Joint Release
Board of Governors of the Federal Reserve
System
Federal Deposit Insurance Corporation
Office of the Comptroller of the Currency
For Immediate Release November 19, 2013
Agencies Release a Regulatory Capital Estimation Tool for Community Banks
The federal bank regulatory agencies today released an estimation tool to help
community banks understand the potential effects of the recently revised regulatory
capital framework on their capital ratios.
The revised framework implements the Basel III regulatory capital reforms and certain
changes required by the Dodd-Frank Wall Street Reform and Consumer Protection Act
of 2010.
In July 2013, the Federal Reserve Board and Office of the Comptroller of the Currency
approved the revised capital framework as final rules, and the Federal Deposit
Insurance Corporation approved the revised capital framework as an interim final rule.
The final rules and interim final rule are substantively identical.
The estimation tool is not part of the revised capital framework and not a component of
regulatory reporting. Results from the tool are simplified estimates that may not
precisely reflect banks’ actual capital ratios under the framework. Additionally, banks
should be aware that the estimation tool requires certain manual inputs that could have
meaningful effects on results and should reference the revised capital framework when
using the estimation tool.
The estimation tool is available at:
http://www.fdic.gov/regulations/capital/Bank_Estimation_Tool.xlsm
The revised capital frameworks are available in the Federal Register at:
www.gpo.gov/fdsys/pkg/FR-2013-10-11/pdf/2013-21653.pdf and
www.gpo.gov/fdsys/pkg/FR-2013-09-10/pdf/2013-20536.pdf
(FDIC: PR-102-2013)
Media Contacts:
Federal Reserve Eric Kollig (202)-452-2955
OCC Stephanie Collins (202) 649-6870
FDIC David Barr (202) 898-6992
Board of Governors of the Federal Reserve
System
Federal Deposit Insurance Corporation
Office of the Comptroller of the Currency
For Immediate Release November 19, 2013
Agencies Release a Regulatory Capital Estimation Tool for Community Banks
The federal bank regulatory agencies today released an estimation tool to help
community banks understand the potential effects of the recently revised regulatory
capital framework on their capital ratios.
The revised framework implements the Basel III regulatory capital reforms and certain
changes required by the Dodd-Frank Wall Street Reform and Consumer Protection Act
of 2010.
In July 2013, the Federal Reserve Board and Office of the Comptroller of the Currency
approved the revised capital framework as final rules, and the Federal Deposit
Insurance Corporation approved the revised capital framework as an interim final rule.
The final rules and interim final rule are substantively identical.
The estimation tool is not part of the revised capital framework and not a component of
regulatory reporting. Results from the tool are simplified estimates that may not
precisely reflect banks’ actual capital ratios under the framework. Additionally, banks
should be aware that the estimation tool requires certain manual inputs that could have
meaningful effects on results and should reference the revised capital framework when
using the estimation tool.
The estimation tool is available at:
http://www.fdic.gov/regulations/capital/Bank_Estimation_Tool.xlsm
The revised capital frameworks are available in the Federal Register at:
www.gpo.gov/fdsys/pkg/FR-2013-10-11/pdf/2013-21653.pdf and
www.gpo.gov/fdsys/pkg/FR-2013-09-10/pdf/2013-20536.pdf
(FDIC: PR-102-2013)
Media Contacts:
Federal Reserve Eric Kollig (202)-452-2955
OCC Stephanie Collins (202) 649-6870
FDIC David Barr (202) 898-6992