18402 Federal Register / Vol. 80, No. 65 / Monday, April 6, 2015 / Notices
attempted to describe all the specific
entities that may be affected by this
action.
B. What should I consider as I prepare
my comments for EPA?
1. Submitting CBI. Do not submit this
information to EPA through
regulations.gov or email. Clearly mark
the part or all of the information that
you claim to be CBI. For CBI
information in a disk or CD–ROM that
you mail to EPA, mark the outside of the
disk or CD–ROM as CBI and then
identify electronically within the disk or
CD–ROM the specific information that
is claimed as CBI. In addition to one
complete version of the comment that
includes information claimed as CBI, a
copy of the comment that does not
contain the information claimed as CBI
must be submitted for inclusion in the
public docket. Information so marked
will not be disclosed except in
accordance with procedures set forth in
40 CFR part 2.
2. Tips for preparing your comments.
When preparing and submitting your
comments, see the commenting tips at
http://www.epa.gov/dockets/
comments.html.
3. Environmental justice. EPA seeks to
achieve environmental justice, the fair
treatment and meaningful involvement
of any group, including minority and/or
low income populations, in the
development, implementation, and
enforcement of environmental laws,
regulations, and policies. To help
address potential environmental justice
issues, the Agency seeks information on
any groups or segments of the
population who, as a result of their
location, cultural practices, or other
factors, may have atypical or
disproportionately high and adverse
human health impacts or environmental
effects from exposure to the pesticide(s)
discussed in this document, compared
to the general population.
II. What action is the Agency taking?
Under section 5 of the Federal
Insecticide, Fungicide and Rodenticide
Act (FIFRA), 7 U.S.C. 136c, EPA can
allow manufacturers to field test
pesticides under development.
Manufacturers are required to obtain an
EUP before testing new pesticides or
new uses of pesticides if they conduct
experimental field tests on 10 acres or
more of land or one acre or more of
water.
Pursuant to 40 CFR 172.11(a), the
Agency has determined that the
following EUP application may be of
regional and national significance, and
therefore is seeking public comment on
the EUP application:
Submitter: Valent U.S.A. Corp.,
(59639–EUP–RI).
Pesticide Chemical: Clothianidin.
Summary of Request: Valent has
submitted an application for an
Experimental Use Permit (EUP)
registration for Clothianidin as a Soil
Applied Treatment for Corn (field, pop,
sweet) to evaluate the effectiveness on
Corn Rootworm. The proposed use dates
are May 15, 2015 through May 16, 2016.
The registrant is requesting use on a
combined total of 500 Acres in
Minnesota, South Dakota and
Wisconsin.
Following the review of the
application and any comments and data
received in response to this solicitation,
EPA will decide whether to issue or
deny the EUP request, and if issued, the
conditions under which it is to be
conducted. Any issuance of an EUP will
be announced in the Federal Register.
Authority: 7 U.S.C. 136 et seq.
Dated: March 27, 2015.
Susan Lewis,
Director, Registration Division, Office of
Pesticide Programs.
[FR Doc. 2015–07823 Filed 4–3–15; 8:45 am]
BILLING CODE 6560–50–P
ENVIRONMENTAL PROTECTION
AGENCY
[FRL–9925–22–OA]
Notice of Meeting of the EPA’s
Children’s Health Protection Advisory
Committee
AGENCY: Environmental Protection
Agency (EPA).
ACTION: Notice of meeting.
SUMMARY: Pursuant to the provisions of
the Federal Advisory Committee Act,
Public Law 92–463, notice is hereby
given that the next meeting of the
Children’s Health Protection Advisory
Committee (CHPAC) will be held April
21 and 22, 2015 at the Sheraton Silver
Spring, 8777 Georgia Avenue, Silver
Spring, Maryland 20910. The CHPAC
was created to advise the Environmental
Protection Agency on science,
regulations, and other issues relating to
children’s environmental health.
DATES: The CHPAC will meet April 21
and 22, 2015.
ADDRESSES: 8777 Georgia Avenue,
Silver Spring, Maryland, 20910.
FOR FURTHER INFORMATION CONTACT:
Martha Berger, Office of Children’s
Health Protection, USEPA, MC 1107A,
1200 Pennsylvania Avenue NW.,
Washington, DC 20460, (202) 564–2191
or berger.martha@epa.gov.
