FDIC Quarterly
Quarterly Banking Profile:
Fourth Quarter 2008
The 2009 Economic Landscape:
How the Recession Is Unfolding
across Four U.S. Regions
Alternative Financial Services:
A Primer
2009, Volume 3, Number 1
Quarterly Banking Profile:
Fourth Quarter 2008
The 2009 Economic Landscape:
How the Recession Is Unfolding
across Four U.S. Regions
Alternative Financial Services:
A Primer
2009, Volume 3, Number 1
The FDIC Quarterly is published by the Division of Insurance and Research of the Federal Deposit
Insurance Corporation and contains a comprehensive summary of the most current financial results for
the banking industry. Feature articles appearing in the FDIC Quarterly range from timely analysis of
economic and banking trends at the national and regional level that may affect the risk exposure of
FDIC-insured institutions to research on issues affecting the banking system and the development of
regulatory policy.
Single copy subscriptions of the FDIC Quarterly can be obtained through the FDIC Public Informa-
tion Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226. E-mail requests should be
sent to publicinfo@fdic.gov. Change of address information also should be submitted to the Public
Information Center.
The FDIC Quarterly is available on-line by visiting the FDIC Web site at www.fdic.gov. To receive
e-mail notification of the electronic release of the FDIC Quarterly and the individual feature articles,
subscribe at www.fdic.gov/about/subscriptions/index.html.
Chairman Sheila C. Bair
Director, Division of Insurance Arthur J. Murton
and Research
Executive Editor Maureen E. Sweeney
Managing Editors Richard A. Brown
Diane L. Ellis
Paul H. Kupiec
Christopher J. Newbury
Editor Kathy Zeidler
Publication Managers Peggi Gill
Lynne Montgomery
Media Inquiries (202) 898-6993
Insurance Corporation and contains a comprehensive summary of the most current financial results for
the banking industry. Feature articles appearing in the FDIC Quarterly range from timely analysis of
economic and banking trends at the national and regional level that may affect the risk exposure of
FDIC-insured institutions to research on issues affecting the banking system and the development of
regulatory policy.
Single copy subscriptions of the FDIC Quarterly can be obtained through the FDIC Public Informa-
tion Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226. E-mail requests should be
sent to publicinfo@fdic.gov. Change of address information also should be submitted to the Public
Information Center.
The FDIC Quarterly is available on-line by visiting the FDIC Web site at www.fdic.gov. To receive
e-mail notification of the electronic release of the FDIC Quarterly and the individual feature articles,
subscribe at www.fdic.gov/about/subscriptions/index.html.
Chairman Sheila C. Bair
Director, Division of Insurance Arthur J. Murton
and Research
Executive Editor Maureen E. Sweeney
Managing Editors Richard A. Brown
Diane L. Ellis
Paul H. Kupiec
Christopher J. Newbury
Editor Kathy Zeidler
Publication Managers Peggi Gill
Lynne Montgomery
Media Inquiries (202) 898-6993