This section of the FEDERAL REGISTER
contains notices to the public of the proposed
issuance of rules and regulations. The
purpose of these notices is to give interested
persons an opportunity to participate in the
rule making prior to the adoption of the final
rules.
Proposed Rules Federal Register
61068
Vol. 70, No. 202
Thursday, October 20, 2005
DEPARTMENT OF AGRICULTURE
Agricultural Marketing Service
7 CFR Part 51
[Docket Number FV–04–310]
RIN 0581–AC46
Revision of Fees for the Fresh Fruit
and Vegetable Terminal Market
Inspection Services
AGENCY: Agricultural Marketing Service,
USDA.
ACTION: Proposed rule; reopening and
extension of comment period.
SUMMARY: Notice is hereby given that
the comment period on the proposed
Revision of Fees for the Fresh Fruit and
Vegetable Terminal Market Inspection
Service is reopened and extended. This
action will allow interested persons
additional time to prepare and submit
comments.
DATES: Comments must be postmarked,
courier dated, or sent via the internet on
or before November 3, 2005.
ADDRESSES: Interested persons are
invited to submit written comments
concerning this proposal. Comments
can be sent to: (1) Department of
Agriculture, Agricultural Marketing
Service, Fruit and Vegetable Programs,
Fresh Products Branch, 1400
Independence Ave., SW., Room 0640–S,
Washington, DC 20250–0295, faxed to
(202) 720–5136; (2) via e-mail to
FPB.DocketClerk@usda.gov.; or (3)
Internet: http://www.regulations.gov. All
comments should make reference to the
date and page number of this issue of
the Federal Register and will be made
available for public inspection in the
above office during regular business
hours.
FOR FURTHER CONTACT INFORMATION: Rita
Bibbs-Booth, USDA, 1400 Independence
Ave., SW., Room 0640–S, Washington,
DC 20250–0295, or call (202) 720–0391.
SUPPLEMENTARY INFORMATION: A
proposed rule was published in the
Federal Register on August 25, 2005 (70
FR 49882) requesting comments on the
proposed Revision of Fees for the Fresh
Fruit and Vegetable Terminal Market
Inspection Services. Comments on the
proposed rule were required to be
received on or before September 26,
2005. A comment was received from an
industry association, representing
independent produce wholesale
receivers, expressing the need for
additional time to comment. The
association requested the comment
period be extended to allow the
association an opportunity to meet with
their members to discuss the impact of
the proposed fee increase.
After reviewing the commenter’s
request, AMS is reopening and
extending the comment period in order
to allow sufficient time for interested
persons, including the association, to
prepare and submit comments
Dated: October 14, 2005.
Kenneth C. Clayton,
Acting Administrator, Agricultural Marketing
Service.
[FR Doc. 05–20961 Filed 10–19–05; 8:45 am]
BILLING CODE 3410–02–P
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
12 CFR Part 3
[Docket No. 05–16]
RIN 1557–AC95
FEDERAL RESERVE SYSTEM
12 CFR Parts 208 and 225
[Regulations H and Y; Docket No. R–1238]
FEDERAL DEPOSIT INSURANCE
CORPORATION
12 CFR Part 325
RIN 3064–AC96
DEPARTMENT OF THE TREASURY
Office of Thrift Supervision
12 CFR Part 567
[No. 2005–40]
RIN 1550–AB98
Risk-Based Capital Guidelines; Capital
Adequacy Guidelines; Capital
Maintenance: Domestic Capital
Modifications
AGENCIES: Office of the Comptroller of
the Currency, Treasury; Board of
Governors of the Federal Reserve
System; Federal Deposit Insurance
Corporation; and Office of Thrift
Supervision, Treasury.
ACTION: Joint advance notice of
proposed rulemaking (ANPR).
SUMMARY: The Office of the Comptroller
of the Currency (OCC), Board of
Governors of the Federal Reserve
System (Board), Federal Deposit
Insurance Corporation (FDIC), and
Office of Thrift Supervision (OTS)
(collectively, ‘‘the Agencies’’) are
considering various revisions to the
existing risk-based capital framework
that would enhance its risk sensitivity.
These changes would apply to banks,
bank holding companies, and savings
associations (‘‘banking organizations’’).
