49298 Federal Register / Vol. 84, No. 182 / Thursday, September 19, 2019 / Notices
Equal Employment Opportunity
Commission
Members
Dr. Chris Haffer, Chief Data Officer, U.S.
Equal Employment Opportunity
Commission
Ms. Carol Miaskoff, Associate Legal
Counsel, U.S. Equal Employment
Opportunity Commission
Ms. Rosa Viramontes, Program Manager,
U.S. Equal Employment
Opportunity Commission
Mr. Richard Toscano, Director, Equal
Employment Opportunity Staff,
U.S. Department of Justice
By the direction of the Commission.
Dated: September 13, 2019.
Reuben Daniels,
Acting Chief Operating Officer.
[FR Doc. 2019–20204 Filed 9–18–19; 8:45 am]
BILLING CODE 6570–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Sunshine Act Meeting
TIME AND DATE: Pursuant to the
provisions of the ‘‘Government in the
Sunshine Act’’ (5 U.S.C. 552b), notice is
hereby given that at 1:49 p.m. on
Tuesday, September 17, 2019, the Board
of Directors of the Federal Deposit
Insurance Corporation met in closed
session to consider matters related to
the Corporation’s supervision,
corporate, and resolution activities.
PLACE: The meeting was held in the
Board Room located on the sixth floor
of the FDIC Building located at 550 17th
Street NW, Washington, DC.
STATUS: The meeting was closed to the
public.
MATTERS CONSIDERED: In calling the
meeting, the Board determined, on
motion of Director Martin J. Gruenberg,
seconded by Director Joseph M. Otting
(Comptroller of the Currency), and
concurred in by Kathleen L. Kraninger
(Director, Consumer Financial
Protection Bureau) and Chairman Jelena
McWilliams, that Corporation business
required its consideration of the matters
which were to be the subject of this
meeting on less than seven days’ notice
to the public; that no earlier notice of
the meeting was practicable; that the
public interest did not require
consideration of the matters in a
meeting open to public observation; and
that the matters could be considered in
a closed meeting by authority of
subsections (c)(2), (c)(4), (c)(6), (c)(8),
(c)(9)(A)(ii), (c)(9)(B) and (c)(10) of the
‘‘Government in the Sunshine Act’’ (5
U.S.C. 552b(c)(2), (c)(4), (c)(6), (c)(8),
(c)(9)(A)(ii), (c)(9)(B) and (c)(10).
CONTACT PERSON FOR MORE INFORMATION:
Requests for further information
concerning the meeting may be directed
to Robert E. Feldman, Executive
Secretary of the Corporation, at 202–
898–7043.
Dated at Washington, DC, on September
17, 2019.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2019–20453 Filed 9–17–19; 4:15 pm]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request (OMB No.
3064–0046; –0113; –0169; –0174; and
–0191)
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Agency information collection
activities: Submission for OMB review;
comment request.
SUMMARY: The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described
below. On July 12, 2019, the FDIC
requested comment for 60 days on a
proposal to renew these information
collections. No comments were
received. The FDIC hereby gives notice
of its plan to submit to OMB a request
to approve the renewal of these
information collections, and again
invites comment on their renewal.
DATES: Comments must be submitted on
or before October 21, 2019.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION: On July
12, 2019, the FDIC requested comment
for 60 days on a proposal to renew the
information collections described
below. No comments were received. The
FDIC hereby gives notice of its plan to
submit to OMB a request to approve the
renewal of these collection, and again
invites 1 comment on their renewal.
Proposal To Renew the Following
Currently Approved Collections of
Information
1. Title: Home Mortgage Disclosure
(HMDA).
OMB Control Number: 3064–0046.
Form Number: None.
Affected Public: Insured state
nonmember banks.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection (IC) description Type of burden Obligation to
respond
Estimated
number of
respondents
Estimated
number of
responses
Estimated
time per
response
(minutes)
Frequency of
response
Total
estimated
annual
burden
(hours)
Full Data Set
Home Mortgage Disclosure ........................... Reporting ............ Mandatory .......... 650 1,400 5 On Occasion ........ 75,833
Recordkeeping ... Mandatory .......... 650 1,400 5 On Occasion ........ 75,833
VerDate Sep<11>2014 17:30 Sep 18, 2019 Jkt 247001 PO 00000 Frm 00054 Fmt 4703 Sfmt 4703 E:\FR\FM\19SEN1.SGM 19SEN1
jbell on DSK3GLQ082PROD with NOTICES
Equal Employment Opportunity
Commission
Members
Dr. Chris Haffer, Chief Data Officer, U.S.
