Federal Deposit Insurance Corporation
550 17th Street NW, Washington, DC 20429-9990
Financial Institution Letter
FIL-7-2010
February 26, 2010
Regulatory Capital Standards
Clarification of the Risk Weights for FDIC Claims and Guarantees
Summary: The federal banking agencies (the Federal Deposit Insurance Corporation (FDIC), the Office of the
Comptroller of the Currency, the Federal Reserve Board, and the Office of Thrift Supervision) are clarifying the risk
weights for claims on or guaranteed by the FDIC for purposes of banking organizations' risk-based capital
requirements.
Distribution:
FDIC-Supervised Banks (Commercial and Savings)
Suggested Routing:
Chief Executive Officer
Chief Financial Officer
Chief Accounting Officer
Related Topics:
Risk-Based Capital Rules
12 CFR Part 325
Attachment:
Joint Agency Statement
Contact:
Nancy Hunt, Acting Associate Director, Division of
Supervision and Consumer Protection, at
Nhunt@fdic.gov or (202) 898-6643
Note:
FDIC financial institution letters (FILs) may be
accessed from the FDIC's Web site
at www.fdic.gov/news/news/financial/2010/index.html.
To receive FILs electronically, please
visit http://www.fdic.gov/about/subscriptions/fil.html.
Paper copies of FDIC financial institution letters may
be obtained through the FDIC's Public Information
Center, 3501 Fairfax Drive, E-1002, Arlington, VA
22226 (1-877-275-3342 or 703-562-2200).
Highlights:
• Direct claims on and claims unconditionally guaranteed by
the FDIC may be assigned a zero percent risk weight.
• Exposures that are covered by a conditional guarantee,
such as FDIC loss-sharing agreements, which include
contractual conditions that acquirers must meet, may be
assigned a 20 percent risk weight.Inactive
550 17th Street NW, Washington, DC 20429-9990
Financial Institution Letter
FIL-7-2010
February 26, 2010
Regulatory Capital Standards
Clarification of the Risk Weights for FDIC Claims and Guarantees
Summary: The federal banking agencies (the Federal Deposit Insurance Corporation (FDIC), the Office of the
Comptroller of the Currency, the Federal Reserve Board, and the Office of Thrift Supervision) are clarifying the risk
weights for claims on or guaranteed by the FDIC for purposes of banking organizations' risk-based capital
requirements.
Distribution:
FDIC-Supervised Banks (Commercial and Savings)
Suggested Routing:
Chief Executive Officer
Chief Financial Officer
Chief Accounting Officer
Related Topics:
Risk-Based Capital Rules
12 CFR Part 325
Attachment:
Joint Agency Statement
Contact:
Nancy Hunt, Acting Associate Director, Division of
Supervision and Consumer Protection, at
Nhunt@fdic.gov or (202) 898-6643
Note:
FDIC financial institution letters (FILs) may be
accessed from the FDIC's Web site
at www.fdic.gov/news/news/financial/2010/index.html.
To receive FILs electronically, please
visit http://www.fdic.gov/about/subscriptions/fil.html.
Paper copies of FDIC financial institution letters may
be obtained through the FDIC's Public Information
Center, 3501 Fairfax Drive, E-1002, Arlington, VA
22226 (1-877-275-3342 or 703-562-2200).
Highlights:
• Direct claims on and claims unconditionally guaranteed by
the FDIC may be assigned a zero percent risk weight.
• Exposures that are covered by a conditional guarantee,
such as FDIC loss-sharing agreements, which include
contractual conditions that acquirers must meet, may be
assigned a 20 percent risk weight.Inactive