Deposit Insurance in a Changing Environment: A Study of the Current System of Deposit Insurance Pursuant to Section 712 of the Garn-St Germain Depository Institution Act of 1982, Submitted to the United States Congress
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Deposit Insurance in a Changing Environment: A Study of the Current System of Deposit Insurance Pursuant to Section 712 of the Garn-St Germain Depository Institution Act of 1982, Submitted to the United States Congress

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Details:

  • Publisher's site:
    https://www.fdic.gov/ | FDIC.gov
  • Corporate Authors:
    Federal Deposit Insurance Corporation (FDIC)
  • Description:
    Executive Summary

    Chapter

    I. Current System of Deposit Insurance and Its Impact

    II. Risk Related Insurance Premiums

    III. Market Discipline and the Federal Deposit Insurance System

    IV. Public Disclosure Practices

    V. Adequacy of the Insurance Fund and Revisions to Assessment Procedures

    VI. Merger of the Deposit Insurance Funds

    VII. Optional Excess Deposit Insurance

    Appendices

    A. Literature of Risk Related Insurance Systems for Commercial Banks

    B. Literature on Failure Prediction Models for Commercial Banks

    C. Existing Disclosure Vehicles

    D. Assessment Procedures and Issues

    E. The Financial Statements of the Federal Deposit Insurance Corporation

    F. Small Depositor Protection

    G. State Deposit Insurance Programs

  • Content Notes:
    Includes Bibliographic References.

    Table 1: Causes of Failure Commercial Bank Failures (1971-1982) (Pg II-6)

    Table 2: Size of Failed Commercial Banks 1971-1982 (Pg II-17)

    Table 3: Causes of Failure by Size Commercial Bank Failures 1971-1982 (Pg II-19)

    Table 4: Size of Commercial Bank Failures 1971-1982 (Pg II-20)

    Table 1: Exposure of the Deposit Insurance Fund, 1934-1982 (Pg V-5)

    Table (Pg VI-3)

    Table 1: Condition of Insured Institutions (Pg VI-5)

    Table (Pg VI-6)

    Table 2: Size of the Respective Funds (Pg VI-6)

    Table 3: Investment Portfolios of the Insurance Funds (Pg VI-7)

    Table (Pg E-2)

    Table E1: Federal Deposit Insurance Corporation Comparative Statement of Income and the Deposit Insurance Fund (Pg E-3)

    Table E2: Federal Deposit Insurance Corporation Comparative Statement of Financial Position (Pg E-4)

    Table F1: Percentage of Commercial Bank Deposits with Balances Above $100,00 (Pg F-3)

    Table F2: Estimated Number of Accounts Above $100,000 (Pg F-4)

    Table F3: Estimated Uninsured Deposits (Pg F-4)

    Table F4: Estimated Percentage Breakdown of the Large CD Market (Pg F-5)

    Table G1: Principal Provisions of Bank-Obligation Insurance Programs in Operation 1829-1866 (Pg 208)

    Table G2: Maximum Number of Banks Participating in Insurance Systems, Six States, 1829-1866 (Pg 209)

    Table G3: Insurance Funds and Assessments, States with Bank-Obligation Insurance Systems, 1829-1866 (Pg 210)

    Table G4: Principle Provisions Relating to Supervision of Banks Participating in Bank Obligation Insurance Systems, Six States, 1829-1866 (Pg 211)

    Table G5: Principal Provisions of Deposit Insurance Programs Adopted by Eight States, 1907-1917 (Pg 212)

    Table G6: Maximum Number of Banks Participating in Deposit Insurance, Eight States, 1908-1930 (Pg 213)

    Table G7: Comparison of Deposit Insurance Programs (Pg 214-219)

    Table G6: Maximum Number of Banks Participating in Deposit Insurance, Eight States, 1908-1930 (Pg 220)

    Table G7: Comparison of Deposit Insurance Programs (Pg 221-226)

  • Pages in Document:
    226
  • Dataset Download URL:
  • Format:
    PDF
  • System of Records:
  • Release Date:
    04/15/1983
  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC)
  • Congressional Committee Involved:
    U.S. House Committee on Banking, Housing, and Urban Affairs;U.S. Senate Committee on Banking, Finance and Urban Affairs;
  • Fdic Employee Involved:
    William M. Isaac;Margaret L. Egginton;Stanley C. Silverberg;James A. Davis;Thomas A. Brooks;Robert V. Shumway;James L. Sexton;Mary T. Mitchell;Jesse G. Snyder;Kenneth Fulton;William R. Watson;David C. Cooke;Harry F. Beerman;John F. Bovenzi;Colin W. Cooke;James A. Marino;Frank E. McFadden;Marlene A. O'Neill;Dean Forrester Cobos;Myers N. Fisher;Douglas J. Jones;Daniel W. Persinger;Paul L. Sachtleben;Robert F. Storch;Lawrence H. Pierce;Gary G. Gilbert;Benjamin B. Christopher;Christie A. Sciacca;Jules E. Bernard;Robert F. Miailovich;MarJene A. O'Neill;Thomas C. O'Nell;Gary B. Sarsfield;Dean Forrester Cohos;Mary Sheehan Frank;Doris L. Marsh;David J. Seermon;James J. Bartoszek;Richard L. Hickman;Robert W. Walsh;Jay D. Karp;Steven Seelig;Detta Voesar;Nils W. Larsen;Geri Pavey;Ken A. Quincy;Geoffrey L. Wade;Joyce Breen;Suzanne L. Brown;Gracie B. Eison;Leah M. Kerr;Wanda M. Lockhart;Mary L. McCoy;Mjldred M. McKinnis;A. Merle Rives;Brenda H. Tolliver;
  • Law Involved:
    Garn-St Germain Depository Institutions Act of 1982
  • Other Notable People Involved:
    Jake Garn;Fernand J. St Germain;Carter H. Golembe;
  • Source:
    FDIC Library Collection
  • Main Document Checksum:
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  • File Type:

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