Equal Employment Opportunity
Commission
Ms. Carol Miaskoff, Associate Legal
Counsel, U.S. Equal Employment
Opportunity Commission
Ms. Rosa Viramontes, Program Manager,
U.S. Equal Employment
Opportunity Commission
Mr. Richard Toscano, Director, Equal
Employment Opportunity Staff,
U.S. Department of Justice
By the direction of the Commission.
Dated: September 13, 2019.
Reuben Daniels,
Acting Chief Operating Officer.
[FR Doc. 2019–20204 Filed 9–18–19; 8:45 am]
BILLING CODE 6570–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Sunshine Act Meeting
TIME AND DATE: Pursuant to the
provisions of the ‘‘Government in the
Sunshine Act’’ (5 U.S.C. 552b), notice is
hereby given that at 1:49 p.m. on
Tuesday, September 17, 2019, the Board
of Directors of the Federal Deposit
Insurance Corporation met in closed
session to consider matters related to
the Corporation’s supervision,
corporate, and resolution activities.
PLACE: The meeting was held in the
Board Room located on the sixth floor
of the FDIC Building located at 550 17th
Street NW, Washington, DC.
STATUS: The meeting was closed to the
public.
MATTERS CONSIDERED: In calling the
meeting, the Board determined, on
motion of Director Martin J. Gruenberg,
seconded by Director Joseph M. Otting
(Comptroller of the Currency), and
concurred in by Kathleen L. Kraninger
(Director, Consumer Financial
Protection Bureau) and Chairman Jelena
McWilliams, that Corporation business
required its consideration of the matters
which were to be the subject of this
meeting on less than seven days’ notice
to the public; that no earlier notice of
the meeting was practicable; that the
public interest did not require
consideration of the matters in a
meeting open to public observation; and
that the matters could be considered in
a closed meeting by authority of
subsections (c)(2), (c)(4), (c)(6), (c)(8),
(c)(9)(A)(ii), (c)(9)(B) and (c)(10) of the
‘‘Government in the Sunshine Act’’ (5
U.S.C. 552b(c)(2), (c)(4), (c)(6), (c)(8),
(c)(9)(A)(ii), (c)(9)(B) and (c)(10).
CONTACT PERSON FOR MORE INFORMATION:
Requests for further information
concerning the meeting may be directed
to Robert E. Feldman, Executive
Secretary of the Corporation, at 202–
898–7043.
Dated at Washington, DC, on September
17, 2019.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2019–20453 Filed 9–17–19; 4:15 pm]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request (OMB No.
3064–0046; –0113; –0169; –0174; and
–0191)
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Agency information collection
activities: Submission for OMB review;
comment request.
SUMMARY: The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described
below. On July 12, 2019, the FDIC
requested comment for 60 days on a
proposal to renew these information
collections. No comments were
received. The FDIC hereby gives notice
of its plan to submit to OMB a request
to approve the renewal of these
information collections, and again
invites comment on their renewal.
DATES: Comments must be submitted on
or before October 21, 2019.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION: On July
12, 2019, the FDIC requested comment
for 60 days on a proposal to renew the
information collections described
below. No comments were received. The
FDIC hereby gives notice of its plan to
submit to OMB a request to approve the
renewal of these collection, and again
invites 1 comment on their renewal.
Proposal To Renew the Following
Currently Approved Collections of
Information
1. Title: Home Mortgage Disclosure
(HMDA).
OMB Control Number: 3064–0046.
Form Number: None.
Affected Public: Insured state
nonmember banks.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection (IC) description Type of burden Obligation to
respond
Estimated
number of
respondents
Estimated
number of
responses
Estimated
time per
response
(minutes)
Frequency of
response
Total
estimated
annual
burden
(hours)
Full Data Set
Home Mortgage Disclosure ........................... Reporting ............ Mandatory .......... 650 1,400 5 On Occasion ........ 75,833
Recordkeeping ... Mandatory .......... 650 1,400 5 On Occasion ........ 75,833
VerDate Sep<11>2014 17:30 Sep 18, 2019 Jkt 247001 PO 00000 Frm 00054 Fmt 4703 Sfmt 4703 E:\FR\FM\19SEN1.SGM 19SEN1
jbell on DSK3GLQ082PROD with NOTICES
49299Federal Register / Vol. 84, No. 182 / Thursday, September 19, 2019 / Notices
2 The one-hour difference in the Total Estimated
Annual Burden Hours is due to rounding.
