39044 Federal Register / Vol. 81, No. 115 / Wednesday, June 15, 2016 / Notices
Dated: June 7, 2016.
Thomas H. Brennan,
Deputy Director, EPA Science Advisory Staff
Office.
[FR Doc. 2016–14176 Filed 6–14–16; 8:45 am]
BILLING CODE 6560–50–P
EQUAL EMPLOYMENT OPPORTUNITY
COMMISSION
Sunshine Act Notice
TIME AND DATE: Monday, June 20, 2016,
9:30 a.m. Eastern Time.
PLACE: Jacqueline A. Berrien Training
Center on the First Floor of the EEOC
Office Building, 131 ‘‘M’’ Street NE.,
Washington, DC 20507.
STATUS: The meeting will be open to the
public.
MATTERS TO BE CONSIDERED:
Open Session
1. Announcement of Notation Votes,
and
2. Rebooting Workplace Harassment
Prevention: Key Findings from the
Report of Commissioners Chai R.
Feldblum and Victoria A. Lipnic, Co-
Chairs of the EEOC’s Select Task Force
on the Study of Harassment in the
Workplace.
Note: In accordance with the
Sunshine Act, the meeting will be open
to public observation of the
Commission’s deliberations and voting.
Seating is limited and it is suggested
that visitors arrive 30 minutes before the
meeting in order to be processed
through security and escorted to the
meeting room. (In addition to
publishing notices on EEOC
Commission meetings in the Federal
Register, the Commission also provides
information about Commission meetings
on its Web site, www.eeoc.gov., and
provides a recorded announcement a
week in advance on future Commission
sessions.)
Please telephone (202) 663–7100
(voice) and (202) 663–4074 (TTY) at any
time for information on these meetings.
The EEOC provides sign language
interpretation and Communication
Access Realtime Translation (CART)
services at Commission meetings for the
hearing impaired. Requests for other
reasonable accommodations may be
made by using the voice and TTY
numbers listed above.
CONTACT PERSON FOR MORE INFORMATION:
Bernadette B. Wilson, Acting Executive
Officer on (202) 663–4077.
Dated: June 13, 2016.
Bernadette B. Wilson,
Acting Executive Officer, Executive
Secretariat.
[FR Doc. 2016–14236 Filed 6–13–16; 11:15 am]
BILLING CODE 6570–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Notice to All Interested Parties of the
Termination of the Receivership of
10009 First Heritage Bank, N.A.,
Newport Beach, California
NOTICE IS HEREBY GIVEN that the
Federal Deposit Insurance Corporation
(‘‘FDIC’’) as Receiver for First Heritage
Bank, N.A., Newport Beach, California
(‘‘the Receiver’’) intends to terminate its
receivership for said institution. The
FDIC was appointed receiver of First
Heritage Bank, N.A., on July 25, 2008.
The liquidation of the receivership
assets has been completed. To the extent
permitted by available funds and in
accordance with law, the Receiver will
be making a final dividend payment to
proven creditors.
Based upon the foregoing, the
Receiver has determined that the
continued existence of the receivership
will serve no useful purpose.
Consequently, notice is given that the
receivership shall be terminated, to be
effective no sooner than thirty days after
the date of this Notice. If any person
wishes to comment concerning the
termination of the receivership, such
comment must be made in writing and
sent within thirty days of the date of
this Notice to: Federal Deposit
Insurance Corporation, Division of
Resolutions and Receiverships,
Attention: Receivership Oversight
Department 34.6, 1601 Bryan Street,
Dallas, TX 75201.
No comments concerning the
termination of this receivership will be
considered which are not sent within
this time frame.
Dated: June 9, 2016.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2016–14051 Filed 6–14–16; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request (3064–
0001, –0174, –0188 & –0191)
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
SUMMARY: The FDIC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of existing
information collections, as required by
the Paperwork Reduction Act of 1995.
