16765Federal Register / Vol. 78, No. 52 / Monday, March 18, 2013 / Notices
additional 30 days to send comments to
OMB on the information collection as
described below.
DATES: Comments must be submitted on
or before April 17, 2013.
ADDRESSES: Send comments regarding
the burden estimate, including
suggestions for reducing the burden, to
OMB, Attention: Desk Officer for the
Office of the Secretary of
Transportation, 725 17th Street NW.,
Washington, DC 20503.
Comments are invited on: Whether
the proposed collection of information
is necessary for the proper performance
of the functions of the Department,
including whether the information will
have practical utility, the accuracy of
the Department’s estimate of the burden
of the proposed information collection,
ways to enhance the quality, utility and
clarity of the information to be
collected, and ways to minimize the
burden of the collection of information
on respondents, including the use of
automated collection techniques or
other forms of information technology.
FOR FURTHER INFORMATION CONTACT:
Angela Dow by telephone at 202–366–
1246, by fax at 202–366–4566, or by
mail at U.S. Department of
Transportation, PHMSA, 1200 New
Jersey Avenue SE., PHP–30,
Washington, DC 20590–0001.
SUPPLEMENTARY INFORMATION:
Title: Integrity Management in High
Consequence Areas for Operators of
Hazardous Liquid Pipelines.
OMB Control Number: 2137–0605.
Current Expiration Date: 05/31/2013.
Abstract: Hazardous liquid operators
with pipelines located in or that could
affect high consequence areas (i.e.,
commercially navigable waterways,
high population areas, other populated
areas, and unusually sensitive areas as
defined in 49 CFR 195.450) are subject
to certain information collection
requirements relative to the Integrity
Management Program provisions of 49
CFR 195.452.
Affected Public: All pipeline
operators of hazardous liquid pipelines
located in or that could affect high
consequence areas.
Annual Reporting and Recordkeeping
Burden:
Annual Responses: 203.
Annual Burden Hours: 325,470.
Frequency of collection: On occasion.
Authority: The Paperwork Reduction Act
of 1995; 44 U.S.C. Chapter 35, as amended,
and 49 CFR 1.48.
Issued in Washington, DC, on March 12,
2013.
John A. Gale,
Director, Office of Standards and
Rulemaking.
[FR Doc. 2013–06129 Filed 3–15–13; 8:45 am]
BILLING CODE 4910–60–P
DEPARTMENT OF THE TREASURY
Proposed Collection; Comment
Request; Office of Financial Stability
AGENCY: Departmental Offices, Treasury.
ACTION: Notice and request for
comments.
SUMMARY: The Department of the
Treasury, as part of its continuing effort
to reduce paperwork and respondent
burden, invites the general public and
other Federal agencies to take this
opportunity to comment on proposed
and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995,
Public Law 104–13 (44 U.S.C.
3506(c)(2)(A)). Currently, the Office of
Financial Stability, within the
Department of Treasury, is soliciting
comments concerning the Troubled
Asset Relief Program—Making Home
Affordable Participants.
DATES: Comments must be received on
or before May 17, 2013 to be assured of
consideration.
ADDRESSES: Direct all written comments
to the Department of the Treasury,
Departmental Offices, Office of
Financial Stability, ATTN: Tracy
Rogers, 1500 Pennsylvania Avenue
NW., Washington, DC 20220, (202) 927–
8868.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information or
copies of the form(s) and instructions
should be directed to the Department of
the Treasury, Departmental Offices,
OFS, ATTN: Tracy Roger, 1500
Pennsylvania Avenue NW., Washington,
DC 20220, (202) 927–8868.
SUPPLEMENTARY INFORMATION:
Title: Troubled Asset Relief
Program—Making Home Affordable
Participants.
OMB Number: 1505–0216.
Abstract: Authorized under the
Emergency Economic Stabilization Act
(EESA) of 2008 (Public Law 110–343),
the Department of the Treasury has
implemented several aspects of the
Troubled Asset Relief Program. Among
these components is a voluntary
foreclosure prevention program—
Making Home Affordable (MHA)
program, under which the Department
uses TARP capital to lower the mortgage
payments of qualifying borrowers. The
Treasury does this through agreements
with mortgage servicers (Servicer
Participation Agreements, or SPAs) to
modify loans on their systems. All
servicers are eligible to participate in
the program.