3 Regulation C, 12 CFR part 1003, Home Mortgage
Disclosure, https://www.govinfo.gov/content/pkg/
CFR-2018-title12-vol8/pdf/CFR-2018-title12-vol8-
part1003-appA.pdf.
4 The SBA defines a small banking organization
as having $550 million or less in assets, where ‘‘a
financial institution’s assets are determined by
averaging the assets reported on its four quarterly
financial statements for the preceding year.’’ See 13
CFR 121.201 (as amended, effective December 2,
2014). ‘‘SBA counts the receipts, employees, or
other measure of size of the concern whose size is
at issue and all of its domestic and foreign
affiliates.’’ See 13 CFR 121.103. Following these
regulations, the FDIC uses a covered entity’s
affiliated and acquired assets, averaged over the
preceding four quarters, to determine whether the
covered entity is ‘‘small’’ for the purposes of RFA.
5 Call Report, December 31, 2017.
6 Interpretive and Procedural Rule, Partial
Exemptions from the Requirements of the Home
Mortgage Disclosure Act under the Economic
Growth, Regulatory Relief, and Consumer
Protection Act (Regulation C), 83 FR 45325 https://
www.federalregister.gov/documents/2018/09/07/
2018-19244/partial-exemptions-from-the-
requirements-of-the-home-mortgage-disclosure-act-
under-the-economic.
7 910,000 Full Data disclosures ÷ 650 respondents
= 1,400 disclosures per respondent.
240,000 Partial Data disclosures ÷ 1,200
respondents = 200 disclosures per respondent.
8 See https://www.reginfo.gov/public/do/
PRAViewICR?ref_nbr=20151203064-006.
SUMMARY OF ANNUAL BURDEN—Continued
Information collection (IC) description Type of burden Obligation to
respond
Estimated
number of
respondents
Estimated
number of
responses
Estimated
time per
response
(minutes)
Frequency of
response
Total
estimated
annual
burden
(hours)
Partial Data Set
Home Mortgage Disclosure ........................... Recordkeeping ... Mandatory .......... 1,200 200 2.5 On Occasion ........ 10,000
Reporting ............ Mandatory .......... 1,200 200 2.5 On Occasion ........ 10,000
Total Estimated Annual Burden Hours .. ............................. ............................. .................... .................... .................... .............................. 2 171,667
General Description of Collection: The
Board of Governors of the Federal
Reserve System promulgated Regulation
C, 12 CFR part 203, to implement the
Home Mortgage Disclosure Act (HMDA),
12 U.S.C. 2801–2810. Regulation C
requires depository institutions that
meet its asset-size threshold to maintain
data about home loan applications (the
type of loan requested, the purpose of
the loan, whether the loan was
approved, and the type of purchaser if
the loan was later sold), to update the
information quarterly, and to report the
information annually. The Home
Mortgage Disclosure Act and Regulation
C now come under the authority of the
Consumer Financial Protection Bureau
(CFPB).
Pursuant to Regulation C, insured
state-nonmember banks supervised by
the FDIC with assets over a certain
dollar threshold must collect, record,
and report data about home loan
applications.3 For 2017 transactions,
1,865 FDIC-supervised institutions
reported under HMDA; 1,217 of these
institutions were small entities.4 5 For
transactions beginning in 2018, the set
of data fields to be reported under
HMDA was expanded. Institutions that
meet certain criteria are partially
exempt from reporting certain data
fields.6 To estimate the number of Full
and Partial filers for 2018, subject matter
experts (SMEs) in the Division of
Consumer Protection (DCP) examined
2016 and 2017 data collected under
HMDA, as well as preliminary data for
2018. Results from this analysis indicate
that for 2018 data, there were roughly
650 and 1,200 respondents to the Full
and Partial reporting requirements of
this information collection, respectively.
