This section of the FEDERAL REGISTER
contains notices to the public of the proposed
issuance of rules and regulations. The
purpose of these notices is to give interested
persons an opportunity to participate in the
rule making prior to the adoption of the final
rules.
Proposed Rules Federal Register
10996
Vol. 85, No. 38
Wednesday, February 26, 2020
1 85 FR 1204 (Jan. 9, 2020).
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
12 CFR Parts 25 and 195
[Docket ID OCC–2018–0008]
RIN 1557–AE34
FEDERAL DEPOSIT INSURANCE
CORPORATION
12 CFR Part 345
RIN 3064–AF22
Community Reinvestment Act
Regulations; Extension of Comment
Period
AGENCY: Office of the Comptroller of the
Currency, Treasury, and Federal Deposit
Insurance Corporation.
ACTION: Joint notice of proposed
rulemaking: Extension of comment
period.
SUMMARY: On January 9, 2020, the Office
of the Comptroller of the Currency
(OCC) and the Federal Deposit
Insurance Corporation (FDIC)
(collectively, the agencies) published in
the Federal Register a Notice of
Proposed Rulemaking (NPR) entitled
‘‘Community Reinvestment Act
Regulations’’ proposing comprehensive
amendments to the rules implementing
the Community Reinvestment Act
(CRA). The NPR provided for a 60-day
comment period, which would have
closed on March 9, 2020. The FDIC and
the OCC have determined that an
extension of the comment period until
April 8, 2020, is appropriate. This
action will allow interested persons
additional time to analyze the proposal
and prepare their comments.
DATES: The comment period for the
CRA-related NPR published on January
9, 2020 (85 FR 1204),1 is extended from
March 9, 2020, to April 8, 2020.
ADDRESSES: You may submit comments
by any of the following methods:
OCC: Commenters are encouraged to
submit comments through the Federal
eRulemaking Portal or email, if possible.
Please use the title ‘‘Community
Reinvestment Act Regulations’’ to
facilitate the organization and
distribution of the comments. You may
submit comments by any of the
following methods:
• Federal eRulemaking Portal—
Regulations.gov Classic or
Regulations.gov Beta: Regulations.gov
Classic: Go to https://
www.regulations.gov/. Enter ‘‘Docket ID
OCC–2018–0008’’ in the Search Box and
click ‘‘Search.’’ Click on ‘‘Comment
Now’’ to submit public comments. For
help with submitting effective
comments please click on ‘‘View
Commenter’s Checklist.’’ Click on the
‘‘Help’’ tab on the Regulations.gov home
page to get information on using
Regulations.gov, including instructions
for submitting public comments.
Regulations.gov Beta: Go to https://
beta.regulations.gov/ or click ‘‘Visit
New Regulations.gov Site’’ from the
Regulations.gov Classic homepage.
Enter ‘‘Docket ID OCC–2018–0008’’ in
the Search Box and click ‘‘Search.’’
Public comments can be submitted via
the ‘‘Comment’’ box below the
displayed document information or by
clicking on the document title and then
clicking the ‘‘Comment’’ box on the top-
left side of the screen. For help with
submitting effective comments please
click on ‘‘Commenter’s Checklist.’’ For
assistance with the Regulations.gov Beta
site, please call (877) 378–5457 (toll
free) or (703) 454–9859 Monday–Friday,
9 a.m.–5 p.m. ET or email regulations@
erulemakinghelpdesk.com.
• Email: cra.reg@occ.treas.gov.
• Mail: Chief Counsel’s Office,
Attention: Comment Processing, Office
of the Comptroller of the Currency, 400
7th Street SW, Suite 3E–218,
Washington, DC 20219.
• Hand Delivery/Courier: 400 7th
Street SW, Suite 3E–218, Washington,
DC 20219.
• Fax: (571) 465–4326.
Instructions: You must include
‘‘OCC’’ as the agency name and ‘‘Docket
ID OCC–2018–0008’’ in your comment.