The Agencies are soliciting comment on
possible modifications to their risk-
based capital standards that would
facilitate the development of fuller and
more comprehensive proposals
VerDate Aug<31>2005 17:49 Oct 19, 2005 Jkt 208001 PO 00000 Frm 00001 Fmt 4702 Sfmt 4702 E:\FR\FM\20OCP1.SGM 20OCP1
contains notices to the public of the proposed
issuance of rules and regulations. The
purpose of these notices is to give interested
persons an opportunity to participate in the
rule making prior to the adoption of the final
rules.
Proposed Rules Federal Register
61068
Vol. 70, No. 202
Thursday, October 20, 2005
DEPARTMENT OF AGRICULTURE
Agricultural Marketing Service
7 CFR Part 51
[Docket Number FV–04–310]
RIN 0581–AC46
Revision of Fees for the Fresh Fruit
and Vegetable Terminal Market
Inspection Services
AGENCY: Agricultural Marketing Service,
USDA.
ACTION: Proposed rule; reopening and
extension of comment period.
SUMMARY: Notice is hereby given that
the comment period on the proposed
Revision of Fees for the Fresh Fruit and
Vegetable Terminal Market Inspection
Service is reopened and extended. This
action will allow interested persons
additional time to prepare and submit
comments.
DATES: Comments must be postmarked,
courier dated, or sent via the internet on
or before November 3, 2005.
ADDRESSES: Interested persons are
invited to submit written comments
concerning this proposal. Comments
can be sent to: (1) Department of
Agriculture, Agricultural Marketing
Service, Fruit and Vegetable Programs,
Fresh Products Branch, 1400
Independence Ave., SW., Room 0640–S,
Washington, DC 20250–0295, faxed to
(202) 720–5136; (2) via e-mail to
FPB.DocketClerk@usda.gov.; or (3)
Internet: http://www.regulations.gov. All
comments should make reference to the
date and page number of this issue of
the Federal Register and will be made
available for public inspection in the
above office during regular business
hours.
FOR FURTHER CONTACT INFORMATION: Rita
Bibbs-Booth, USDA, 1400 Independence
Ave., SW., Room 0640–S, Washington,
DC 20250–0295, or call (202) 720–0391.
SUPPLEMENTARY INFORMATION: A
proposed rule was published in the
Federal Register on August 25, 2005 (70
FR 49882) requesting comments on the
proposed Revision of Fees for the Fresh
Fruit and Vegetable Terminal Market
Inspection Services. Comments on the
proposed rule were required to be
received on or before September 26,
2005. A comment was received from an
industry association, representing
independent produce wholesale
receivers, expressing the need for
additional time to comment. The
association requested the comment
period be extended to allow the
association an opportunity to meet with
their members to discuss the impact of
the proposed fee increase.
After reviewing the commenter’s
request, AMS is reopening and
extending the comment period in order
to allow sufficient time for interested
persons, including the association, to
prepare and submit comments
Dated: October 14, 2005.
Kenneth C. Clayton,
Acting Administrator, Agricultural Marketing
Service.
[FR Doc. 05–20961 Filed 10–19–05; 8:45 am]
BILLING CODE 3410–02–P
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
12 CFR Part 3
[Docket No. 05–16]
RIN 1557–AC95
FEDERAL RESERVE SYSTEM
12 CFR Parts 208 and 225
[Regulations H and Y; Docket No. R–1238]
FEDERAL DEPOSIT INSURANCE
CORPORATION
12 CFR Part 325
RIN 3064–AC96
DEPARTMENT OF THE TREASURY
Office of Thrift Supervision
12 CFR Part 567
[No. 2005–40]
RIN 1550–AB98
Risk-Based Capital Guidelines; Capital
Adequacy Guidelines; Capital
Maintenance: Domestic Capital
Modifications
AGENCIES: Office of the Comptroller of
the Currency, Treasury; Board of
Governors of the Federal Reserve
System; Federal Deposit Insurance
Corporation; and Office of Thrift
Supervision, Treasury.
ACTION: Joint advance notice of
proposed rulemaking (ANPR).
SUMMARY: The Office of the Comptroller
of the Currency (OCC), Board of
Governors of the Federal Reserve
System (Board), Federal Deposit
Insurance Corporation (FDIC), and
Office of Thrift Supervision (OTS)
(collectively, ‘‘the Agencies’’) are
considering various revisions to the
existing risk-based capital framework
that would enhance its risk sensitivity.
These changes would apply to banks,
bank holding companies, and savings
associations (‘‘banking organizations’’).
