65402 Federal Register / Vol. 75, No. 204 / Friday, October 22, 2010 / Notices
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
FEDERAL RESERVE SYSTEM
FEDERAL DEPOSIT INSURANCE
CORPORATION
DEPARTMENT OF THE TREASURY
Office of Thrift Supervision
Proposed Agency Information
Collection Activities; Comment
Request
AGENCY: Office of the Comptroller of the
Currency (OCC), Treasury; Board of
Governors of the Federal Reserve
System (Board); Federal Deposit
Insurance Corporation (FDIC); and
Office of Thrift Supervision (OTS),
Treasury.
ACTION: Joint notice and request for
comment.
SUMMARY: In accordance with the
requirements of the Paperwork
Reduction Act (PRA) of 1995 (44 U.S.C.
chapter 35), the OCC, the Board, the
FDIC, and the OTS (the ‘‘agencies’’) may
not conduct or sponsor, and the
respondent is not required to respond
to, an information collection unless it
displays a currently valid Office of
Management and Budget (OMB) control
number. The Federal Financial
Institutions Examination Council
(FFIEC), of which the agencies are
members, has approved the agencies’
publication for public comment of a
proposal to extend, with revision, the
Advanced Capital Adequacy Framework
Regulatory Reporting Requirements
(FFIEC 101), which is a currently
approved collection of information. At
the end of the comment period, the
comments and recommendations
received will be analyzed to determine
the extent to which the FFIEC and the
agencies should modify the proposed
revisions to the FFIEC 101 report prior
to giving final approval. The agencies
will then submit the proposal to OMB
for review and approval.
DATES: Comments must be submitted on
or before December 21, 2010.
ADDRESSES: Interested parties are
invited to submit written comments to
any or all of the agencies. All comments,
which should refer to the OMB control
number(s), will be shared among the
agencies.
OCC: You should direct all written
comments to: Communications
Division, Office of the Comptroller of
the Currency, Public Information Room,
Mailstop 2–3, Attention: 1557–0239,
250 E Street, SW., Washington, DC
20219. In addition, comments may be
sent by fax to (202) 874–5274, or by
electronic mail to
regs.comments@occ.treas.gov. You may
personally inspect and photocopy
comments at the OCC, 250 E Street,
SW., Washington, DC 20219. For
security reasons, the OCC requires that
visitors make an appointment to inspect
comments. You may do so by calling
(202) 874–4700. Upon arrival, visitors
will be required to present valid
government-issued photo identification
and to submit to security screening in
order to inspect and photocopy
comments.
Board: You may submit comments,
which should refer to ‘‘FFIEC 101,’’ by
any of the following methods:
• Agency Web Site: http://
www.federalreserve.gov. Follow the
instructions for submitting comments
on the http://www.federalreserve.gov/
generalinfo/foia/ProposedRegs.cfm.
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail:
regs.comments@federalreserve.gov.
Include the reporting form number in
the subject line of the message.
• FAX: (202) 452–3819 or (202) 452–
3102.
• Mail: Jennifer J. Johnson, Secretary,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue, NW., Washington,
DC 20551.
All public comments are available from
the Board’s Web site at http://
www.federalreserve.gov/generalinfo/
foia/ProposedRegs.cfm as submitted,
unless modified for technical reasons.
Accordingly, your comments will not be
edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
paper in Room MP–500 of the Board’s
Martin Building (20th and C Streets,
NW.) between 9 a.m. and 5 p.m. on
weekdays.
FDIC: You may submit comments,
which should refer to ‘‘FFIEC 101, 3064–
0159,’’ by any of the following methods:
• Agency Web Site: http://
www.fdic.gov/regulations/laws/federal/
propose.html. Follow the instructions
for submitting comments on the FDIC
Web site.
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail: comments@FDIC.gov.
Include ‘‘FFIEC 101, 3064–0159’’ in the
subject line of the message.
• Mail: Leneta G. Gregorie, (202) 898–
3719, Counsel, Attn: Comments, Room
F–1064, Federal Deposit Insurance
Corporation, 550 17th Street, NW.,
Washington, DC 20429.
• Hand Delivery: Comments may be
hand delivered to the guard station at
the rear of the 550 17th Street Building
(located on F Street) on business days
between 7 a.m. and 5 p.m.
Public Inspection: All comments
received will be posted without change
to http://www.fdic.gov/regulations/laws/
federal/propose.html including any
personal information provided.