Type of Review: Extension without
change of a currently approved
collection.
Affected Public: Individuals or
Households.
Estimated Number of Annual
Respondents: 130.
Estimated Number of Annual
Responses per Respondent: 1,560.
Estimated hours per response: 8.
Estimated Total Annual Burden
Hours: 12,480.
Request for Comments: Comments
submitted in response to this notice will
be summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record. Comments are invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information shall have practical utility;
(b) the accuracy of the agency’s estimate
of burden of the collection of
information; (c) ways to enhance the
quality, utility, and clarity of the
information to be collected; (d) ways to
minimize the burden of the collection of
information on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and (e) estimates of capital
or start-up costs and costs of operation,
maintenance, and purchase of services
to provide information.
Dated: March 13, 2013.
Dawn Wolfgang,
Treasury PRA Clearance Officer.
[FR Doc. 2013–06130 Filed 3–15–13; 8:45 am]
BILLING CODE 4810–25–P
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
[Docket ID OCC–2013–0003]
FEDERAL RESERVE SYSTEM
[Docket No. OP–1456]
FEDERAL DEPOSIT INSURANCE
CORPORATION
Community Reinvestment Act;
Interagency Questions and Answers
Regarding Community Reinvestment;
Notice
AGENCY: Office of the Comptroller of the
Currency, Treasury (OCC); Board of
VerDate Mar<14>2013 15:16 Mar 15, 2013 Jkt 229001 PO 00000 Frm 00119 Fmt 4703 Sfmt 4703 E:\FR\FM\18MRN1.SGM 18MRN1
pmangrum on DSK3VPTVN1PROD with NOTICES
additional 30 days to send comments to
OMB on the information collection as
described below.
DATES: Comments must be submitted on
or before April 17, 2013.
ADDRESSES: Send comments regarding
the burden estimate, including
suggestions for reducing the burden, to
OMB, Attention: Desk Officer for the
Office of the Secretary of
Transportation, 725 17th Street NW.,
Washington, DC 20503.
Comments are invited on: Whether
the proposed collection of information
is necessary for the proper performance
of the functions of the Department,
including whether the information will
have practical utility, the accuracy of
the Department’s estimate of the burden
of the proposed information collection,
ways to enhance the quality, utility and
clarity of the information to be
collected, and ways to minimize the
burden of the collection of information
on respondents, including the use of
automated collection techniques or
other forms of information technology.
FOR FURTHER INFORMATION CONTACT:
Angela Dow by telephone at 202–366–
1246, by fax at 202–366–4566, or by
mail at U.S. Department of
Transportation, PHMSA, 1200 New
Jersey Avenue SE., PHP–30,
Washington, DC 20590–0001.
SUPPLEMENTARY INFORMATION:
Title: Integrity Management in High
Consequence Areas for Operators of
Hazardous Liquid Pipelines.
OMB Control Number: 2137–0605.
Current Expiration Date: 05/31/2013.
Abstract: Hazardous liquid operators
with pipelines located in or that could
affect high consequence areas (i.e.,
commercially navigable waterways,
high population areas, other populated
areas, and unusually sensitive areas as
defined in 49 CFR 195.450) are subject
to certain information collection
requirements relative to the Integrity
Management Program provisions of 49
CFR 195.452.
Affected Public: All pipeline
operators of hazardous liquid pipelines
located in or that could affect high
consequence areas.
Annual Reporting and Recordkeeping
Burden:
Annual Responses: 203.
Annual Burden Hours: 325,470.
Frequency of collection: On occasion.
Authority: The Paperwork Reduction Act
of 1995; 44 U.S.C. Chapter 35, as amended,
and 49 CFR 1.48.
Issued in Washington, DC, on March 12,
2013.
John A. Gale,
Director, Office of Standards and
Rulemaking.
[FR Doc. 2013–06129 Filed 3–15–13; 8:45 am]
BILLING CODE 4910–60–P
DEPARTMENT OF THE TREASURY
Proposed Collection; Comment
Request; Office of Financial Stability
AGENCY: Departmental Offices, Treasury.