The Agencies are soliciting comment on
possible modifications to their risk-
based capital standards that would
facilitate the development of fuller and
more comprehensive proposals
VerDate Aug<31>2005 17:49 Oct 19, 2005 Jkt 208001 PO 00000 Frm 00001 Fmt 4702 Sfmt 4702 E:\FR\FM\20OCP1.SGM 20OCP1
61069Federal Register / Vol. 70, No. 202 / Thursday, October 20, 2005 / Proposed Rules
applicable to a range of activities and
exposures.
This ANPR discusses various
modifications that would increase the
number of risk-weight categories, permit
greater use of external ratings as an
indicator of credit risk for externally-
rated exposures, expand the types of
guarantees and collateral that may be
recognized, and modify the risk weights
associated with residential mortgages.
This ANPR also discusses approaches
that would change the credit conversion
factor for certain types of commitments,
assign a risk-based capital charge to
certain securitizations with early-
amortization provisions, and assign a
higher risk weight to loans that are 90
days or more past due or in nonaccrual
status and to certain commercial real
estate exposures. The Agencies are also
considering modifying the risk weights
on certain other retail and commercial
exposures.
DATES: Comments on this joint advance
notice of proposed rulemaking must be
received by January 18, 2006.
ADDRESSES: Comments should be
directed to:
OCC: You should include OCC and
Docket Number 05–16 in your comment.
You may submit comments by any of
the following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• OCC Web Site: http://
www.occ.treas.gov. Click on ‘‘Contact
the OCC,’’ scroll down and click on
‘‘Comments on Proposed Regulations.’’
• E-mail address:
regs.comments@occ.treas.gov.
• Fax: (202) 874–4448.
• Mail: Office of the Comptroller of
the Currency, 250 E Street, SW., Mail
Stop 1–5, Washington, DC 20219.
• Hand Delivery/Courier: 250 E
Street, SW., Attn: Public Information
Room, Mail Stop 1–5, Washington, DC
20219.
Instructions: All submissions received
must include the agency name (OCC)
and docket number or Regulatory
Information Number (RIN) for this
notice of proposed rulemaking. In
general, OCC will enter all comments
received into the docket without
change, including any business or
personal information that you provide.
You may review comments and other
related materials by any of the following
methods:
• Viewing Comments Personally: You
may personally inspect and photocopy
comments at the OCC’s Public
Information Room, 250 E Street, SW.,
Washington, DC. You can make an
appointment to inspect comments by
calling (202) 874–5043.
• Viewing Comments Electronically:
You may request e-mail or CD–ROM
copies of comments that the OCC has
received by contacting the OCC’s Public
Information Room at
regs.comments@occ.treas.gov.
• Docket: You may also request
available background documents and
project summaries using the methods
described above.
Board: You may submit comments,
identified by Docket No. R–1238, by any
of the following methods:
• Agency Web Site: http://
www.federalreserve.gov. Follow the
instructions for submitting comments at
http://www.federalreserve.gov/
generalinfo/foia/ProposedRegs.cfm.
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail:
regs.comments@federalreserve.gov.
Include docket number in the subject
line of the message.
• FAX: (202) 452–3819 or (202) 452–
3102.
• Mail: Jennifer J. Johnson, Secretary,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue, NW., Washington,
DC 20551.
All public comments are available
from the Board’s Web site at http://
www.federalreserve.gov/generalinfo/
foia/ProposedRegs.cfm as submitted,
unless modified for technical reasons.
Accordingly, your comments will not be
edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
paper form in Room MP–500 of the
Board’s Martin Building (20th and C
Street, NW.) between 9 a.m. and 5 p.m.
on weekdays.
FDIC: You may submit by any of the
following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• Agency Web site: http://
www.FDIC.gov/regulations/laws/
federal/propose.html.
• Mail: Robert E. Feldman, Executive
Secretary, Attention: Comments/Legal
ESS, Federal Deposit Insurance
Corporation, 550 17th Street, NW.,
Washington, DC 20429.
• Hand Delivery/Courier: The guard
station at the rear of the 550 17th Street
Building (located on F Street), on
business days between 7 a.m. and 5 p.m.
• E-mail: comments@FDIC.gov.
• Public Inspection: Comments may
be inspected and photocopied in the
FDIC Public Information Center, Room
100, 801 17th Street, NW., Washington,
DC, between 9 a.m. and 4:30 p.m. on
business days.