SUPPLEMENTARY INFORMATION: The
meetings of the CHPAC are open to the
public. The CHPAC will meet on April
21 from 12:30 p.m. to 5:00 p.m., and
April 22 from 9:00 a.m. to 4:00 p.m. at
the Sheraton Silver Spring, 8777
Georgia Avenue, Silver Spring,
Maryland 20910. An agenda will be
posted at epa.gov/children.
Access and Accommodations: For
information on access or services for
individuals with disabilities, please
contact Martha Berger at 202–564–2191
or berger.martha@epa.gov.
Dated: March 12, 2015.
Martha Berger,
Designated Federal Official.
[FR Doc. 2015–06876 Filed 4–3–15; 8:45 am]
BILLING CODE 6560–50–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request Regarding
the National Survey of Unbanked and
Underbanked Households (3064–0167)
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice of information collection
to be submitted to OMB for review and
approval under the Paperwork
Reduction Act of 1995.
SUMMARY: The FDIC, as part of its
continuing effort to reduce paperwork
and respondent burden and as required
by the Paperwork Reduction Act of
1995, invites the general public and
other Federal agencies to comment on
the survey collection instrument for its
fourth National Survey of Unbanked
and Underbanked Households (2015
Household Survey), currently approved
under OMB Control No. 3064–0167,
scheduled to be conducted in
partnership with the U.S. Census
Bureau as a supplement to its June 2015
Current Population Survey (CPS). The
survey seeks to estimate the proportions
of unbanked and underbanked
households in the U.S. and to identify
the factors that inhibit the participation
of these households in the mainstream
banking system, and opportunities to
expand the use of banking services
among underserved consumers. The
results of these ongoing surveys will
help policymakers and bankers
understand the issues and challenges
underserved households perceive when
deciding how and where to conduct
financial transactions.
DATES: Comments must be submitted on
or before May 6, 2015.
VerDate Sep<11>2014 18:14 Apr 03, 2015 Jkt 235001 PO 00000 Frm 00051 Fmt 4703 Sfmt 4703 E:\FR\FM\06APN1.SGM 06APN1
tkelley on DSK4VPTVN1PROD with NOTICES
attempted to describe all the specific
entities that may be affected by this
action.
B. What should I consider as I prepare
my comments for EPA?
1. Submitting CBI. Do not submit this
information to EPA through
regulations.gov or email. Clearly mark
the part or all of the information that
you claim to be CBI. For CBI
information in a disk or CD–ROM that
you mail to EPA, mark the outside of the
disk or CD–ROM as CBI and then
identify electronically within the disk or
CD–ROM the specific information that
is claimed as CBI. In addition to one
complete version of the comment that
includes information claimed as CBI, a
copy of the comment that does not
contain the information claimed as CBI
must be submitted for inclusion in the
public docket. Information so marked
will not be disclosed except in
accordance with procedures set forth in
40 CFR part 2.
2. Tips for preparing your comments.
When preparing and submitting your
comments, see the commenting tips at
http://www.epa.gov/dockets/
comments.html.
3. Environmental justice. EPA seeks to
achieve environmental justice, the fair
treatment and meaningful involvement
of any group, including minority and/or
low income populations, in the
development, implementation, and
enforcement of environmental laws,
regulations, and policies. To help
address potential environmental justice
issues, the Agency seeks information on
any groups or segments of the
population who, as a result of their
location, cultural practices, or other
factors, may have atypical or
disproportionately high and adverse
human health impacts or environmental
effects from exposure to the pesticide(s)
discussed in this document, compared
to the general population.
II. What action is the Agency taking?
Under section 5 of the Federal
Insecticide, Fungicide and Rodenticide
Act (FIFRA), 7 U.S.C. 136c, EPA can
allow manufacturers to field test
pesticides under development.
Manufacturers are required to obtain an
EUP before testing new pesticides or
new uses of pesticides if they conduct
experimental field tests on 10 acres or
more of land or one acre or more of
water.
Pursuant to 40 CFR 172.11(a), the
Agency has determined that the
following EUP application may be of
regional and national significance, and
therefore is seeking public comment on
the EUP application:
Submitter: Valent U.S.A. Corp.,
(59639–EUP–RI).
