authors:
Federal Insurance Deposit Corporation (FDIC)
Description:
Executive Summary (Pg i)

I. Introduction to Two-Window Banking (Pg 1)

A. Activities funded with insured deposits (Pg 3)

B. Restrictions on nonbank-affiliate activities (Pg 5)

C. structure of the banking organization (Pg 6)

II. Risk to the Deposit Insurance Funds (Pg 7)

A. Activities in the insured bank (Pg 7)

B. Profitability and diversification of risks (Pg 9)

C. Supervisory issues: firewalls and safeguards (Pg 11)

III. Equity, Efficiency, and Feasibility (Pg 28)

A. Competitive and regulatory issues (Pg 28)

1. Competition and competitive equity (Pg 29)

2. Economies of scope and operating efficiency (Pg 31)

3. Resource adjustments (economic efficiency) (Pg 31)

4. Regulatory requirements under alternative modes of uninsured funding and alternative nonbank activities (Pg 33)

B. Disclosure standards (Pg 34)

C. Accounting standards (Pg 41)

IV. Implementing a Two-Window System (Pg 42)

V. Findings and Recommendations (Pg 47)

Appendix -- Statutory and Regulatory Safeguards (Pg 51)


Pages in Document:
75
Dataset Download URL:
https://www.fdic.gov/resources/publications/
Format:
PDF
Release Date:
09/15/1992
Agencies Involved:
Federal Deposit Insurance Corporation (FDIC);Office of the Comptroller of the Currency (OCC);Board of Governors of the Federal Reserve System (The Fed);Federal Home Loan Bank Board (FHLBB);
Bank Involved:
Hamilton National Bank of Chattanooga;United California Bank;Chase Manhattan National Bank;First National Bank of Chicago;Conintental Illinois Bank;National Bank of Washington;Lincoln Savings and Loan;First National Bank of Oklahoma;BancTexas;First City Bancorporation;Bank of New England Corporation;Hawkeye Bancorporation;First Options of Chicago;
Law Involved:
Federal Deposit Insurance Corporation Improvement Act of 1991;Banking Act of 1933 (Glass-Steagall Act);Bank Holding Company Act of 1956;Federal Reserve Act;Bank Holding Company Act Amendments of 1970;
Other Institutions Involved:
Manufacturers Hanover Trust Company;Salomon Brothers;Banco Denesia;First Options;Drexel, Burnham, Lambert, Inc.;American Continental Corporation (ACC);
Related Regulation:
12 CFR Part 225.4
Source:
FDIC Website
Main Document Checksum:
[+]
urn:sha256:8cb2b06c46aea6c7ced876086d1dc1c1e0cc7e722a3cbd75dad955f9d3a85a22
Download URL:
https://archive.fdic.gov/view/fdic/14383/fdic_14383_DS1.pdf
File Type:

Supporting Files

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