Comments may be inspected at the FDIC
Public Information Center, Room E–
1002, 3501 Fairfax Drive, Arlington, VA
22226, between 9 a.m. and 5 p.m. on
business days.
OTS: You may submit comments,
identified by ‘‘1550–0120 (FFIEC 101),’’
by any of the following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail address:
infocollection.comments@ots.treas.gov.
Please include ‘‘1550–0120 (FFIEC 101)’’
in the subject line of the message and
include your name and telephone
number in the message.
• Fax: (202) 906–6518.
• Mail: Information Collection
Comments, Chief Counsel’s Office,
Office of Thrift Supervision, 1700 G
Street, NW., Washington, DC 20552,
Attention: ‘‘1550–0120 (FFIEC 101).’’
• Hand Delivery/Courier: Guard’s
Desk, East Lobby Entrance, 1700 G
Street, NW., from 9 a.m. to 4 p.m. on
business days, Attention: Information
Collection Comments, Chief Counsel’s
Office, Attention: ‘‘1550–0120 (FFIEC
101).’’
Instructions: All submissions received
must include the agency name and OMB
Control Number for this information
collection. All comments received will
be posted without change to the OTS
Internet Site at http://www.ots.treas.gov/
pagehtml.cfm?catNumber=67&an=1,
including any personal information
provided.
Docket: For access to the docket to
read background documents or
comments received, go to http://
www.ots.treas.gov/
pagehtml.cfm?catNumber=67&an=1. In
addition, you may inspect comments at
the Public Reading Room, 1700 G Street,
NW., by appointment. To make an
appointment for access, call (202) 906–
5922, send an e-mail to
public.info@ots.treas.gov, or send a
facsimile transmission to (202) 906–
7755. (Prior notice identifying the
materials you will be requesting will
assist us in serving you.) We schedule
appointments on business days between
10 a.m. and 4 p.m. In most cases,
VerDate Mar<15>2010 17:43 Oct 21, 2010 Jkt 223001 PO 00000 Frm 00111 Fmt 4703 Sfmt 4703 E:\FR\FM\22OCN1.SGM 22OCN1
emcdonald on DSK2BSOYB1PROD with NOTICES
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
FEDERAL RESERVE SYSTEM
FEDERAL DEPOSIT INSURANCE
CORPORATION
DEPARTMENT OF THE TREASURY
Office of Thrift Supervision
Proposed Agency Information
Collection Activities; Comment
Request
AGENCY: Office of the Comptroller of the
Currency (OCC), Treasury; Board of
Governors of the Federal Reserve
System (Board); Federal Deposit
Insurance Corporation (FDIC); and
Office of Thrift Supervision (OTS),
Treasury.
ACTION: Joint notice and request for
comment.
SUMMARY: In accordance with the
requirements of the Paperwork
Reduction Act (PRA) of 1995 (44 U.S.C.
chapter 35), the OCC, the Board, the
FDIC, and the OTS (the ‘‘agencies’’) may
not conduct or sponsor, and the
respondent is not required to respond
to, an information collection unless it
displays a currently valid Office of
Management and Budget (OMB) control
number. The Federal Financial
Institutions Examination Council
(FFIEC), of which the agencies are
members, has approved the agencies’
publication for public comment of a
proposal to extend, with revision, the
Advanced Capital Adequacy Framework
Regulatory Reporting Requirements
(FFIEC 101), which is a currently
approved collection of information. At
the end of the comment period, the
comments and recommendations
received will be analyzed to determine
the extent to which the FFIEC and the
agencies should modify the proposed
revisions to the FFIEC 101 report prior
to giving final approval. The agencies
will then submit the proposal to OMB
for review and approval.
DATES: Comments must be submitted on
or before December 21, 2010.
ADDRESSES: Interested parties are
invited to submit written comments to
any or all of the agencies. All comments,
which should refer to the OMB control
number(s), will be shared among the
agencies.
OCC: You should direct all written
comments to: Communications
Division, Office of the Comptroller of
the Currency, Public Information Room,
Mailstop 2–3, Attention: 1557–0239,
250 E Street, SW., Washington, DC
20219. In addition, comments may be
sent by fax to (202) 874–5274, or by
electronic mail to
regs.comments@occ.treas.gov. You may
personally inspect and photocopy
comments at the OCC, 250 E Street,
SW., Washington, DC 20219. For
security reasons, the OCC requires that
visitors make an appointment to inspect
comments. You may do so by calling
(202) 874–4700. Upon arrival, visitors
will be required to present valid
government-issued photo identification
and to submit to security screening in
order to inspect and photocopy
comments.