Pesticide Chemical: Clothianidin.
Summary of Request: Valent has
submitted an application for an
Experimental Use Permit (EUP)
registration for Clothianidin as a Soil
Applied Treatment for Corn (field, pop,
sweet) to evaluate the effectiveness on
Corn Rootworm. The proposed use dates
are May 15, 2015 through May 16, 2016.
The registrant is requesting use on a
combined total of 500 Acres in
Minnesota, South Dakota and
Wisconsin.
Following the review of the
application and any comments and data
received in response to this solicitation,
EPA will decide whether to issue or
deny the EUP request, and if issued, the
conditions under which it is to be
conducted. Any issuance of an EUP will
be announced in the Federal Register.
Authority: 7 U.S.C. 136 et seq.
Dated: March 27, 2015.
Susan Lewis,
Director, Registration Division, Office of
Pesticide Programs.
[FR Doc. 2015–07823 Filed 4–3–15; 8:45 am]
BILLING CODE 6560–50–P
ENVIRONMENTAL PROTECTION
AGENCY
[FRL–9925–22–OA]
Notice of Meeting of the EPA’s
Children’s Health Protection Advisory
Committee
AGENCY: Environmental Protection
Agency (EPA).
ACTION: Notice of meeting.
SUMMARY: Pursuant to the provisions of
the Federal Advisory Committee Act,
Public Law 92–463, notice is hereby
given that the next meeting of the
Children’s Health Protection Advisory
Committee (CHPAC) will be held April
21 and 22, 2015 at the Sheraton Silver
Spring, 8777 Georgia Avenue, Silver
Spring, Maryland 20910. The CHPAC
was created to advise the Environmental
Protection Agency on science,
regulations, and other issues relating to
children’s environmental health.
DATES: The CHPAC will meet April 21
and 22, 2015.
ADDRESSES: 8777 Georgia Avenue,
Silver Spring, Maryland, 20910.
FOR FURTHER INFORMATION CONTACT:
Martha Berger, Office of Children’s
Health Protection, USEPA, MC 1107A,
1200 Pennsylvania Avenue NW.,
Washington, DC 20460, (202) 564–2191
or berger.martha@epa.gov.
SUPPLEMENTARY INFORMATION: The
meetings of the CHPAC are open to the
public. The CHPAC will meet on April
21 from 12:30 p.m. to 5:00 p.m., and
April 22 from 9:00 a.m. to 4:00 p.m. at
the Sheraton Silver Spring, 8777
Georgia Avenue, Silver Spring,
Maryland 20910. An agenda will be
posted at epa.gov/children.
Access and Accommodations: For
information on access or services for
individuals with disabilities, please
contact Martha Berger at 202–564–2191
or berger.martha@epa.gov.
Dated: March 12, 2015.
Martha Berger,
Designated Federal Official.
[FR Doc. 2015–06876 Filed 4–3–15; 8:45 am]
BILLING CODE 6560–50–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request Regarding
the National Survey of Unbanked and
Underbanked Households (3064–0167)
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice of information collection
to be submitted to OMB for review and
approval under the Paperwork
Reduction Act of 1995.
SUMMARY: The FDIC, as part of its
continuing effort to reduce paperwork
and respondent burden and as required
by the Paperwork Reduction Act of
1995, invites the general public and
other Federal agencies to comment on
the survey collection instrument for its
fourth National Survey of Unbanked
and Underbanked Households (2015
Household Survey), currently approved
under OMB Control No. 3064–0167,
scheduled to be conducted in
partnership with the U.S. Census
Bureau as a supplement to its June 2015
Current Population Survey (CPS). The
survey seeks to estimate the proportions
of unbanked and underbanked
households in the U.S. and to identify
the factors that inhibit the participation
of these households in the mainstream
banking system, and opportunities to
expand the use of banking services
among underserved consumers. The
results of these ongoing surveys will
help policymakers and bankers
understand the issues and challenges
underserved households perceive when
deciding how and where to conduct
financial transactions.
DATES: Comments must be submitted on
or before May 6, 2015.
