CHARTS:

Community Bank Loan Growth Has Outpaced Noncommunity Bank Loan Growth for Eight Consecutive Years, Merger Adjusted Annual Growth in Total Loans and Leases (Pg. 31)

Estimated DIF Insured Deposits (Pg. 82)

Deposit Insurance Fund Reserve Ratios (Pg. 82)

FDIC Expenditures (Pg. 87)

2019 Budget and Expenditures by Program (Pg. 88)

Investment Spending (Pg. 89)

FDIC Organization Chart/Officials (Pg. 148)

Corporate Staffing, Staffing Trends (Pg. 149)

Figure 1: OIG Compilation of Crisis Readiness Framework (Pg. 165)

Figure 2: Sources of Threat Information for Financial Institutions. (Pg. 168)

Figure 3: FDIC Examiner Retirement Eligibility (Pg. 178)

Figure 4: Supply Chain Risk View (Pg. 183)

Figure 5: FDIC Total Dollar Value of Contract Awards 2016-2018 (Pg. 186)

Figure 6: Total Compliance Expenses as a Percentage of Noninterest Expenses (Pg. 189)

Figure 7: Cost Benefit Analysis Performance (Pg. 190)

TABLES:

FDIC Examinations (Pg. 17)

Community Banks Added Offices While Noncommunity Banks Closed Offices from June 2018 to June 2019 (Pg. 32)

Failure Activity (Pg. 45)

Assets-in-liquidation Inventory by Asset Type (Pg. 45)

Receivership Activity (Pg. 46)

2019 Insurance Program Results (Pg. 55-57)

2019 Supervision Program Results (Pg. 58-63)

2019 Receivership Management Program Results (Pg. 64)

Insurance Program Results (Pg. 65-68)

Supervision Program Results (Pg. 69-75)

Receivership Management Program Results (Pg. 76-77)

Deposit Insurance Fund Selected Statistics (Pg. 83)

Federal Deposit Insurance Corporation Deposit Insurance Fund Balance Sheet as of December 31 (Pg. 92)

Federal Deposit Insurance Corporation Deposit Insurance Fund Statement of Income and Fund Balance For the Years Ended December 31 (Pg. 93)

Federal Deposit Insurance Corporation Deposit Insurance Fund Statement of Cash Flows For the Years Ended December 31 (Pg. 94)

Investment in U.S. Treasury Securities (Pg. 97)

Receivables from Resolutions, Net (Pg. 98)

Receivership Shared-Loss Transactions (Pg. 99)

Property and Equipment, Net (Pg. 99)

Maximum Loss Exposure to the FDIC, as Guarantor, Total Guarantee Fees Collected, Guarantee Fees Receivable, and Other Information Related to the FDIC Guaranteed Debt for the Trusts as of December 31, 2019 and 2018 (Pg. 101)

Operating Expenses (Pg. 103)

Pension Benefits and Savings Plans (Pg. 104)

Postretirement Benefit Obligation, Gain and Loss, and Expense Information Included in the Balance Sheet and Statement of Income and Fund Balance (Pg. 104)

Annual Postretirement Contributions and Benefits Paid (Pg. 104)

Expected Future Benefit Payments (Pg. 104)

Assumptions Used to Determine the Amount of the Accumulated Postretirement Benefit Obligation and the Net Periodic Benefit Costs (Pg. 105)

Future Minimum Lease Commitments (Pg. 105)

Reconciliation of Net Income to Net Cash from Operating Activities (Pg. 105)

Federal Deposit Insurance Corporation FSLIC Resolution Fund Balance Sheet as of December 31 (Pg. 106)

Federal Deposit Insurance Corporation FSLIC Resolution Fund Statement of Income and Accumulated Deficit for the Years Ended December 31 (Pg. 107)

Federal Deposit Insurance Corporation FSLIC Resolution Fund Statement of Cash Flows for the Years Ended December 31 (Pg. 108)

Contributed Capital, Accumulated Deficit, and Resolution Equity (Pg. 111)

Reconciliation of Net Income to Net Cash from Operating Activities (Pg. 112)

Table 1: Management Report on Final Action on Audits with Disallowed Costs for Fiscal Year 2019 (Pg. 125)

Table 2: Management Report on Final Action on Audits with Recommendations to Put Funds to Better Use for Fiscal Year 2019 (Pg. 125)

Table 3: Audit Reports without Final Actions but with Management Decisions Over One Year Old for Fiscal Year 2019 (Pg. 125-128)

FDIC Actions on Financial Institutions Applications (Pg. 131)

Combined Risk and Consumer Enforcement Actions (Pg. 132)

Estimated Insured Deposits and the Deposit Insurance Fund, December 31, 1934, through September 30, 2019 (Pg. 133-135)

Income and Expenses, Deposit Insurance Fund, From Beginning of Operations, September 11, 1933, through December 31, 2019 (Pg. 136-138)

FDIC Insured Institutions Closed During 2019 (Pg. 140)

Recoveries and Losses by the Deposit Insurance Fund on Disbursements for the Protection of Depositors, 1934-2019 (Pg. 141-143)

Number, Assets, Deposits, Losses, and Loss to Funds of Insured Thrifts Taken Over or Closed Because of Financial Difficulties, 1989 through 1995 (Pg. 144)

Number of Employees by Division/office (Year-End) (Pg. 150)

Table A: Retirement Eligibility Statistics for Key FDIC Divisions (Pg. 176)

Table B: Retirement Eligibility Statistics for FDIC Regional Offices (Pg. 178)