Board: You may submit comments,
which should refer to ‘‘FFIEC 101,’’ by
any of the following methods:
• Agency Web Site: http://
www.federalreserve.gov. Follow the
instructions for submitting comments
on the http://www.federalreserve.gov/
generalinfo/foia/ProposedRegs.cfm.
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail:
regs.comments@federalreserve.gov.
Include the reporting form number in
the subject line of the message.
• FAX: (202) 452–3819 or (202) 452–
3102.
• Mail: Jennifer J. Johnson, Secretary,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue, NW., Washington,
DC 20551.
All public comments are available from
the Board’s Web site at http://
www.federalreserve.gov/generalinfo/
foia/ProposedRegs.cfm as submitted,
unless modified for technical reasons.
Accordingly, your comments will not be
edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
paper in Room MP–500 of the Board’s
Martin Building (20th and C Streets,
NW.) between 9 a.m. and 5 p.m. on
weekdays.
FDIC: You may submit comments,
which should refer to ‘‘FFIEC 101, 3064–
0159,’’ by any of the following methods:
• Agency Web Site: http://
www.fdic.gov/regulations/laws/federal/
propose.html. Follow the instructions
for submitting comments on the FDIC
Web site.
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail: comments@FDIC.gov.
Include ‘‘FFIEC 101, 3064–0159’’ in the
subject line of the message.
• Mail: Leneta G. Gregorie, (202) 898–
3719, Counsel, Attn: Comments, Room
F–1064, Federal Deposit Insurance
Corporation, 550 17th Street, NW.,
Washington, DC 20429.
• Hand Delivery: Comments may be
hand delivered to the guard station at
the rear of the 550 17th Street Building
(located on F Street) on business days
between 7 a.m. and 5 p.m.
Public Inspection: All comments
received will be posted without change
to http://www.fdic.gov/regulations/laws/
federal/propose.html including any
personal information provided.
Comments may be inspected at the FDIC
Public Information Center, Room E–
1002, 3501 Fairfax Drive, Arlington, VA
22226, between 9 a.m. and 5 p.m. on
business days.
OTS: You may submit comments,
identified by ‘‘1550–0120 (FFIEC 101),’’
by any of the following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail address:
infocollection.comments@ots.treas.gov.
Please include ‘‘1550–0120 (FFIEC 101)’’
in the subject line of the message and
include your name and telephone
number in the message.
• Fax: (202) 906–6518.
• Mail: Information Collection
Comments, Chief Counsel’s Office,
Office of Thrift Supervision, 1700 G
Street, NW., Washington, DC 20552,
Attention: ‘‘1550–0120 (FFIEC 101).’’
• Hand Delivery/Courier: Guard’s
Desk, East Lobby Entrance, 1700 G
Street, NW., from 9 a.m. to 4 p.m. on
business days, Attention: Information
Collection Comments, Chief Counsel’s
Office, Attention: ‘‘1550–0120 (FFIEC
101).’’
Instructions: All submissions received
must include the agency name and OMB
Control Number for this information
collection. All comments received will
be posted without change to the OTS
Internet Site at http://www.ots.treas.gov/
pagehtml.cfm?catNumber=67&an=1,
including any personal information
provided.
Docket: For access to the docket to
read background documents or
comments received, go to http://
www.ots.treas.gov/
pagehtml.cfm?catNumber=67&an=1. In
addition, you may inspect comments at
the Public Reading Room, 1700 G Street,
NW., by appointment. To make an
appointment for access, call (202) 906–
5922, send an e-mail to
public.info@ots.treas.gov, or send a
facsimile transmission to (202) 906–
7755. (Prior notice identifying the
materials you will be requesting will
assist us in serving you.) We schedule
appointments on business days between
10 a.m. and 4 p.m. In most cases,
VerDate Mar<15>2010 17:43 Oct 21, 2010 Jkt 223001 PO 00000 Frm 00111 Fmt 4703 Sfmt 4703 E:\FR\FM\22OCN1.SGM 22OCN1
emcdonald on DSK2BSOYB1PROD with NOTICES
65403Federal Register / Vol. 75, No. 204 / Friday, October 22, 2010 / Notices
1 For simplicity, and unless otherwise indicated,
this notice uses the term ‘‘bank’’ to include banks,
savings associations, and bank holding companies
(BHCs). The terms ‘‘bank holding company’’ and
‘‘BHC’’ refer only to bank holding companies
regulated by the Board and do not include savings
and loan holding companies regulated by the OTS.
