Introduction (Pg 4)Part 1: Public Comments and the FDIC's Response to Them (Pg 4)Summary of Public Comments (Pg 4)The FDIC’s Response to the Comments (Pg 8)Part 2: More-Recent Trends in Identity Theft (Pg 11)Size of the Problem (Pg 11)Manner of Perpetration (Pg 12)Indirect Costs (Pg 12)The Reaction of Banks (Pg 14)Layered Mitigation Approach (Pg 14
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