On April 6, 2016, (81 FR 19971), the
FDIC requested comment for 60 days on
a proposal to renew the information
collections described below. No
comments were received. The FDIC
hereby gives notice of its plan to submit
to OMB a request to approve the
renewal of these collections, and again
invites comment on this renewal.
DATES: Comments must be submitted on
or before July 15, 2016.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• http://www.FDIC.gov/regulations/
laws/federal/.
• Email: comments@fdic.gov Include
the name of the collection in the subject
line of the message.
• Mail: Gary A. Kuiper
(202.898.3877), Counsel, Room MB–
3016, or Manny Cabeza, (202.898.3767),
Counsel, Room MB–3105, Federal
Deposit Insurance Corporation, 550 17th
Street NW., Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT: Gary
A. Kuiper or Manny Cabeza, at the FDIC
address above.
SUPPLEMENTARY INFORMATION: Proposal
to renew the following currently-
approved collections of information:
1. Title: Charter and Federal Deposit
Insurance Application.
OMB Number: 3064–0001.
VerDate Sep<11>2014 15:15 Jun 14, 2016 Jkt 238001 PO 00000 Frm 00024 Fmt 4703 Sfmt 4703 E:\FR\FM\15JNN1.SGM 15JNN1
ehiers on DSK5VPTVN1PROD with NOTICES
Dated: June 7, 2016.
Thomas H. Brennan,
Deputy Director, EPA Science Advisory Staff
Office.
[FR Doc. 2016–14176 Filed 6–14–16; 8:45 am]
BILLING CODE 6560–50–P
EQUAL EMPLOYMENT OPPORTUNITY
COMMISSION
Sunshine Act Notice
TIME AND DATE: Monday, June 20, 2016,
9:30 a.m. Eastern Time.
PLACE: Jacqueline A. Berrien Training
Center on the First Floor of the EEOC
Office Building, 131 ‘‘M’’ Street NE.,
Washington, DC 20507.
STATUS: The meeting will be open to the
public.
MATTERS TO BE CONSIDERED:
Open Session
1. Announcement of Notation Votes,
and
2. Rebooting Workplace Harassment
Prevention: Key Findings from the
Report of Commissioners Chai R.
Feldblum and Victoria A. Lipnic, Co-
Chairs of the EEOC’s Select Task Force
on the Study of Harassment in the
Workplace.
Note: In accordance with the
Sunshine Act, the meeting will be open
to public observation of the
Commission’s deliberations and voting.
Seating is limited and it is suggested
that visitors arrive 30 minutes before the
meeting in order to be processed
through security and escorted to the
meeting room. (In addition to
publishing notices on EEOC
Commission meetings in the Federal
Register, the Commission also provides
information about Commission meetings
on its Web site, www.eeoc.gov., and
provides a recorded announcement a
week in advance on future Commission
sessions.)
Please telephone (202) 663–7100
(voice) and (202) 663–4074 (TTY) at any
time for information on these meetings.
The EEOC provides sign language
interpretation and Communication
Access Realtime Translation (CART)
services at Commission meetings for the
hearing impaired. Requests for other
reasonable accommodations may be
made by using the voice and TTY
numbers listed above.
CONTACT PERSON FOR MORE INFORMATION:
Bernadette B. Wilson, Acting Executive
Officer on (202) 663–4077.
Dated: June 13, 2016.
Bernadette B. Wilson,
Acting Executive Officer, Executive
Secretariat.
[FR Doc. 2016–14236 Filed 6–13–16; 11:15 am]
BILLING CODE 6570–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Notice to All Interested Parties of the
Termination of the Receivership of
10009 First Heritage Bank, N.A.,
Newport Beach, California
NOTICE IS HEREBY GIVEN that the
Federal Deposit Insurance Corporation
(‘‘FDIC’’) as Receiver for First Heritage
Bank, N.A., Newport Beach, California
(‘‘the Receiver’’) intends to terminate its
receivership for said institution. The
FDIC was appointed receiver of First
Heritage Bank, N.A., on July 25, 2008.