Instructions: Submissions received
must include the Agency name and title
for this notice. Comments received will
be posted without change to http://
www.FDIC.gov/regulations/laws/
federal/propose.html, including any
personal information provided.
OTS: You may submit comments,
identified by No. 2005–40, by any of the
following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail address:
regs.comments@ots.treas.gov. Please
include No. 2005–40 in the subject line
of the message and include your name
and telephone number in the message.
• Fax: (202) 906–6518.
• Mail: Regulation Comments, Chief
Counsel’s Office, Office of Thrift
Supervision, 1700 G Street, NW.,
Washington, DC 20552, Attention: No.
2005–40.
• Hand Delivery/Courier: Guard’s
Desk, East Lobby Entrance, 1700 G
Street, NW., from 9 a.m. to 4 p.m. on
business days, Attention: Regulation
Comments, Chief Counsel’s Office,
Attention: No. 2005–40.
Instructions: All submissions received
must include the Agency name and
docket number or Regulatory
Information Number (RIN) for this
rulemaking. All comments received will
be posted without change to the OTS
Internet Site at http://www.ots.treas.gov/
pagehtml.cfm?catNumber=67&an=1,
including any personal information
provided.
Docket: For access to the docket to
read background documents or
comments received, go to http://
www.ots.treas.gov/
pagehtml.cfm?catNumber=67&an=1. In
addition, you may inspect comments at
the Public Reading Room, 1700 G Street,
NW., by appointment. To make an
appointment for access, call (202) 906–
5922, send an e-mail to
public.info@ots.treas.gov, or send a
facsimile transmission to (202) 906–
7755. (Prior notice identifying the
materials you will be requesting will
assist us in serving you.) We schedule
appointments on business days between
10 a.m. and 4 p.m. In most cases,
appointments will be available the next
business day following the date we
receive a request.
FOR FURTHER INFORMATION CONTACT:
OCC: Nancy Hunt, Risk Expert,
Capital Policy Division, (202) 874–4923,
Laura Goldman, Counsel, or Ron
Shimabukuro, Special Counsel,
Legislative and Regulatory Activities
Division, (202) 874–5090, Office of the
Comptroller of the Currency, 250 E
Street, SW., Washington, DC 20219.
VerDate Aug<31>2005 17:49 Oct 19, 2005 Jkt 208001 PO 00000 Frm 00002 Fmt 4702 Sfmt 4702 E:\FR\FM\20OCP1.SGM 20OCP1
applicable to a range of activities and
exposures.
This ANPR discusses various
modifications that would increase the
number of risk-weight categories, permit
greater use of external ratings as an
indicator of credit risk for externally-
rated exposures, expand the types of
guarantees and collateral that may be
recognized, and modify the risk weights
associated with residential mortgages.
This ANPR also discusses approaches
that would change the credit conversion
factor for certain types of commitments,
assign a risk-based capital charge to
certain securitizations with early-
amortization provisions, and assign a
higher risk weight to loans that are 90
days or more past due or in nonaccrual
status and to certain commercial real
estate exposures. The Agencies are also
considering modifying the risk weights
on certain other retail and commercial
exposures.
DATES: Comments on this joint advance
notice of proposed rulemaking must be
received by January 18, 2006.
ADDRESSES: Comments should be
directed to:
OCC: You should include OCC and
Docket Number 05–16 in your comment.
You may submit comments by any of
the following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• OCC Web Site: http://
www.occ.treas.gov. Click on ‘‘Contact
the OCC,’’ scroll down and click on
‘‘Comments on Proposed Regulations.’’
• E-mail address:
regs.comments@occ.treas.gov.
• Fax: (202) 874–4448.
• Mail: Office of the Comptroller of
the Currency, 250 E Street, SW., Mail
Stop 1–5, Washington, DC 20219.
• Hand Delivery/Courier: 250 E
Street, SW., Attn: Public Information
Room, Mail Stop 1–5, Washington, DC
20219.
Instructions: All submissions received
must include the agency name (OCC)
and docket number or Regulatory
Information Number (RIN) for this
notice of proposed rulemaking. In
general, OCC will enter all comments
received into the docket without
change, including any business or
personal information that you provide.
You may review comments and other
related materials by any of the following
methods:
• Viewing Comments Personally: You
may personally inspect and photocopy
comments at the OCC’s Public
Information Room, 250 E Street, SW.,
Washington, DC. You can make an
appointment to inspect comments by
calling (202) 874–5043.