In general, the OCC will enter all
comments received into the docket and
publish the comments on the
Regulations.gov website without
change, including any business or
personal information provided such as
name and address information, email
addresses, or phone numbers.
Comments received, including
attachments and other supporting
materials, are part of the public record
and subject to public disclosure. Do not
include any information in your
comment or supporting materials that
you consider confidential or
inappropriate for public disclosure.
You may review comments and other
related materials that pertain to this
rulemaking action by any of the
following methods:
• Viewing Comments Electronically—
Regulations.gov Classic or
Regulations.gov Beta:
Regulations.gov Classic: Go to https://
www.regulations.gov/. Enter ‘‘Docket ID
OCC–2018–0008’’ in the Search box and
click ‘‘Search.’’ Click on ‘‘Open Docket
Folder’’ on the right side of the screen.
Comments and supporting materials can
be viewed and filtered by clicking on
‘‘View all documents and comments in
this docket’’ and then using the filtering
tools on the left side of the screen. Click
on the ‘‘Help’’ tab on the
Regulations.gov home page to get
information on using Regulations.gov.
The docket may be viewed after the
close of the comment period in the same
manner as during the comment period.
Regulations.gov Beta: Go to https://
beta.regulations.gov/ or click ‘‘Visit
New Regulations.gov Site’’ from the
Regulations.gov Classic homepage.
Enter ‘‘Docket ID OCC–2018–0008’’ in
the Search Box and click ‘‘Search.’’
Click on the ‘‘Comments’’ tab.
Comments can be viewed and filtered
by clicking on the ‘‘Sort By’’ drop-down
on the right side of the screen or the
‘‘Refine Results’’ options on the left side
of the screen. Supporting materials can
be viewed by clicking on the
‘‘Documents’’ tab and filtered by
clicking on the ‘‘Sort By’’ drop-down on
the right side of the screen or the
‘‘Refine Results’’ options on the left side
of the screen.’’ For assistance with the
Regulations.gov Beta site, please call
(877) 378–5457 (toll free) or (703) 454–
9859 Monday–Friday, 9 a.m.–5 p.m. ET
or email regulations@
erulemakinghelpdesk.com. The docket
may be viewed after the close of the
comment period in the same manner as
during the comment period.
• Viewing Comments Personally: You
may personally inspect comments at the
OCC, 400 7th Street SW, Washington,
VerDate Sep<11>2014 16:50 Feb 25, 2020 Jkt 250001 PO 00000 Frm 00001 Fmt 4702 Sfmt 4702 E:\FR\FM\26FEP1.SGM 26FEP1
khammond on DSKJM1Z7X2PROD with PROPOSALS
contains notices to the public of the proposed
issuance of rules and regulations. The
purpose of these notices is to give interested
persons an opportunity to participate in the
rule making prior to the adoption of the final
rules.
Proposed Rules Federal Register
10996
Vol. 85, No. 38
Wednesday, February 26, 2020
1 85 FR 1204 (Jan. 9, 2020).
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
12 CFR Parts 25 and 195
[Docket ID OCC–2018–0008]
RIN 1557–AE34
FEDERAL DEPOSIT INSURANCE
CORPORATION
12 CFR Part 345
RIN 3064–AF22
Community Reinvestment Act
Regulations; Extension of Comment
Period
AGENCY: Office of the Comptroller of the
Currency, Treasury, and Federal Deposit
Insurance Corporation.
ACTION: Joint notice of proposed
rulemaking: Extension of comment
period.
SUMMARY: On January 9, 2020, the Office
of the Comptroller of the Currency
(OCC) and the Federal Deposit
Insurance Corporation (FDIC)
(collectively, the agencies) published in
the Federal Register a Notice of
Proposed Rulemaking (NPR) entitled
‘‘Community Reinvestment Act
Regulations’’ proposing comprehensive
amendments to the rules implementing
the Community Reinvestment Act
(CRA). The NPR provided for a 60-day
comment period, which would have
closed on March 9, 2020. The FDIC and
the OCC have determined that an
extension of the comment period until
April 8, 2020, is appropriate. This
action will allow interested persons
additional time to analyze the proposal
and prepare their comments.