For a detailed description of the institutions
covered by this notice, refer to Part I, Section 1, of
the final rule entitled Risk-Based Capital Standards:
Advanced Capital Adequacy Framework (72 FR
69397, December 7, 2007).
2 Consolidated Financial Statements for Bank
Holding Companies, OMB Number: 7100–0128.
appointments will be available the next
business day following the date we
receive a request.
Additionally, commenters may send a
copy of their comments to the OMB
desk officer for the agencies by mail to
the Office of Information and Regulatory
Affairs, U.S. Office of Management and
Budget, New Executive Office Building,
Room 10235, 725 17th Street, NW.,
Washington, DC 20503, or by fax to
(202) 395–6974.
FOR FURTHER INFORMATION CONTACT: For
further information about the revisions
discussed in this notice, please contact
any of the agency clearance officers
whose names appear below. In addition,
copies of the FFIEC 101 can be obtained
at the FFIEC’s Web site (http://
www.ffiec.gov/ffiec_report_forms.htm).
OCC: Mary Gottlieb, OCC Clearance
Officer, (202) 874–5090, Legislative and
Regulatory Activities Division, Office of
the Comptroller of the Currency, 250 E
Street, SW., Washington, DC 20219.
Board: Michelle E. Shore, Federal
Reserve Board Clearance Officer, (202)
452–3829, Division of Research and
Statistics, Board of Governors of the
Federal Reserve System, 20th and C
Streets, NW., Washington, DC 20551.
Telecommunications Device for the Deaf
(TDD) users may call (202) 263–4869.
FDIC: Leneta G. Gregorie, Counsel,
(202) 898–3719, Legal Division, Federal
Deposit Insurance Corporation, 550 17th
Street, NW., Washington, DC 20429.
OTS: Ira L. Mills, OTS Clearance
Officer, at Ira.Mills@ots.treas.gov, (202)
906–6531, or facsimile number (202)
906–6518, Regulation and Legislation
Division, Chief Counsel’s Office, Office
of Thrift Supervision, 1700 G Street,
NW., Washington, DC 20552.
SUPPLEMENTARY INFORMATION: The
agencies are proposing to revise and
extend for three years the FFIEC 101,
which is a currently approved collection
of information for each agency.
Report Title: Advanced Capital
Adequacy Framework Regulatory
Reporting Requirements.
Form Number: FFIEC 101.
Frequency of Response: Quarterly.
Affected Public: Business or other for-
profit.
OCC
OMB Number: 1557–0239.
Estimated Number of Respondents: 52
national banks.
Estimated Time per Response: 625
hours.
Estimated Total Annual Burden:
130,000 hours.
Board
OMB Number: 7100–0319.
Estimated Number of Respondents: 6
State member banks and 21 bank
holding companies.
Estimated Time per Response: 625
hours.
Estimated Total Annual Burden:
52,500 hours.
FDIC
OMB Number: 3064–0159.
Estimated Number of Respondents: 9
State nonmember banks.
Estimated Time per Response: 625
hours.
Estimated Total Annual Burden:
22,500 hours.
OTS
OMB Number: 1550–0120.
Estimated Number of Respondents: 3
savings associations.
Estimated Time per Response: 625
hours.
Estimated Total Annual Burden:
7,500 hours.
General Description of Reports
This information collection is
mandatory for banks 1 using the
Advanced Capital Adequacy
Framework: 12 U.S.C. 161 (for national
banks), 12 U.S.C. 324 and 12 U.S.C.
1844(c) (for State member banks and
BHCs respectively), 12 U.S.C. 1817 (for
insured State nonmember commercial
and savings banks), and 12 U.S.C. 1464
(for savings associations). This
information collection will be given
confidential treatment (5 U.S.C.
552(b)(4)) except for selected data items
(Schedules A and B, and data items 1
and 2 of the operational risk Schedule
S) that will be released for reporting
periods after an institution has
successfully completed its parallel run
period and is qualified to use the
advanced approaches for regulatory
capital purposes. The agencies will not
publicly release information submitted
during an entity’s parallel run period.