The frequency of responses was
estimated by taking the total number of
Full and Partial disclosure filings and
dividing that number by the number of
respondents.7
The frequency of response is ‘on
occasion’, which remains unchanged
from the 2016 ICR.8 Due to an increase
in the number of required items, the
estimated time per response for the Full
Data loan disclosure form will increase
from 5 minutes to 10 minutes. The
estimated time per response for the
Partial Data loan disclosure form will
remain unchanged at 5 minutes. For
both the Full and Partial loan
disclosure, the estimated burden is
divided equally among reporting and
recordkeeping.
2. Title: External Audits.
OMB Control Number: 3064–0113.
Form Number: None.
Affected Public: All insured financial
institutions with total assets of $500
million or more and other insured
financial institutions with total assets of
less than $500 million that voluntarily
choose to comply.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection (IC) description Type of burden Obligation to
respond
Estimated
number of
respondents
Estimated
number of
responses
Estimated
time per
response
(hours)
Frequency of
response
Total
estimated
annual
burden
(hours)
FDIC Supervised Institutions with $10 Billion or More in Total Assets
Annual Report ............................................... Recordkeeping ... Mandatory .......... 28 1 150 Annually ............... 4,200
Reporting ............ Mandatory .......... 28 1 150 Annually ............... 4,200
Audit Committee Composition ....................... Recordkeeping ... Mandatory .......... 28 1 3 Annually ............... 84
Reporting ............ Mandatory .......... 28 1 3 Annually ............... 84
Filing of Other Reports .................................. Recordkeeping ... Mandatory .......... 28 1 .125 Annually ............... 3.5
Reporting ............ Mandatory .......... 28 1 .125 Annually ............... 3.5
Notice of Change in Accountants .................. Recordkeeping ... Mandatory .......... 7 1 .25 Annually ............... 1.75
Reporting ............ Mandatory .......... 7 1 .25 Annually ............... 1.75
FDIC Supervised Institutions with $10
Billion or More in Total Assets.
............................. ............................. .................... .................... .................... .............................. 8,578.5
VerDate Sep<11>2014 17:30 Sep 18, 2019 Jkt 247001 PO 00000 Frm 00055 Fmt 4703 Sfmt 4703 E:\FR\FM\19SEN1.SGM 19SEN1
jbell on DSK3GLQ082PROD with NOTICES
2 The one-hour difference in the Total Estimated
Annual Burden Hours is due to rounding.
3 Regulation C, 12 CFR part 1003, Home Mortgage
Disclosure, https://www.govinfo.gov/content/pkg/
CFR-2018-title12-vol8/pdf/CFR-2018-title12-vol8-
part1003-appA.pdf.
4 The SBA defines a small banking organization
as having $550 million or less in assets, where ‘‘a
financial institution’s assets are determined by
averaging the assets reported on its four quarterly
financial statements for the preceding year.’’ See 13
CFR 121.201 (as amended, effective December 2,
2014). ‘‘SBA counts the receipts, employees, or
other measure of size of the concern whose size is
at issue and all of its domestic and foreign
affiliates.’’ See 13 CFR 121.103. Following these
regulations, the FDIC uses a covered entity’s
affiliated and acquired assets, averaged over the
preceding four quarters, to determine whether the
covered entity is ‘‘small’’ for the purposes of RFA.
5 Call Report, December 31, 2017.
6 Interpretive and Procedural Rule, Partial
Exemptions from the Requirements of the Home
Mortgage Disclosure Act under the Economic
Growth, Regulatory Relief, and Consumer
Protection Act (Regulation C), 83 FR 45325 https://
www.federalregister.gov/documents/2018/09/07/
2018-19244/partial-exemptions-from-the-
requirements-of-the-home-mortgage-disclosure-act-
under-the-economic.
7 910,000 Full Data disclosures ÷ 650 respondents
= 1,400 disclosures per respondent.
240,000 Partial Data disclosures ÷ 1,200
respondents = 200 disclosures per respondent.
8 See https://www.reginfo.gov/public/do/
PRAViewICR?ref_nbr=20151203064-006.