VerDate Sep<11>2014 18:14 Apr 03, 2015 Jkt 235001 PO 00000 Frm 00051 Fmt 4703 Sfmt 4703 E:\FR\FM\06APN1.SGM 06APN1
tkelley on DSK4VPTVN1PROD with NOTICES
18403Federal Register / Vol. 80, No. 65 / Monday, April 6, 2015 / Notices
ADDRESSES: Interested parties are
invited to submit written comments by
any of the following methods. All
comments should refer to ‘‘National
Survey of Unbanked and Underbanked
Households’’:
• http://www.FDIC.gov/regulations/
laws/federal/.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Gary Kuiper, Counsel,
(202.898.3877), MB–3074, or John
Popeo, Counsel, (202.898.6923), MB–
3007, Federal Deposit Insurance
Corporation, 550 17th Street NW.,
Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 550 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
FOR FURTHER INFORMATION CONTACT:
Interested members of the public may
obtain a copy of the survey and related
instructions by clicking on the link for
the National Unbanked and
Underbanked Household Survey on the
following Web page: http://
www.fdic.gov/regulations/laws/federal/.
Interested members of the public may
also obtain additional information about
the collection, including a paper copy of
the proposed collection and related
instructions, without charge, by
contacting Gary Kuiper or John Popeo at
the address or telephone numbers
identified above.
SUPPLEMENTARY INFORMATION: The FDIC
is requesting OMB approval to revise
the following collection of information:
Title: National Unbanked and
Underbanked Household Survey.
OMB Number: 3064–0167.
Frequency of Response: Once.
Affected Public: U.S. households.
Estimated Number of Respondents:
42,000.
Average Time per Response: 12
minutes (0.2 hours) per respondent.
Estimated Total Annual Burden: 0.2
hours × 42,000 respondents = 8,400
hours.
General Description of Collection
The FDIC recognizes that public
confidence in the banking system is
strengthened when banks effectively
serve the broadest possible set of
consumers. As a result, the agency is
committed to increasing the
participation of unbanked and
underbanked households in the
financial mainstream by ensuring that
all Americans have access to safe,
secure, and affordable banking services.
These National Surveys of Unbanked
and Underbanked Households are one
contribution to this end.
These National Surveys of Unbanked
and Underbanked Households are also a
key component of the FDIC’s efforts to
comply with a Congressional mandate
contained in section 7 of the Federal
Deposit Insurance Reform Conforming
Amendments Act of 2005 (‘‘Reform
Act’’) (Pub. L. 109–173), which calls for
the FDIC to conduct ongoing surveys
‘‘on efforts by insured depository
institutions to bring those individuals
and families who have rarely, if ever,
held a checking account, a savings
account or other type of transaction or
check cashing account at an insured
depository institution (hereafter in this
section referred to as the ‘unbanked’)
into the conventional finance system.’’
Section 7 further instructs the FDIC to
consider several factors in its conduct of
the surveys, including: (1) ‘‘what
cultural, language and identification
issues as well as transaction costs
appear to most prevent ‘unbanked’
individuals from establishing
conventional accounts,’’ and (2) ‘‘what
is a fair estimate of the size and worth
of the ‘unbanked’ market in the United
States.’’ The 2015 Household Survey is
designed to address these factors and
provide a factual basis on the
proportions of unbanked households.
Such a factual basis is necessary to
adequately assess banks’ efforts to serve
these households as required by the
statutory mandate.
To obtain this information, the FDIC
partnered with the U.S. Census Bureau,
which administered the Household
Survey supplement (‘‘FDIC
Supplement’) to households that
participated in the January 2009, June
2011, and June 2013 CPS. The results of
these surveys were released to the
public in December 2009, September
2012, and October 2014, respectively.
The FDIC supplement has yielded
nationally-representative data, not
otherwise available, on the size and
characteristics of the population that is
unbanked or underbanked, the use by
this population of alternative financial
services, and the reasons why some
households do not make greater use of
mainstream banking services. These
National Surveys of Unbanked and
Underbanked Households are the only
population-representative surveys
conducted at the national level that
provides state-level estimates of the size
and characteristics of unbanked and
underbanked households for all 50
states and the District of Columbia. An
executive summary of the results of the
first three Household Surveys, the full
reports, and the survey instruments can
be accessed through the following link:
http://www.economicinclusion.gov/
surveys/.