Abstract
Each bank that qualifies for and
applies the advanced internal ratings-
based approach to calculate regulatory
credit risk capital and the advanced
measurement approaches to calculate
regulatory operational risk capital, as
described in the final rule implementing
the Advanced Capital Adequacy
Framework (72 FR 69288, December 7,
2007, referred to hereafter as the final
rule), is required to file quarterly
regulatory data. The agencies use these
data to assess and monitor the levels
and components of each reporting
entity’s risk-based capital requirements
and the adequacy of the entity’s capital
under the Advanced Capital Adequacy
Framework; to evaluate the impact and
competitive implications of the
Advanced Capital Adequacy Framework
on individual reporting entities and on
an industry-wide basis; as one input to
develop an interagency study at the end
of the second transitional floor period
(as described more fully in the final
rule); and to supplement on-site
examination processes. The reporting
schedules also assist banks in
understanding expectations around the
system development necessary for
implementation and validation of the
Advanced Capital Adequacy
Framework. Submitted data that are
released publicly following a reporting
entity’s parallel run period will also
provide other interested parties with
information about banks’ risk-based
capital.
Current Actions
The agencies propose to revise certain
portions of the FFIEC 101 report
beginning with the March 31, 2011,
report date. These proposed changes are
described below.
Reporting of information about the
numerator of a bank holding company’s
risk-based capital ratios. For bank
holding companies subject to these
reporting requirements, the agencies
propose to recaption line item 6.b of
Schedule A, Part 1 of the FFIEC 101
report and to add line item 6.c. Line
item 6.b is currently intended to capture
two components of capital that are
reported separately on Schedule HC–R
of the FR Y–9C: 2 the amount of
qualifying restricted core capital
elements (other than cumulative
perpetual preferred stock) held by bank
holding companies (as reported in item
6.b of Schedule HC–R) and qualifying
mandatory convertible preferred
securities held by internationally active
bank holding companies (as reported in
item 6.c of Schedule HC–R). The
agencies propose to align the reporting
of these capital elements to that of
Schedule HC–R of the FR Y–9C by
separately including both capital
elements in the FFIEC 101. These two
capital elements would replace the
VerDate Mar<15>2010 17:43 Oct 21, 2010 Jkt 223001 PO 00000 Frm 00112 Fmt 4703 Sfmt 4703 E:\FR\FM\22OCN1.SGM 22OCN1
emcdonald on DSK2BSOYB1PROD with NOTICES
1 For simplicity, and unless otherwise indicated,
this notice uses the term ‘‘bank’’ to include banks,
savings associations, and bank holding companies
(BHCs). The terms ‘‘bank holding company’’ and
‘‘BHC’’ refer only to bank holding companies
regulated by the Board and do not include savings
and loan holding companies regulated by the OTS.
For a detailed description of the institutions
covered by this notice, refer to Part I, Section 1, of
the final rule entitled Risk-Based Capital Standards:
Advanced Capital Adequacy Framework (72 FR
69397, December 7, 2007).
2 Consolidated Financial Statements for Bank
Holding Companies, OMB Number: 7100–0128.
appointments will be available the next
business day following the date we
receive a request.
Additionally, commenters may send a
copy of their comments to the OMB
desk officer for the agencies by mail to
the Office of Information and Regulatory
Affairs, U.S. Office of Management and
Budget, New Executive Office Building,
Room 10235, 725 17th Street, NW.,
Washington, DC 20503, or by fax to
(202) 395–6974.
FOR FURTHER INFORMATION CONTACT: For
further information about the revisions
discussed in this notice, please contact
any of the agency clearance officers
whose names appear below. In addition,
copies of the FFIEC 101 can be obtained
at the FFIEC’s Web site (http://
www.ffiec.gov/ffiec_report_forms.htm).
OCC: Mary Gottlieb, OCC Clearance
Officer, (202) 874–5090, Legislative and
Regulatory Activities Division, Office of
the Comptroller of the Currency, 250 E
Street, SW., Washington, DC 20219.
Board: Michelle E. Shore, Federal
Reserve Board Clearance Officer, (202)
452–3829, Division of Research and
Statistics, Board of Governors of the
Federal Reserve System, 20th and C
Streets, NW., Washington, DC 20551.
Telecommunications Device for the Deaf
(TDD) users may call (202) 263–4869.
FDIC: Leneta G. Gregorie, Counsel,
(202) 898–3719, Legal Division, Federal
Deposit Insurance Corporation, 550 17th
Street, NW., Washington, DC 20429.