ACTION: Notice and request for
comments.
SUMMARY: The Department of the
Treasury, as part of its continuing effort
to reduce paperwork and respondent
burden, invites the general public and
other Federal agencies to take this
opportunity to comment on proposed
and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995,
Public Law 104–13 (44 U.S.C.
3506(c)(2)(A)). Currently, the Office of
Financial Stability, within the
Department of Treasury, is soliciting
comments concerning the Troubled
Asset Relief Program—Making Home
Affordable Participants.
DATES: Comments must be received on
or before May 17, 2013 to be assured of
consideration.
ADDRESSES: Direct all written comments
to the Department of the Treasury,
Departmental Offices, Office of
Financial Stability, ATTN: Tracy
Rogers, 1500 Pennsylvania Avenue
NW., Washington, DC 20220, (202) 927–
8868.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information or
copies of the form(s) and instructions
should be directed to the Department of
the Treasury, Departmental Offices,
OFS, ATTN: Tracy Roger, 1500
Pennsylvania Avenue NW., Washington,
DC 20220, (202) 927–8868.
SUPPLEMENTARY INFORMATION:
Title: Troubled Asset Relief
Program—Making Home Affordable
Participants.
OMB Number: 1505–0216.
Abstract: Authorized under the
Emergency Economic Stabilization Act
(EESA) of 2008 (Public Law 110–343),
the Department of the Treasury has
implemented several aspects of the
Troubled Asset Relief Program. Among
these components is a voluntary
foreclosure prevention program—
Making Home Affordable (MHA)
program, under which the Department
uses TARP capital to lower the mortgage
payments of qualifying borrowers. The
Treasury does this through agreements
with mortgage servicers (Servicer
Participation Agreements, or SPAs) to
modify loans on their systems. All
servicers are eligible to participate in
the program.
Type of Review: Extension without
change of a currently approved
collection.
Affected Public: Individuals or
Households.
Estimated Number of Annual
Respondents: 130.
Estimated Number of Annual
Responses per Respondent: 1,560.
Estimated hours per response: 8.
Estimated Total Annual Burden
Hours: 12,480.
Request for Comments: Comments
submitted in response to this notice will
be summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record. Comments are invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information shall have practical utility;
(b) the accuracy of the agency’s estimate
of burden of the collection of
information; (c) ways to enhance the
quality, utility, and clarity of the
information to be collected; (d) ways to
minimize the burden of the collection of
information on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and (e) estimates of capital
or start-up costs and costs of operation,
maintenance, and purchase of services
to provide information.
Dated: March 13, 2013.
Dawn Wolfgang,
Treasury PRA Clearance Officer.
[FR Doc. 2013–06130 Filed 3–15–13; 8:45 am]
BILLING CODE 4810–25–P
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
[Docket ID OCC–2013–0003]
FEDERAL RESERVE SYSTEM
[Docket No. OP–1456]
FEDERAL DEPOSIT INSURANCE
CORPORATION
Community Reinvestment Act;
Interagency Questions and Answers
Regarding Community Reinvestment;
Notice
AGENCY: Office of the Comptroller of the
Currency, Treasury (OCC); Board of
VerDate Mar<14>2013 15:16 Mar 15, 2013 Jkt 229001 PO 00000 Frm 00119 Fmt 4703 Sfmt 4703 E:\FR\FM\18MRN1.SGM 18MRN1
pmangrum on DSK3VPTVN1PROD with NOTICES
16766 Federal Register / Vol. 78, No. 52 / Monday, March 18, 2013 / Notices
Governors of the Federal Reserve
System (Board); Federal Deposit
Insurance Corporation (FDIC).
ACTION: Notice and request for comment.
SUMMARY: The OCC, Board, and FDIC
(collectively, the Agencies) are
proposing to clarify their Interagency
Questions and Answers Regarding
Community Reinvestment to address
several community development issues.