DATES: The comment period for the
CRA-related NPR published on January
9, 2020 (85 FR 1204),1 is extended from
March 9, 2020, to April 8, 2020.
ADDRESSES: You may submit comments
by any of the following methods:
OCC: Commenters are encouraged to
submit comments through the Federal
eRulemaking Portal or email, if possible.
Please use the title ‘‘Community
Reinvestment Act Regulations’’ to
facilitate the organization and
distribution of the comments. You may
submit comments by any of the
following methods:
• Federal eRulemaking Portal—
Regulations.gov Classic or
Regulations.gov Beta: Regulations.gov
Classic: Go to https://
www.regulations.gov/. Enter ‘‘Docket ID
OCC–2018–0008’’ in the Search Box and
click ‘‘Search.’’ Click on ‘‘Comment
Now’’ to submit public comments. For
help with submitting effective
comments please click on ‘‘View
Commenter’s Checklist.’’ Click on the
‘‘Help’’ tab on the Regulations.gov home
page to get information on using
Regulations.gov, including instructions
for submitting public comments.
Regulations.gov Beta: Go to https://
beta.regulations.gov/ or click ‘‘Visit
New Regulations.gov Site’’ from the
Regulations.gov Classic homepage.
Enter ‘‘Docket ID OCC–2018–0008’’ in
the Search Box and click ‘‘Search.’’
Public comments can be submitted via
the ‘‘Comment’’ box below the
displayed document information or by
clicking on the document title and then
clicking the ‘‘Comment’’ box on the top-
left side of the screen. For help with
submitting effective comments please
click on ‘‘Commenter’s Checklist.’’ For
assistance with the Regulations.gov Beta
site, please call (877) 378–5457 (toll
free) or (703) 454–9859 Monday–Friday,
9 a.m.–5 p.m. ET or email regulations@
erulemakinghelpdesk.com.
• Email: cra.reg@occ.treas.gov.
• Mail: Chief Counsel’s Office,
Attention: Comment Processing, Office
of the Comptroller of the Currency, 400
7th Street SW, Suite 3E–218,
Washington, DC 20219.
• Hand Delivery/Courier: 400 7th
Street SW, Suite 3E–218, Washington,
DC 20219.
• Fax: (571) 465–4326.
Instructions: You must include
‘‘OCC’’ as the agency name and ‘‘Docket
ID OCC–2018–0008’’ in your comment.
In general, the OCC will enter all
comments received into the docket and
publish the comments on the
Regulations.gov website without
change, including any business or
personal information provided such as
name and address information, email
addresses, or phone numbers.
Comments received, including
attachments and other supporting
materials, are part of the public record
and subject to public disclosure. Do not
include any information in your
comment or supporting materials that
you consider confidential or
inappropriate for public disclosure.
You may review comments and other
related materials that pertain to this
rulemaking action by any of the
following methods:
• Viewing Comments Electronically—
Regulations.gov Classic or
Regulations.gov Beta:
Regulations.gov Classic: Go to https://
www.regulations.gov/. Enter ‘‘Docket ID
OCC–2018–0008’’ in the Search box and
click ‘‘Search.’’ Click on ‘‘Open Docket
Folder’’ on the right side of the screen.
Comments and supporting materials can
be viewed and filtered by clicking on
‘‘View all documents and comments in
this docket’’ and then using the filtering
tools on the left side of the screen. Click
on the ‘‘Help’’ tab on the
Regulations.gov home page to get
information on using Regulations.gov.
The docket may be viewed after the
close of the comment period in the same
manner as during the comment period.
Regulations.gov Beta: Go to https://
beta.regulations.gov/ or click ‘‘Visit
New Regulations.gov Site’’ from the
Regulations.gov Classic homepage.
