Federal Interest Rate Authority
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Federal Interest Rate Authority

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  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC);Supreme Court of the United States (SCOTUS);U.S. Department of the Treasury;Office of the Comptroller of the Currency (OCC);Office of Management and Budget (OMB);Government Accountability Office (GAO);
  • Law Involved:
    Federal Deposit Insurance Act (FDI Act);National Bank Act;Depository Institutions Deregulation and Monetary Control Act of 1980;Riegle-Neal Interstate Banking and Branching Efficiency Act of 1980;Riegle-Neal Amendments Act of 1997;Home Owners' Loan Act (HOLA);Administrative Procedure Act (APA);Gramm-Leach-Bliley Act;Regulatory Flexibility Act (RFA);U.S. Small Business Administration (SBA);Fair Debt Collection Practices Act;Congressional Review Act (CRA);Riegle Community Development and Regulatory Improvement Act (RCDRIA);Paperwork Reduction Act of 1995 (PRA);Treasury and General Government Appropriations Act, 1999;Omnibus Consolidated and Emergency Supplemental Appropriations Act of 1999;
  • Related Legal Case:
    Madden v. Midland Funding, LLC, 786 F.3d 246 (2d Cir. 2015);Tiffany v. National Bank of Missouri, 85 U.S. 409 (1873);Fisher v. First National Bank, 548 F.2d 255, 259 (8th Cir. 1977);Smiley v. Citibank (South Dakota), N.A., 517 U.S. 735 (1996);United States v. Ven-Fuel, Inc., 758 F.2d 741, 764 n. 20 (1st Cir. 1985);Greenwood Trust Co. v. Massachusetts, 971 F.2d, 818, 827 (1st Cir. 1992);Planters' Bank v. Sharp, 47 U.S. 301, 323 (1848);Nichols v. Fearson, 32 U.S. (7. Pet.) 103, 109 (1833);Gaither v. Farmers & Merchants Bank of Georgetown, 26 U.S. 37, 43 (1833);FDIC v. Lattimore Land Corp., 656 F.2d 139 (5th Cir. 1981);FDIC v. Tito Castro Constr. Co., 548 F. Supp. 1224, 1226 (D. P.R. 1982);Dean Witter Reynolds Inc. v. Variable Annuity Life Ins. Co., 373 F.3d 1100, 1110 (10th Cir. 2004);Tivoli Ventures, Inc. v. Bumann, 870 P.2d 1244, 1248 (Colo. 1994);Gould v. Jackson, 42 NW2d 489, 490 (Wis. 1950);Olvera v. Blitt & Gaines, P.C., 431 F.3d 285, 286-88 (7th Cir. 2005);Barnett Bank of Marion County, N.A. v. Nelson, 517 U.S. 25 (1996);FERC v. Elec. Power Supply Ass'n, 136 S. Ct. 760, 776 (2016);Chevron v. National Resources Defense Council, Inc., 467 U.S. 837, 843 (1984);Planters' Bank of Miss. v. Sharp, 47 U.S. 301, 322-23 (1848);Strike v. Trans-West Discount Corp., 92 Cal. App. 3d 735, 745 (Cal. Ct. App. 4th Dist., 1979);Stillwell v. Office of Thrift Supervision, 569 F.3d 514, 519, and Rural Cellular Ass'n v. FCC, 588 F.3d 1095, 1105 (D.C. Cir. 2009);Taylor v. Federal Aviation Administration, 895 F.3d 56, 68 (D.C. Cir. 2018);Marquette Nat'l Bank v. First of Omaha Service Corp., 439 U.S. 299 (1978);Fulford v. Marlette Funding, LLC, No. 2017-CV-303767 (Col. Dist. Ct. City & County of Denver, Mar. 3, 2017);
  • Source:
    FDIC Website/GovInfo
  • Effective Date:
  • Federal Register Citation Number:
    85 FR 44146
  • CFR Number:
    12 CFR Part 331
  • RIN Indentifier:
    RIN 3064–AF21
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