The Agencies propose to revise five
questions and answers, which address
(i) community development activities
outside institutions’ assessment areas,
both in the broader statewide or regional
area and in nationwide funds; (ii)
additional ways to determine whether
recipients of community services are
low- or moderate-income; and (iii)
providing a community development
service by serving on the board of
directors of a community development
organization. The Agencies also propose
to add two new questions and answers,
one of which addresses the treatment of
community development performance
in determining an institution’s lending
test rating, and the other addresses the
quantitative consideration given to a
certain type of community development
investment. Finally, the Agencies also
propose to redesignate one question and
answer without substantive change.
DATES: Comments on the proposed
questions and answers must be received
on or before May 17, 2013.
ADDRESSES: Comments should be
directed to:
OCC: Because paper mail in the
Washington, DC area and at the OCC is
subject to delay, commenters are
encouraged to submit comments by
email, if possible. Please use the title
‘‘Community Reinvestment Act:
Interagency Questions and Answers
Regarding Community Reinvestment’’ to
facilitate the organization and
distribution of the comments. You may
submit comments by any of the
following methods:
• Email:
regs.comments@occ.treas.gov.
• Mail: Legislative and Regulatory
Activities Division, Office of the
Comptroller of the Currency, Mail Stop
9W–11, 400 7th Street SW., Washington,
DC 20219.
• Fax: (571) 465–4326.
• Hand Delivery/Courier: 400 7th
Street SW., Washington, DC 20219.
Instructions: You must include
‘‘OCC’’ as the agency name and ‘‘Docket
ID OCC–2013–0003’’ in your comment.
In general, OCC will enter all comments
received into the docket and publish
them on the Regulations.gov Web site
without change, including any business
or personal information that you
provide such as name and address
information, email addresses, or phone
numbers. Comments received, including
attachments and other supporting
materials, are part of the public record
and subject to public disclosure. Do not
enclose any information in your
comment or supporting materials that
you consider confidential or
inappropriate for public disclosure.
You may review comments and other
related materials that pertain to this
notice by any of the following methods:
• Viewing Comments Personally: You
may personally inspect and photocopy
comments at the OCC, 400 7th Street
SW., Washington, DC. For security
reasons, the OCC requires that visitors
make an appointment to inspect
comments. You may do so by calling
(202) 649–6700. Upon arrival, visitors
will be required to present valid
government-issued photo identification
and to submit to security screening in
order to inspect and photocopy
comments.
• Docket: You may also view or
request available background
documents and project summaries using
the methods described above.
Board: You may submit comments,
identified by Docket No. OP–1456 by
any of the following methods:
• Agency Web Site: http://
www.federalreserve.gov. Follow the
instructions for submitting comments at
http://www.federalreserve.gov/
generalinfo/foia/ProposedRegs.cfm.
• FederaleRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email:
regs.comments@federalreserve.gov.
Include the docket number in the
subject line of the message.
• Fax: (202) 452–3819 or (202) 452–
3102.
• Mail: Address to Robert deV.
Frierson, Secretary, Board of Governors
of the Federal Reserve System, 20th
Street and Constitution Avenue NW.,
Washington, DC 20551. All public
comments will be made available on the
Board’s Web site at http://
www.federalreserve.gov/generalinfo/
foia/ProposedRegs.cfm as submitted,
unless modified for technical reasons.
Accordingly, comments will not be
edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
person in Room MP–500 of the Board’s
Martin Building (20th and C Streets
NW., Washington, DC) between 9:00
a.m. and 5:00 p.m. on weekdays.
FDIC:
• Mail: Written comments should be
addressed to Robert E. Feldman,
Executive Secretary, Attention:
Comments, Federal Deposit Insurance
Corporation, 550 17th Street NW.,
Washington, DC 20429.
• Delivery: Comments may be hand
delivered to the guard station at the rear
of the 550 17th Street building (located
on F Street) on business days between
7:00 a.m. and 5:00 p.m.
• Agency Web site: http://
www.fdic.gov/regulations/laws/federal/
propose.html. Follow instructions for
submitting comment on the agency Web
site.
• Email: You may also electronically
mail comments to comments@fdic.gov.
• Public Inspection: Comments may
be inspected and photocopied in the
FDIC Public Information Center, 3501
North Fairfax Drive, Room E–1005,
Arlington, Virginia 22226, between 9:00
a.m. and 4:00 p.m. (EST), Monday to
Friday.