The liquidation of the receivership
assets has been completed. To the extent
permitted by available funds and in
accordance with law, the Receiver will
be making a final dividend payment to
proven creditors.
Based upon the foregoing, the
Receiver has determined that the
continued existence of the receivership
will serve no useful purpose.
Consequently, notice is given that the
receivership shall be terminated, to be
effective no sooner than thirty days after
the date of this Notice. If any person
wishes to comment concerning the
termination of the receivership, such
comment must be made in writing and
sent within thirty days of the date of
this Notice to: Federal Deposit
Insurance Corporation, Division of
Resolutions and Receiverships,
Attention: Receivership Oversight
Department 34.6, 1601 Bryan Street,
Dallas, TX 75201.
No comments concerning the
termination of this receivership will be
considered which are not sent within
this time frame.
Dated: June 9, 2016.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2016–14051 Filed 6–14–16; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request (3064–
0001, –0174, –0188 & –0191)
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
SUMMARY: The FDIC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of existing
information collections, as required by
the Paperwork Reduction Act of 1995.
On April 6, 2016, (81 FR 19971), the
FDIC requested comment for 60 days on
a proposal to renew the information
collections described below. No
comments were received. The FDIC
hereby gives notice of its plan to submit
to OMB a request to approve the
renewal of these collections, and again
invites comment on this renewal.
DATES: Comments must be submitted on
or before July 15, 2016.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• http://www.FDIC.gov/regulations/
laws/federal/.
• Email: comments@fdic.gov Include
the name of the collection in the subject
line of the message.
• Mail: Gary A. Kuiper
(202.898.3877), Counsel, Room MB–
3016, or Manny Cabeza, (202.898.3767),
Counsel, Room MB–3105, Federal
Deposit Insurance Corporation, 550 17th
Street NW., Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT: Gary
A. Kuiper or Manny Cabeza, at the FDIC
address above.
SUPPLEMENTARY INFORMATION: Proposal
to renew the following currently-
approved collections of information:
1. Title: Charter and Federal Deposit
Insurance Application.
OMB Number: 3064–0001.
VerDate Sep<11>2014 15:15 Jun 14, 2016 Jkt 238001 PO 00000 Frm 00024 Fmt 4703 Sfmt 4703 E:\FR\FM\15JNN1.SGM 15JNN1
ehiers on DSK5VPTVN1PROD with NOTICES
39045Federal Register / Vol. 81, No. 115 / Wednesday, June 15, 2016 / Notices
Affected Public: Banks or savings
associations wishing to become FDIC
insured depository institutions.
Annual Number of Respondents: 42.
Frequency of Response: On occasion.
Estimated Time per Response: 125
hours.
Total Annual Burden: 5,250 hours.
General Description: The Federal
Deposit Insurance Act requires financial
institutions to apply to the FDIC to
obtain deposit insurance. This
collection provides FDIC with the
information needed to evaluate the
applications.
2. Title: Interagency Guidance on
Funding and Liquidity Risk
Management.
OMB Number: 3064–0174.
Affected Public: Insured state
nonmember banks and state savings
associations.
Frequency of Response: Occasionally
(Paragraph 14); Quarterly (Paragraph
20).
Annual Number of Respondents:
3,947.