OTS: Ira L. Mills, OTS Clearance
Officer, at Ira.Mills@ots.treas.gov, (202)
906–6531, or facsimile number (202)
906–6518, Regulation and Legislation
Division, Chief Counsel’s Office, Office
of Thrift Supervision, 1700 G Street,
NW., Washington, DC 20552.
SUPPLEMENTARY INFORMATION: The
agencies are proposing to revise and
extend for three years the FFIEC 101,
which is a currently approved collection
of information for each agency.
Report Title: Advanced Capital
Adequacy Framework Regulatory
Reporting Requirements.
Form Number: FFIEC 101.
Frequency of Response: Quarterly.
Affected Public: Business or other for-
profit.
OCC
OMB Number: 1557–0239.
Estimated Number of Respondents: 52
national banks.
Estimated Time per Response: 625
hours.
Estimated Total Annual Burden:
130,000 hours.
Board
OMB Number: 7100–0319.
Estimated Number of Respondents: 6
State member banks and 21 bank
holding companies.
Estimated Time per Response: 625
hours.
Estimated Total Annual Burden:
52,500 hours.
FDIC
OMB Number: 3064–0159.
Estimated Number of Respondents: 9
State nonmember banks.
Estimated Time per Response: 625
hours.
Estimated Total Annual Burden:
22,500 hours.
OTS
OMB Number: 1550–0120.
Estimated Number of Respondents: 3
savings associations.
Estimated Time per Response: 625
hours.
Estimated Total Annual Burden:
7,500 hours.
General Description of Reports
This information collection is
mandatory for banks 1 using the
Advanced Capital Adequacy
Framework: 12 U.S.C. 161 (for national
banks), 12 U.S.C. 324 and 12 U.S.C.
1844(c) (for State member banks and
BHCs respectively), 12 U.S.C. 1817 (for
insured State nonmember commercial
and savings banks), and 12 U.S.C. 1464
(for savings associations). This
information collection will be given
confidential treatment (5 U.S.C.
552(b)(4)) except for selected data items
(Schedules A and B, and data items 1
and 2 of the operational risk Schedule
S) that will be released for reporting
periods after an institution has
successfully completed its parallel run
period and is qualified to use the
advanced approaches for regulatory
capital purposes. The agencies will not
publicly release information submitted
during an entity’s parallel run period.
Abstract
Each bank that qualifies for and
applies the advanced internal ratings-
based approach to calculate regulatory
credit risk capital and the advanced
measurement approaches to calculate
regulatory operational risk capital, as
described in the final rule implementing
the Advanced Capital Adequacy
Framework (72 FR 69288, December 7,
2007, referred to hereafter as the final
rule), is required to file quarterly
regulatory data. The agencies use these
data to assess and monitor the levels
and components of each reporting
entity’s risk-based capital requirements
and the adequacy of the entity’s capital
under the Advanced Capital Adequacy
Framework; to evaluate the impact and
competitive implications of the
Advanced Capital Adequacy Framework
on individual reporting entities and on
an industry-wide basis; as one input to
develop an interagency study at the end
of the second transitional floor period
(as described more fully in the final
rule); and to supplement on-site
examination processes. The reporting
schedules also assist banks in
understanding expectations around the
system development necessary for
implementation and validation of the
Advanced Capital Adequacy
Framework. Submitted data that are
released publicly following a reporting
entity’s parallel run period will also
provide other interested parties with
information about banks’ risk-based
capital.
Current Actions
The agencies propose to revise certain
portions of the FFIEC 101 report
beginning with the March 31, 2011,
report date. These proposed changes are
described below.
Reporting of information about the
numerator of a bank holding company’s
risk-based capital ratios. For bank
holding companies subject to these
reporting requirements, the agencies
propose to recaption line item 6.b of
Schedule A, Part 1 of the FFIEC 101
report and to add line item 6.c. Line
item 6.b is currently intended to capture
two components of capital that are
reported separately on Schedule HC–R
of the FR Y–9C: 2 the amount of
qualifying restricted core capital
elements (other than cumulative
perpetual preferred stock) held by bank
holding companies (as reported in item
6.b of Schedule HC–R) and qualifying
mandatory convertible preferred
securities held by internationally active
bank holding companies (as reported in
item 6.c of Schedule HC–R). The
agencies propose to align the reporting
of these capital elements to that of
Schedule HC–R of the FR Y–9C by
separately including both capital
elements in the FFIEC 101. These two
capital elements would replace the
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