Consistent with the statutory mandate
to conduct the surveys on an ongoing
basis, the FDIC already has in place
arrangements for conducting the fourth
Household Survey as a supplement to
the June 2015 CPS. However, prior to
finalizing the next survey instrument,
the FDIC seeks to solicit public
comment on whether changes to the
existing instrument are desirable and, if
so, to what extent. It should be noted
that, as a supplement of the CPS survey,
the 2015 Household Survey needs to
adhere to specific parameters that
include limits in the length and
sensitivity of the questions that can be
asked of CPS respondents. Specifically,
there is a strict limitation on the average
time required to complete the survey.
Comment Discussion
On January 22, 2015 (80 FR 3234), the
FDIC issued a request for comment on
possible revisions to the 2015
Household Survey. The FDIC received
three comments related to this survey
effort. One of the commenters suggested
that the FDIC collect information on
household asset levels. The commenter
noted that this would allow retail banks
that use asset levels in their
segmentation and strategy work to easily
incorporate data from the 2015
Household Survey into their analyses.
The FDIC seeks to provide insights from
the 2015 Household Survey to inform
efforts to better meet the needs of
underserved consumers, and strongly
encourages use of the survey data by
financial institutions and other
stakeholders. The FDIC is concerned
that households’ asset holdings may be
sensitive information for many
households and that asking for this
information may reduce participation in
the survey. In all of the surveys to date,
including the 2015 Household Survey,
there are no survey questions that ask
households for specific dollar amounts
regarding saving, assets or spending.
The 2015 Household Survey does
contain some new questions that will
help the FDIC better understand
households’ savings behavior, including
ways in which households save money,
and about their ability to meet their
monthly obligations. Detailed data on
households’ asset holdings are available
from other sources, such as the Federal
Reserve’s Survey of Consumer Finances.
One commenter cautioned against the
use of online methods for conducting
the 2015 Household Survey. The 2015
Household Survey is an interviewer-
administered survey conducted by the
Census Bureau in-person or by
telephone.
One commenter recommended that
the 2015 Household Survey retain as
VerDate Sep<11>2014 18:14 Apr 03, 2015 Jkt 235001 PO 00000 Frm 00052 Fmt 4703 Sfmt 4703 E:\FR\FM\06APN1.SGM 06APN1
tkelley on DSK4VPTVN1PROD with NOTICES
ADDRESSES: Interested parties are
invited to submit written comments by
any of the following methods. All
comments should refer to ‘‘National
Survey of Unbanked and Underbanked
Households’’:
• http://www.FDIC.gov/regulations/
laws/federal/.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Gary Kuiper, Counsel,
(202.898.3877), MB–3074, or John
Popeo, Counsel, (202.898.6923), MB–
3007, Federal Deposit Insurance
Corporation, 550 17th Street NW.,
Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 550 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
FOR FURTHER INFORMATION CONTACT:
Interested members of the public may
obtain a copy of the survey and related
instructions by clicking on the link for
the National Unbanked and
Underbanked Household Survey on the
following Web page: http://
www.fdic.gov/regulations/laws/federal/.
Interested members of the public may
also obtain additional information about
the collection, including a paper copy of
the proposed collection and related
instructions, without charge, by
contacting Gary Kuiper or John Popeo at
the address or telephone numbers
identified above.
SUPPLEMENTARY INFORMATION: The FDIC
is requesting OMB approval to revise
the following collection of information:
Title: National Unbanked and
Underbanked Household Survey.
OMB Number: 3064–0167.
Frequency of Response: Once.
Affected Public: U.S. households.
Estimated Number of Respondents:
42,000.
Average Time per Response: 12
minutes (0.2 hours) per respondent.
Estimated Total Annual Burden: 0.2
hours × 42,000 respondents = 8,400
hours.
General Description of Collection
The FDIC recognizes that public
confidence in the banking system is
strengthened when banks effectively
serve the broadest possible set of
consumers. As a result, the agency is
committed to increasing the
participation of unbanked and
underbanked households in the
financial mainstream by ensuring that
all Americans have access to safe,
secure, and affordable banking services.
These National Surveys of Unbanked
and Underbanked Households are one
contribution to this end.