Enter ‘‘Docket ID OCC–2018–0008’’ in
the Search Box and click ‘‘Search.’’
Click on the ‘‘Comments’’ tab.
Comments can be viewed and filtered
by clicking on the ‘‘Sort By’’ drop-down
on the right side of the screen or the
‘‘Refine Results’’ options on the left side
of the screen. Supporting materials can
be viewed by clicking on the
‘‘Documents’’ tab and filtered by
clicking on the ‘‘Sort By’’ drop-down on
the right side of the screen or the
‘‘Refine Results’’ options on the left side
of the screen.’’ For assistance with the
Regulations.gov Beta site, please call
(877) 378–5457 (toll free) or (703) 454–
9859 Monday–Friday, 9 a.m.–5 p.m. ET
or email regulations@
erulemakinghelpdesk.com. The docket
may be viewed after the close of the
comment period in the same manner as
during the comment period.
• Viewing Comments Personally: You
may personally inspect comments at the
OCC, 400 7th Street SW, Washington,
VerDate Sep<11>2014 16:50 Feb 25, 2020 Jkt 250001 PO 00000 Frm 00001 Fmt 4702 Sfmt 4702 E:\FR\FM\26FEP1.SGM 26FEP1
khammond on DSKJM1Z7X2PROD with PROPOSALS
10997Federal Register / Vol. 85, No. 38 / Wednesday, February 26, 2020 / Proposed Rules
2 Id.
3 12 U.S.C. 2901, et seq.
4 60 FR 22156 (May 4, 1995).
DC 20219. For security reasons, the OCC
requires that visitors make an
appointment to inspect comments. You
may do so by calling (202) 649–6700 or,
for persons who are deaf or hearing
impaired, TTY, (202) 649–5597. Upon
arrival, visitors will be required to
present valid government-issued photo
identification and submit to security
screening in order to inspect comments.
FDIC: You may submit comments,
identified by RIN 3064–AF22, by any of
the following methods:
• Agency Website: http://
www.fdic.gov/regulations/laws/federal/
propose.html. Follow instructions for
submitting comments on the Agency
website.
• Email: Comments@fdic.gov. Include
the RIN 3064–AF22 on the subject line
of the message.
• Mail: Robert E. Feldman, Executive
Secretary, Attention: Comments, Federal
Deposit Insurance Corporation, 550 17th
Street NW, Washington, DC 20429.
• Hand Delivery: Comments may be
hand delivered to the guard station at
the rear of the 550 17th Street Building
(located on F Street) on business days
between 7:00 a.m. and 5:00 p.m.
Instructions: All comments received
must include the agency name and RIN
3064–AF22 for this rulemaking. All
comments received will be posted
without change to http://www.fdic.gov/
regulations/laws/federal/propose.html,
including any personal information
provided. Paper copies of public
comments may be ordered from the
FDIC Public Information Center, 3501
North Fairfax Drive, Room E–1002,
Arlington, VA 22226 by telephone at
(877) 275–3342 or (703) 562–2200.
FOR FURTHER INFORMATION CONTACT:
OCC: Vonda Eanes, Director for CRA
and Fair Lending Policy, Bobbie K.
Kennedy, Technical Expert for CRA and
Fair Lending, or Karen Bellesi, Director
for Community Development. Bank
Supervision Policy, (202) 649–5470; or
Allison Hester-Haddad, Counsel, Emily
R. Boyes, Counsel, or Elizabeth Small,
Senior Attorney, Chief Counsel’s Office,
(202) 649–5490; Office of the
Comptroller of the Currency, 400 7th
Street SW, Washington, DC 20219. For
persons who are deaf or hearing
impaired, TTY users may contact (202)
649–5597.
