Federal Deposit Insurance
Corporation
550 17th Street NW, Washington, DC 20429-9990
Financial Institution Letter
FIL-9-2016
February 1, 2016
SUPERVISORY INSIGHTS JOURNAL
Winter 2015 Issue Now Available
Summary: The Winter 2015 issue of Supervisory Insights features three articles of interest to examiners, bankers,
and supervisors. These articles address the development of an effective cybersecurity framework, marketplace lending,
and recent results from the "FDIC's Credit and Consumer Products/Services
Survey." http://www.fdic.gov/regulations/examinations/supervisory/insights/index.html.
Statement of Applicability to Institutions Under $1 Billion in Total Assets: The information contained in this
issue of Supervisory Insights may be of general interest to FDIC-supervised financial institutions, but it is not
supervisory guidance.
Distribution:
FDIC-Supervised Institutions
Suggested Routing:
Chief Executive Officer
Compliance Officer
Related Topics:
Cybersecurity Risk
Marketplace Lending
FDIC’s Credit and Consumer
Products/Services Survey
Contact:
Kim E. Lowry, Managing Editor
(klowry@fdic.gov or 202-898-6635)
Note:
FDIC Financial Institution Letters (FILs)
are available on the FDIC's Web site
at www.fdic.gov/news/news/financial/2016
/index.html.
To receive FILs electronically, please visit
http://www.fdic.gov/about/
subscriptions/fil.html.
Paper copies may be obtained through
the FDIC's Public Information Center,
3501 Fairfax Drive, E-1002, Arlington, VA
22226 (1-877-275-3342 or 703-562-
2200).
Highlights:
"A Framework for Cybersecurity" discusses the cyber threat landscape
and how financial institutions' information security programs can be
enhanced to address evolving cybersecurity risks. The article also
provides an overview of actions taken by the Federal Deposit Insurance
Corporation individually and with other regulators in response to the
increase in cyber threats.
"Marketplace Lending" provides an overview of the marketplace lending
model. The article offers resources for bank boards of directors and
management to consider when engaging in marketplace lending activity.
"Lending Viewpoint: Results from the FDIC's Credit and Consumer
Products/Services Survey" describes recent lending conditions and risks
as reported through the survey at the conclusion of risk- management
examinations.
"Regulatory and Supervisory Roundup" provides an overview of recently
released regulations and supervisory guidance.
Suggestions for article topics and requests for permission to reprint
articles should be e-mailed to supervisoryjournal@fdic.gov. Requests for
print copies should be e-mailed to publicinfo@fdic.gov.
Corporation
550 17th Street NW, Washington, DC 20429-9990
Financial Institution Letter
FIL-9-2016
February 1, 2016
SUPERVISORY INSIGHTS JOURNAL
Winter 2015 Issue Now Available
Summary: The Winter 2015 issue of Supervisory Insights features three articles of interest to examiners, bankers,
and supervisors. These articles address the development of an effective cybersecurity framework, marketplace lending,
and recent results from the "FDIC's Credit and Consumer Products/Services
Survey." http://www.fdic.gov/regulations/examinations/supervisory/insights/index.html.
Statement of Applicability to Institutions Under $1 Billion in Total Assets: The information contained in this
issue of Supervisory Insights may be of general interest to FDIC-supervised financial institutions, but it is not
supervisory guidance.
Distribution:
FDIC-Supervised Institutions
Suggested Routing:
Chief Executive Officer
Compliance Officer
Related Topics:
Cybersecurity Risk
Marketplace Lending
FDIC’s Credit and Consumer
Products/Services Survey
Contact:
Kim E. Lowry, Managing Editor
(klowry@fdic.gov or 202-898-6635)
Note:
FDIC Financial Institution Letters (FILs)
are available on the FDIC's Web site
at www.fdic.gov/news/news/financial/2016
/index.html.
To receive FILs electronically, please visit
http://www.fdic.gov/about/
subscriptions/fil.html.
Paper copies may be obtained through
the FDIC's Public Information Center,
3501 Fairfax Drive, E-1002, Arlington, VA
22226 (1-877-275-3342 or 703-562-
2200).
Highlights:
"A Framework for Cybersecurity" discusses the cyber threat landscape
and how financial institutions' information security programs can be
enhanced to address evolving cybersecurity risks. The article also
provides an overview of actions taken by the Federal Deposit Insurance
Corporation individually and with other regulators in response to the
increase in cyber threats.
"Marketplace Lending" provides an overview of the marketplace lending
model. The article offers resources for bank boards of directors and
management to consider when engaging in marketplace lending activity.
"Lending Viewpoint: Results from the FDIC's Credit and Consumer
Products/Services Survey" describes recent lending conditions and risks
as reported through the survey at the conclusion of risk- management
examinations.
"Regulatory and Supervisory Roundup" provides an overview of recently
released regulations and supervisory guidance.
Suggestions for article topics and requests for permission to reprint
articles should be e-mailed to supervisoryjournal@fdic.gov. Requests for
print copies should be e-mailed to publicinfo@fdic.gov.