Burden Estimate:
Number
of respondents
Average
hours per
response
Responses
per year Total
hours
Paragraph 14 (Record Keeping):
Large Institutions(over $20 billion in assets) ............................................ 19 720 1 13,680
Mid-size Institutions($1 to $20 billion in assets) ...................................... 329 240 1 78,960
Small Institutions(less than $1 billion in assets) ...................................... 3,599 80 1 287,920
Paragraph 14 Subtotal ...................................................................... 3,947 ........................ ........................ 380,560
Paragraph 20 (Reporting):
All supervised institutions ......................................................................... 3,947 4 12 189,456
Total Burden Hours .................................................................... ........................ ........................ ........................ 570,016
General Description: The information
collection includes reporting and
recordkeeping requirements related to
sound risk management principles
applicable to insured depository
institutions. To enable an institution
and its supervisor to evaluate the
liquidity risk exposure of an
institution’s individual business lines
and for the institution as a whole, the
guidance summarizes principles of
sound liquidity risk management and
advocates the establishment of policies
and procedures that consider liquidity
costs, benefits, and risks in strategic
planning. In addition, the guidance
encourages the use of liquidity risk
reports that provide detailed and
aggregate information on items such as
cash flow gaps, cash flow projections,
assumptions used in cash flow
projections, asset and funding
concentrations, funding availability, and
early warning or risk indicators. This is
intended to enable management to
assess an institution’s sensitivity to
changes in market conditions, the
institution’s financial performance, and
other important risk factors.
3. Title: Appraisals for Higher-Priced
Mortgage Loans.
OMB Number: 3064–0188.
Affected Public: Insured state
nonmember banks and state savings
associations.
Estimated Number of Respondents:
2,428.
Frequency of Response: Occasionally.
Burden Estimate:
Number of
respondents Number of
responses Hours
per response
Total
burden
hours
Review and Provide Copy of Full Interior Appraisal (reporting burden):
Non-automated responders ...................................................................... 809 13 .25 2,629
Automated responders ............................................................................. 1,619 13 .08 1,684
Subtotal ............................................................................................. 2,428 ........................ ........................ 4,313
Investigate and Verify Requirement for Second Appraisal (record keeping
burden):
Non-automated responders ...................................................................... 809 8 .25 1,618
Automated responders ............................................................................. 1,619 8 .08 1,036
Subtotal ............................................................................................. 2,428 ........................ ........................ 2,654
Conduct and Provide Second Appraisal (reporting burden):
Non-automated responders ...................................................................... 809 1 .25 202
Automated responders ............................................................................. 1,619 1 .08 129
Subtotal ............................................................................................. 2,428 ........................ ........................ 331
Total Annual Burden .................................................................. ........................ ........................ ........................ 7,298
General Description: Section 1471 of
the Dodd-Frank Act established a new
Truth in Lending (TILA) section 129H,
which contains appraisal requirements
applicable to higher-risk mortgages and
prohibits a creditor from extending
credit in the form of a higher-risk
mortgage loan to any consumer without
meeting those requirements. A higher-
risk mortgage is defined as a residential
mortgage loan secured by a principal
dwelling with an annual percentage rate
(APR) that exceeds the average prime
offer rate (APOR) for a comparable
transaction as of the date the interest
rate is set by certain enumerated
percentage point spreads. Additionally,
12 CFR 1026 allows a creditor to make
a higher-risk mortgage loan only if
certain conditions are met. The creditor
must obtain a written appraisal
VerDate Sep<11>2014 15:15 Jun 14, 2016 Jkt 238001 PO 00000 Frm 00025 Fmt 4703 Sfmt 4703 E:\FR\FM\15JNN1.SGM 15JNN1
ehiers on DSK5VPTVN1PROD with NOTICES
Affected Public: Banks or savings
associations wishing to become FDIC
insured depository institutions.
Annual Number of Respondents: 42.
Frequency of Response: On occasion.
Estimated Time per Response: 125
hours.
Total Annual Burden: 5,250 hours.
General Description: The Federal
Deposit Insurance Act requires financial
institutions to apply to the FDIC to
obtain deposit insurance. This
collection provides FDIC with the
information needed to evaluate the
applications.
2. Title: Interagency Guidance on
Funding and Liquidity Risk
Management.
OMB Number: 3064–0174.
Affected Public: Insured state
nonmember banks and state savings
associations.