FDIC: Patience R. Singleton, Senior
Policy Analyst, Supervisory Policy
Branch, Division of Depositor and
Consumer Protection, (202) 898–6859;
Richard M. Schwartz, Counsel, Legal
Division (202) 898–7424, Counsel, Legal
Division (202) 898–6560, Federal
Deposit Insurance Corporation, 550 17th
Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION: On
January 9, 2020, the agencies published
in the Federal Register 2 an NPR
proposing comprehensive amendments
to the regulations implementing the
Community Reinvestment Act.3 This is
the first comprehensive amendment of
the regulation since 1995.4
The NPR stated that the comment
period would close on March 9, 2020.
The agencies have received requests to
extend the comment period. An
extension of the comment period will
provide additional opportunity for the
public to prepare comments to address
the matters raised by the NPR.
Therefore, the OCC and FDIC are
extending the comment period for the
CRA-related NPR from March 9, 2020 to
April 8, 2020.
Dated: February 19, 2020.
Joseph M. Otting,
Comptroller of the Currency.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on February 19,
2020.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2020–03766 Filed 2–25–20; 8:45 am]
BILLING CODE 4810–33–P 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
12 CFR Part 328
RIN 3064–ZA14
Request for Information on FDIC Sign
and Advertising Requirements and
Potential Technological Solutions
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
SUMMARY: The FDIC is seeking input
regarding potential modernization of its
sign and advertising rules to reflect that
deposit-taking via physical branch,
digital, and mobile banking channels
continues to evolve since the FDIC last
significantly updated its rules in 2006.
As banks adjust their business models to
innovate and remain competitive, the
FDIC is considering how to revise and
clarify its sign and advertising rules
related to FDIC deposit insurance. The
FDIC is issuing this Request for
Information (RFI) to inform FDIC efforts
to align the policy objectives of its rules
and keep pace with how today’s banks
offer deposit products and services and
how consumers connect with banks,
including through evolving channels.
The FDIC is also seeking input on how
to address potential misrepresentations
by nonbanks about deposit insurance. In
addition, the FDIC requests information
about how technological or other
solutions could be leveraged to help
consumers better distinguish FDIC-
insured banks and savings associations
from entities that are not insured by the
FDIC (nonbanks), particularly across
web and digital channels.
DATES: Comments must be received by
March 19, 2020.
ADDRESSES: You may submit comments,
identified by RIN 3064–ZA14, by any of
the following methods:
• Agency Website: https://
www.fdic.gov/regulations/laws/federal/.
Follow the instructions for submitting
comments on the Agency website.
• Email: Comments@fdic.gov. Include
RIN 3064–ZA14 in the subject line of
the message.
• Mail: Robert E. Feldman, Executive
Secretary, Attention: Comments, Federal
Deposit Insurance Corporation, 550 17th
Street NW, Washington, DC 20429.
• Hand Delivery/Courier: Comments
may be hand-delivered to the guard
station at the rear of the 550 17th Street
NW, building (located on F Street) on
business days between 7:00 a.m. and
5:00 p.m., EST.
All comments received must include
the agency name and RIN for this
rulemaking.
Public Inspection: All comments
received will be posted without change
to https://www.fdic.gov/regulations/
laws/federal/—including any personal
information provided—for public
inspection. Paper copies of public
comments may be ordered from the
FDIC Public Information Center, 3501
North Fairfax Drive, Room E–1002,
Arlington, VA 22226 by telephone at
(877) 275–3342 or (703) 562–2200.
FOR FURTHER INFORMATION CONTACT:
David Friedman, Senior Policy Analyst,
Division of Depositor and Consumer
Protection, (202) 898–7168, dfriedman@
fdic.gov; Edward Hof, Senior Consumer
Affairs Specialist, Division of Depositor
and Consumer Protection, (202) 898–
7213, edwhof@fdic.gov; or Richard M.
Schwartz, Counsel, Legal Division, (202)
898–7424, rischwartz@fdic.gov.