SUMMARY OF ANNUAL BURDEN—Continued
Information collection (IC) description Type of burden Obligation to
respond
Estimated
number of
respondents
Estimated
number of
responses
Estimated
time per
response
(minutes)
Frequency of
response
Total
estimated
annual
burden
(hours)
Partial Data Set
Home Mortgage Disclosure ........................... Recordkeeping ... Mandatory .......... 1,200 200 2.5 On Occasion ........ 10,000
Reporting ............ Mandatory .......... 1,200 200 2.5 On Occasion ........ 10,000
Total Estimated Annual Burden Hours .. ............................. ............................. .................... .................... .................... .............................. 2 171,667
General Description of Collection: The
Board of Governors of the Federal
Reserve System promulgated Regulation
C, 12 CFR part 203, to implement the
Home Mortgage Disclosure Act (HMDA),
12 U.S.C. 2801–2810. Regulation C
requires depository institutions that
meet its asset-size threshold to maintain
data about home loan applications (the
type of loan requested, the purpose of
the loan, whether the loan was
approved, and the type of purchaser if
the loan was later sold), to update the
information quarterly, and to report the
information annually. The Home
Mortgage Disclosure Act and Regulation
C now come under the authority of the
Consumer Financial Protection Bureau
(CFPB).
Pursuant to Regulation C, insured
state-nonmember banks supervised by
the FDIC with assets over a certain
dollar threshold must collect, record,
and report data about home loan
applications.3 For 2017 transactions,
1,865 FDIC-supervised institutions
reported under HMDA; 1,217 of these
institutions were small entities.4 5 For
transactions beginning in 2018, the set
of data fields to be reported under
HMDA was expanded. Institutions that
meet certain criteria are partially
exempt from reporting certain data
fields.6 To estimate the number of Full
and Partial filers for 2018, subject matter
experts (SMEs) in the Division of
Consumer Protection (DCP) examined
2016 and 2017 data collected under
HMDA, as well as preliminary data for
2018. Results from this analysis indicate
that for 2018 data, there were roughly
650 and 1,200 respondents to the Full
and Partial reporting requirements of
this information collection, respectively.
The frequency of responses was
estimated by taking the total number of
Full and Partial disclosure filings and
dividing that number by the number of
respondents.7
The frequency of response is ‘on
occasion’, which remains unchanged
from the 2016 ICR.8 Due to an increase
in the number of required items, the
estimated time per response for the Full
Data loan disclosure form will increase
from 5 minutes to 10 minutes. The
estimated time per response for the
Partial Data loan disclosure form will
remain unchanged at 5 minutes. For
both the Full and Partial loan
disclosure, the estimated burden is
divided equally among reporting and
recordkeeping.
2. Title: External Audits.
OMB Control Number: 3064–0113.
Form Number: None.
Affected Public: All insured financial
institutions with total assets of $500
million or more and other insured
financial institutions with total assets of
less than $500 million that voluntarily
choose to comply.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection (IC) description Type of burden Obligation to
respond
Estimated
number of
respondents
Estimated
number of
responses
Estimated
time per
response
(hours)
Frequency of
response
Total
estimated
annual
burden
(hours)
FDIC Supervised Institutions with $10 Billion or More in Total Assets
Annual Report ............................................... Recordkeeping ... Mandatory .......... 28 1 150 Annually ............... 4,200
Reporting ............ Mandatory .......... 28 1 150 Annually ............... 4,200
Audit Committee Composition ....................... Recordkeeping ... Mandatory .......... 28 1 3 Annually ............... 84
Reporting ............ Mandatory .......... 28 1 3 Annually ............... 84
Filing of Other Reports .................................. Recordkeeping ... Mandatory .......... 28 1 .125 Annually ............... 3.5
Reporting ............ Mandatory .......... 28 1 .125 Annually ............... 3.5
Notice of Change in Accountants .................. Recordkeeping ... Mandatory .......... 7 1 .25 Annually ............... 1.75
Reporting ............ Mandatory .......... 7 1 .25 Annually ............... 1.75
FDIC Supervised Institutions with $10
Billion or More in Total Assets.
............................. ............................. .................... .................... .................... .............................. 8,578.5
VerDate Sep<11>2014 17:30 Sep 18, 2019 Jkt 247001 PO 00000 Frm 00055 Fmt 4703 Sfmt 4703 E:\FR\FM\19SEN1.SGM 19SEN1
jbell on DSK3GLQ082PROD with NOTICES