Frequency of Response: Occasionally
(Paragraph 14); Quarterly (Paragraph
20).
Annual Number of Respondents:
3,947.
Burden Estimate:
Number
of respondents
Average
hours per
response
Responses
per year Total
hours
Paragraph 14 (Record Keeping):
Large Institutions(over $20 billion in assets) ............................................ 19 720 1 13,680
Mid-size Institutions($1 to $20 billion in assets) ...................................... 329 240 1 78,960
Small Institutions(less than $1 billion in assets) ...................................... 3,599 80 1 287,920
Paragraph 14 Subtotal ...................................................................... 3,947 ........................ ........................ 380,560
Paragraph 20 (Reporting):
All supervised institutions ......................................................................... 3,947 4 12 189,456
Total Burden Hours .................................................................... ........................ ........................ ........................ 570,016
General Description: The information
collection includes reporting and
recordkeeping requirements related to
sound risk management principles
applicable to insured depository
institutions. To enable an institution
and its supervisor to evaluate the
liquidity risk exposure of an
institution’s individual business lines
and for the institution as a whole, the
guidance summarizes principles of
sound liquidity risk management and
advocates the establishment of policies
and procedures that consider liquidity
costs, benefits, and risks in strategic
planning. In addition, the guidance
encourages the use of liquidity risk
reports that provide detailed and
aggregate information on items such as
cash flow gaps, cash flow projections,
assumptions used in cash flow
projections, asset and funding
concentrations, funding availability, and
early warning or risk indicators. This is
intended to enable management to
assess an institution’s sensitivity to
changes in market conditions, the
institution’s financial performance, and
other important risk factors.
3. Title: Appraisals for Higher-Priced
Mortgage Loans.
OMB Number: 3064–0188.
Affected Public: Insured state
nonmember banks and state savings
associations.
Estimated Number of Respondents:
2,428.
Frequency of Response: Occasionally.
Burden Estimate:
Number of
respondents Number of
responses Hours
per response
Total
burden
hours
Review and Provide Copy of Full Interior Appraisal (reporting burden):
Non-automated responders ...................................................................... 809 13 .25 2,629
Automated responders ............................................................................. 1,619 13 .08 1,684
Subtotal ............................................................................................. 2,428 ........................ ........................ 4,313
Investigate and Verify Requirement for Second Appraisal (record keeping
burden):
Non-automated responders ...................................................................... 809 8 .25 1,618
Automated responders ............................................................................. 1,619 8 .08 1,036
Subtotal ............................................................................................. 2,428 ........................ ........................ 2,654
Conduct and Provide Second Appraisal (reporting burden):
Non-automated responders ...................................................................... 809 1 .25 202
Automated responders ............................................................................. 1,619 1 .08 129
Subtotal ............................................................................................. 2,428 ........................ ........................ 331
Total Annual Burden .................................................................. ........................ ........................ ........................ 7,298
General Description: Section 1471 of
the Dodd-Frank Act established a new
Truth in Lending (TILA) section 129H,
which contains appraisal requirements
applicable to higher-risk mortgages and
prohibits a creditor from extending
credit in the form of a higher-risk
mortgage loan to any consumer without
meeting those requirements. A higher-
risk mortgage is defined as a residential
mortgage loan secured by a principal
dwelling with an annual percentage rate
(APR) that exceeds the average prime
offer rate (APOR) for a comparable
transaction as of the date the interest
rate is set by certain enumerated
percentage point spreads. Additionally,
12 CFR 1026 allows a creditor to make
a higher-risk mortgage loan only if
certain conditions are met. The creditor
must obtain a written appraisal
VerDate Sep<11>2014 15:15 Jun 14, 2016 Jkt 238001 PO 00000 Frm 00025 Fmt 4703 Sfmt 4703 E:\FR\FM\15JNN1.SGM 15JNN1
ehiers on DSK5VPTVN1PROD with NOTICES