FOR FURTHER INFORMATION CONTACT:
OCC: Bobbie K. Kennedy, Bank
Examiner, Compliance Policy Division,
(202) 649–5470; or Margaret Hesse,
Special Counsel, Community and
Consumer Law Division, (202) 649–
6350, Office of the Comptroller of the
Currency, 400 7th Street SW.,
Washington, DC 20219.
Board: Catherine M.J. Gates, Senior
Project Manager, (202) 452–2099; or
Theresa A. Stark, Senior Project
Manager, (202) 452–2302, Division of
Consumer and Community Affairs,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue NW., Washington,
DC 20551.
FDIC: Pamela A. Freeman, Senior
Examination Specialist, Compliance &
CRA Examinations Branch, Division of
Depositor and Consumer Protection,
(202) 898–3656; or Surya Sen, Section
Chief, Supervisory Policy Branch,
Division of Depositor and Consumer
Protection, (202) 898–6699; or Richard
M. Schwartz, Counsel, Legal Division,
(202) 898–7424, Federal Deposit
Insurance Corporation, 550 17th Street
NW., Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Background
The OCC, Board, and FDIC implement
the Community Reinvestment Act (CRA)
(12 U.S.C. 2901 et seq.) through their
CRA regulations. See 12 CFR parts 25,
195, 228, and 345. The Agencies’
regulations are interpreted primarily
through the ‘‘Interagency Questions and
Answers Regarding Community
Reinvestment’’ (Questions and
Answers), which provide guidance for
use by agency personnel, financial
institutions, and the public. The
VerDate Mar<14>2013 15:16 Mar 15, 2013 Jkt 229001 PO 00000 Frm 00120 Fmt 4703 Sfmt 4703 E:\FR\FM\18MRN1.SGM 18MRN1
pmangrum on DSK3VPTVN1PROD with NOTICES
Governors of the Federal Reserve
System (Board); Federal Deposit
Insurance Corporation (FDIC).
ACTION: Notice and request for comment.
SUMMARY: The OCC, Board, and FDIC
(collectively, the Agencies) are
proposing to clarify their Interagency
Questions and Answers Regarding
Community Reinvestment to address
several community development issues.
The Agencies propose to revise five
questions and answers, which address
(i) community development activities
outside institutions’ assessment areas,
both in the broader statewide or regional
area and in nationwide funds; (ii)
additional ways to determine whether
recipients of community services are
low- or moderate-income; and (iii)
providing a community development
service by serving on the board of
directors of a community development
organization. The Agencies also propose
to add two new questions and answers,
one of which addresses the treatment of
community development performance
in determining an institution’s lending
test rating, and the other addresses the
quantitative consideration given to a
certain type of community development
investment. Finally, the Agencies also
propose to redesignate one question and
answer without substantive change.
DATES: Comments on the proposed
questions and answers must be received
on or before May 17, 2013.
ADDRESSES: Comments should be
directed to:
OCC: Because paper mail in the
Washington, DC area and at the OCC is
subject to delay, commenters are
encouraged to submit comments by
email, if possible. Please use the title
‘‘Community Reinvestment Act:
Interagency Questions and Answers
Regarding Community Reinvestment’’ to
facilitate the organization and
distribution of the comments. You may
submit comments by any of the
following methods:
• Email:
regs.comments@occ.treas.gov.
• Mail: Legislative and Regulatory
Activities Division, Office of the
Comptroller of the Currency, Mail Stop
9W–11, 400 7th Street SW., Washington,
DC 20219.
• Fax: (571) 465–4326.
• Hand Delivery/Courier: 400 7th
Street SW., Washington, DC 20219.
Instructions: You must include
‘‘OCC’’ as the agency name and ‘‘Docket
ID OCC–2013–0003’’ in your comment.
In general, OCC will enter all comments
received into the docket and publish
them on the Regulations.gov Web site
without change, including any business
or personal information that you
provide such as name and address
information, email addresses, or phone
numbers. Comments received, including
attachments and other supporting
materials, are part of the public record
and subject to public disclosure. Do not
enclose any information in your
comment or supporting materials that
you consider confidential or
inappropriate for public disclosure.