• Viewing Comments Electronically:
You may request e-mail or CD–ROM
copies of comments that the OCC has
received by contacting the OCC’s Public
Information Room at
regs.comments@occ.treas.gov.
• Docket: You may also request
available background documents and
project summaries using the methods
described above.
Board: You may submit comments,
identified by Docket No. R–1238, by any
of the following methods:
• Agency Web Site: http://
www.federalreserve.gov. Follow the
instructions for submitting comments at
http://www.federalreserve.gov/
generalinfo/foia/ProposedRegs.cfm.
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail:
regs.comments@federalreserve.gov.
Include docket number in the subject
line of the message.
• FAX: (202) 452–3819 or (202) 452–
3102.
• Mail: Jennifer J. Johnson, Secretary,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue, NW., Washington,
DC 20551.
All public comments are available
from the Board’s Web site at http://
www.federalreserve.gov/generalinfo/
foia/ProposedRegs.cfm as submitted,
unless modified for technical reasons.
Accordingly, your comments will not be
edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
paper form in Room MP–500 of the
Board’s Martin Building (20th and C
Street, NW.) between 9 a.m. and 5 p.m.
on weekdays.
FDIC: You may submit by any of the
following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• Agency Web site: http://
www.FDIC.gov/regulations/laws/
federal/propose.html.
• Mail: Robert E. Feldman, Executive
Secretary, Attention: Comments/Legal
ESS, Federal Deposit Insurance
Corporation, 550 17th Street, NW.,
Washington, DC 20429.
• Hand Delivery/Courier: The guard
station at the rear of the 550 17th Street
Building (located on F Street), on
business days between 7 a.m. and 5 p.m.
• E-mail: comments@FDIC.gov.
• Public Inspection: Comments may
be inspected and photocopied in the
FDIC Public Information Center, Room
100, 801 17th Street, NW., Washington,
DC, between 9 a.m. and 4:30 p.m. on
business days.
Instructions: Submissions received
must include the Agency name and title
for this notice. Comments received will
be posted without change to http://
www.FDIC.gov/regulations/laws/
federal/propose.html, including any
personal information provided.
OTS: You may submit comments,
identified by No. 2005–40, by any of the
following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail address:
regs.comments@ots.treas.gov. Please
include No. 2005–40 in the subject line
of the message and include your name
and telephone number in the message.
• Fax: (202) 906–6518.
• Mail: Regulation Comments, Chief
Counsel’s Office, Office of Thrift
Supervision, 1700 G Street, NW.,
Washington, DC 20552, Attention: No.
2005–40.
• Hand Delivery/Courier: Guard’s
Desk, East Lobby Entrance, 1700 G
Street, NW., from 9 a.m. to 4 p.m. on
business days, Attention: Regulation
Comments, Chief Counsel’s Office,
Attention: No. 2005–40.
Instructions: All submissions received
must include the Agency name and
docket number or Regulatory
Information Number (RIN) for this
rulemaking. All comments received will
be posted without change to the OTS
Internet Site at http://www.ots.treas.gov/
pagehtml.cfm?catNumber=67&an=1,
including any personal information
provided.
Docket: For access to the docket to
read background documents or
comments received, go to http://
www.ots.treas.gov/
pagehtml.cfm?catNumber=67&an=1. In
addition, you may inspect comments at
the Public Reading Room, 1700 G Street,
NW., by appointment. To make an
appointment for access, call (202) 906–
5922, send an e-mail to
public.info@ots.treas.gov, or send a
facsimile transmission to (202) 906–
7755. (Prior notice identifying the
materials you will be requesting will
assist us in serving you.) We schedule
appointments on business days between
10 a.m. and 4 p.m. In most cases,
appointments will be available the next
business day following the date we
receive a request.
FOR FURTHER INFORMATION CONTACT:
OCC: Nancy Hunt, Risk Expert,
Capital Policy Division, (202) 874–4923,
Laura Goldman, Counsel, or Ron
Shimabukuro, Special Counsel,
Legislative and Regulatory Activities
Division, (202) 874–5090, Office of the
Comptroller of the Currency, 250 E
Street, SW., Washington, DC 20219.
VerDate Aug<31>2005 17:49 Oct 19, 2005 Jkt 208001 PO 00000 Frm 00002 Fmt 4702 Sfmt 4702 E:\FR\FM\20OCP1.SGM 20OCP1