These National Surveys of Unbanked
and Underbanked Households are also a
key component of the FDIC’s efforts to
comply with a Congressional mandate
contained in section 7 of the Federal
Deposit Insurance Reform Conforming
Amendments Act of 2005 (‘‘Reform
Act’’) (Pub. L. 109–173), which calls for
the FDIC to conduct ongoing surveys
‘‘on efforts by insured depository
institutions to bring those individuals
and families who have rarely, if ever,
held a checking account, a savings
account or other type of transaction or
check cashing account at an insured
depository institution (hereafter in this
section referred to as the ‘unbanked’)
into the conventional finance system.’’
Section 7 further instructs the FDIC to
consider several factors in its conduct of
the surveys, including: (1) ‘‘what
cultural, language and identification
issues as well as transaction costs
appear to most prevent ‘unbanked’
individuals from establishing
conventional accounts,’’ and (2) ‘‘what
is a fair estimate of the size and worth
of the ‘unbanked’ market in the United
States.’’ The 2015 Household Survey is
designed to address these factors and
provide a factual basis on the
proportions of unbanked households.
Such a factual basis is necessary to
adequately assess banks’ efforts to serve
these households as required by the
statutory mandate.
To obtain this information, the FDIC
partnered with the U.S. Census Bureau,
which administered the Household
Survey supplement (‘‘FDIC
Supplement’) to households that
participated in the January 2009, June
2011, and June 2013 CPS. The results of
these surveys were released to the
public in December 2009, September
2012, and October 2014, respectively.
The FDIC supplement has yielded
nationally-representative data, not
otherwise available, on the size and
characteristics of the population that is
unbanked or underbanked, the use by
this population of alternative financial
services, and the reasons why some
households do not make greater use of
mainstream banking services. These
National Surveys of Unbanked and
Underbanked Households are the only
population-representative surveys
conducted at the national level that
provides state-level estimates of the size
and characteristics of unbanked and
underbanked households for all 50
states and the District of Columbia. An
executive summary of the results of the
first three Household Surveys, the full
reports, and the survey instruments can
be accessed through the following link:
http://www.economicinclusion.gov/
surveys/.
Consistent with the statutory mandate
to conduct the surveys on an ongoing
basis, the FDIC already has in place
arrangements for conducting the fourth
Household Survey as a supplement to
the June 2015 CPS. However, prior to
finalizing the next survey instrument,
the FDIC seeks to solicit public
comment on whether changes to the
existing instrument are desirable and, if
so, to what extent. It should be noted
that, as a supplement of the CPS survey,
the 2015 Household Survey needs to
adhere to specific parameters that
include limits in the length and
sensitivity of the questions that can be
asked of CPS respondents. Specifically,
there is a strict limitation on the average
time required to complete the survey.
Comment Discussion
On January 22, 2015 (80 FR 3234), the
FDIC issued a request for comment on
possible revisions to the 2015
Household Survey. The FDIC received
three comments related to this survey
effort. One of the commenters suggested
that the FDIC collect information on
household asset levels. The commenter
noted that this would allow retail banks
that use asset levels in their
segmentation and strategy work to easily
incorporate data from the 2015
Household Survey into their analyses.
The FDIC seeks to provide insights from
the 2015 Household Survey to inform
efforts to better meet the needs of
underserved consumers, and strongly
encourages use of the survey data by
financial institutions and other
stakeholders. The FDIC is concerned
that households’ asset holdings may be
sensitive information for many
households and that asking for this
information may reduce participation in
the survey. In all of the surveys to date,
including the 2015 Household Survey,
there are no survey questions that ask
households for specific dollar amounts
regarding saving, assets or spending.
The 2015 Household Survey does
contain some new questions that will
help the FDIC better understand
households’ savings behavior, including
ways in which households save money,
and about their ability to meet their
monthly obligations. Detailed data on
households’ asset holdings are available
from other sources, such as the Federal
Reserve’s Survey of Consumer Finances.
One commenter cautioned against the
use of online methods for conducting
the 2015 Household Survey. The 2015
Household Survey is an interviewer-
administered survey conducted by the
Census Bureau in-person or by
telephone.
One commenter recommended that
the 2015 Household Survey retain as
VerDate Sep<11>2014 18:14 Apr 03, 2015 Jkt 235001 PO 00000 Frm 00052 Fmt 4703 Sfmt 4703 E:\FR\FM\06APN1.SGM 06APN1
tkelley on DSK4VPTVN1PROD with NOTICES