You may review comments and other
related materials that pertain to this
notice by any of the following methods:
• Viewing Comments Personally: You
may personally inspect and photocopy
comments at the OCC, 400 7th Street
SW., Washington, DC. For security
reasons, the OCC requires that visitors
make an appointment to inspect
comments. You may do so by calling
(202) 649–6700. Upon arrival, visitors
will be required to present valid
government-issued photo identification
and to submit to security screening in
order to inspect and photocopy
comments.
• Docket: You may also view or
request available background
documents and project summaries using
the methods described above.
Board: You may submit comments,
identified by Docket No. OP–1456 by
any of the following methods:
• Agency Web Site: http://
www.federalreserve.gov. Follow the
instructions for submitting comments at
http://www.federalreserve.gov/
generalinfo/foia/ProposedRegs.cfm.
• FederaleRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email:
regs.comments@federalreserve.gov.
Include the docket number in the
subject line of the message.
• Fax: (202) 452–3819 or (202) 452–
3102.
• Mail: Address to Robert deV.
Frierson, Secretary, Board of Governors
of the Federal Reserve System, 20th
Street and Constitution Avenue NW.,
Washington, DC 20551. All public
comments will be made available on the
Board’s Web site at http://
www.federalreserve.gov/generalinfo/
foia/ProposedRegs.cfm as submitted,
unless modified for technical reasons.
Accordingly, comments will not be
edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
person in Room MP–500 of the Board’s
Martin Building (20th and C Streets
NW., Washington, DC) between 9:00
a.m. and 5:00 p.m. on weekdays.
FDIC:
• Mail: Written comments should be
addressed to Robert E. Feldman,
Executive Secretary, Attention:
Comments, Federal Deposit Insurance
Corporation, 550 17th Street NW.,
Washington, DC 20429.
• Delivery: Comments may be hand
delivered to the guard station at the rear
of the 550 17th Street building (located
on F Street) on business days between
7:00 a.m. and 5:00 p.m.
• Agency Web site: http://
www.fdic.gov/regulations/laws/federal/
propose.html. Follow instructions for
submitting comment on the agency Web
site.
• Email: You may also electronically
mail comments to comments@fdic.gov.
• Public Inspection: Comments may
be inspected and photocopied in the
FDIC Public Information Center, 3501
North Fairfax Drive, Room E–1005,
Arlington, Virginia 22226, between 9:00
a.m. and 4:00 p.m. (EST), Monday to
Friday.
FOR FURTHER INFORMATION CONTACT:
OCC: Bobbie K. Kennedy, Bank
Examiner, Compliance Policy Division,
(202) 649–5470; or Margaret Hesse,
Special Counsel, Community and
Consumer Law Division, (202) 649–
6350, Office of the Comptroller of the
Currency, 400 7th Street SW.,
Washington, DC 20219.
Board: Catherine M.J. Gates, Senior
Project Manager, (202) 452–2099; or
Theresa A. Stark, Senior Project
Manager, (202) 452–2302, Division of
Consumer and Community Affairs,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue NW., Washington,
DC 20551.
FDIC: Pamela A. Freeman, Senior
Examination Specialist, Compliance &
CRA Examinations Branch, Division of
Depositor and Consumer Protection,
(202) 898–3656; or Surya Sen, Section
Chief, Supervisory Policy Branch,
Division of Depositor and Consumer
Protection, (202) 898–6699; or Richard
M. Schwartz, Counsel, Legal Division,
(202) 898–7424, Federal Deposit
Insurance Corporation, 550 17th Street
NW., Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Background
The OCC, Board, and FDIC implement
the Community Reinvestment Act (CRA)
(12 U.S.C. 2901 et seq.) through their
CRA regulations. See 12 CFR parts 25,
195, 228, and 345. The Agencies’
regulations are interpreted primarily
through the ‘‘Interagency Questions and
Answers Regarding Community
Reinvestment’’ (Questions and
Answers), which provide guidance for
use by agency personnel, financial
institutions, and the public. The
VerDate Mar<14>2013 15:16 Mar 15, 2013 Jkt 229001 PO 00000 Frm 00120 Fmt 4703 Sfmt 4703 E:\FR\FM\18MRN1.SGM 18MRN1
pmangrum on DSK3VPTVN1PROD with NOTICES