[FDIC view on] The Community Reinvestment Act (CRA)
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[FDIC view on] The Community Reinvestment Act (CRA)



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Details:

  • Publisher's site:
  • Personal Author:
    Janice M. Smith
  • Corporate Authors:
    Federal Deposit Insurance Corporation (FDIC)
  • Description:
    FDIC Office of Consumer Affairs, Director before the Subcommittee on Consumer and Regulatory Affairs, Committee on Banking, Finance and Urban Affairs, U.S. Senate, July 31, 1989. Examination for compliance with CRA; the FDIC examination force; assignment and use of CRA ratings; community participation; application decisions and CRA protests; and supervisory enforcement actions.
  • Content Notes:
    Includes table: Average Hours Expended Per Examination on CRA from 1985 through 1988 by Asset Size of Bank

    Includes table providing data related to the Consumer Protection School (CPS)

    Includes table showing aggregate CRA ratings assigned for examinations conducted during each of the past five years

    Includes table reflecting actions on nonprotested CRA-covered applicators for the years 1984 through the first half of 1989

  • Dataset Download URL:
  • Format:
    PDF
  • Release Date:
    07/31/1989
  • Agencies Involved:
    Federal Deposit Insurance Corporation (FDIC);Office of the Comptroller of the Currency (OCC);Board of Governors of the Federal Reserve System;Office of Thrift Supervision;National Credit Union Administration;Federal Financial Institutions Examination Council (FFIEC);
  • Congressional Committee Involved:
    Senate Subcommittee on Consumer and Regulatory Affairs;Senate Committee on Banking, Finance and Urban Affairs;
  • Fdic Employee Involved:
    Janice M. Smith
  • Law Involved:
    Fair Housing Act of 1968 (FHA);Home Mortgage Disclosure Act (HMDA);Equal Credit Opportunity Act (ECOA);Community Reinvestment Act (CRA);
  • Source:
    FDIC Library Collection
  • Main Document Checksum:
  • Download URL:
  • File Type:
    Filetype[PDF-4.20 MB]

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