SUPPLEMENTARY INFORMATION: The FDIC
is an independent federal agency with a
mission of maintaining stability and
public confidence in the nation’s
financial system by insuring bank
deposits, examining and supervising
financial institutions for safety and
soundness and consumer protection,
making large and complex financial
institutions resolvable, and managing
VerDate Sep<11>2014 18:06 Feb 25, 2020 Jkt 250001 PO 00000 Frm 00002 Fmt 4702 Sfmt 4702 E:\FR\FM\26FEP1.SGM 26FEP1
khammond on DSKJM1Z7X2PROD with PROPOSALS
2 Id.
3 12 U.S.C. 2901, et seq.
4 60 FR 22156 (May 4, 1995).
DC 20219. For security reasons, the OCC
requires that visitors make an
appointment to inspect comments. You
may do so by calling (202) 649–6700 or,
for persons who are deaf or hearing
impaired, TTY, (202) 649–5597. Upon
arrival, visitors will be required to
present valid government-issued photo
identification and submit to security
screening in order to inspect comments.
FDIC: You may submit comments,
identified by RIN 3064–AF22, by any of
the following methods:
• Agency Website: http://
www.fdic.gov/regulations/laws/federal/
propose.html. Follow instructions for
submitting comments on the Agency
website.
• Email: Comments@fdic.gov. Include
the RIN 3064–AF22 on the subject line
of the message.
• Mail: Robert E. Feldman, Executive
Secretary, Attention: Comments, Federal
Deposit Insurance Corporation, 550 17th
Street NW, Washington, DC 20429.
• Hand Delivery: Comments may be
hand delivered to the guard station at
the rear of the 550 17th Street Building
(located on F Street) on business days
between 7:00 a.m. and 5:00 p.m.
Instructions: All comments received
must include the agency name and RIN
3064–AF22 for this rulemaking. All
comments received will be posted
without change to http://www.fdic.gov/
regulations/laws/federal/propose.html,
including any personal information
provided. Paper copies of public
comments may be ordered from the
FDIC Public Information Center, 3501
North Fairfax Drive, Room E–1002,
Arlington, VA 22226 by telephone at
(877) 275–3342 or (703) 562–2200.
FOR FURTHER INFORMATION CONTACT:
OCC: Vonda Eanes, Director for CRA
and Fair Lending Policy, Bobbie K.
Kennedy, Technical Expert for CRA and
Fair Lending, or Karen Bellesi, Director
for Community Development. Bank
Supervision Policy, (202) 649–5470; or
Allison Hester-Haddad, Counsel, Emily
R. Boyes, Counsel, or Elizabeth Small,
Senior Attorney, Chief Counsel’s Office,
(202) 649–5490; Office of the
Comptroller of the Currency, 400 7th
Street SW, Washington, DC 20219. For
persons who are deaf or hearing
impaired, TTY users may contact (202)
649–5597.
FDIC: Patience R. Singleton, Senior
Policy Analyst, Supervisory Policy
Branch, Division of Depositor and
Consumer Protection, (202) 898–6859;
Richard M. Schwartz, Counsel, Legal
Division (202) 898–7424, Counsel, Legal
Division (202) 898–6560, Federal
Deposit Insurance Corporation, 550 17th
Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION: On
January 9, 2020, the agencies published
in the Federal Register 2 an NPR
proposing comprehensive amendments
to the regulations implementing the
Community Reinvestment Act.3 This is
the first comprehensive amendment of
the regulation since 1995.4
The NPR stated that the comment
period would close on March 9, 2020.
The agencies have received requests to
extend the comment period. An
extension of the comment period will
provide additional opportunity for the
public to prepare comments to address
the matters raised by the NPR.
Therefore, the OCC and FDIC are
extending the comment period for the
CRA-related NPR from March 9, 2020 to
April 8, 2020.
Dated: February 19, 2020.
Joseph M. Otting,
Comptroller of the Currency.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on February 19,
2020.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2020–03766 Filed 2–25–20; 8:45 am]
BILLING CODE 4810–33–P 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
12 CFR Part 328
RIN 3064–ZA14
Request for Information on FDIC Sign
and Advertising Requirements and
Potential Technological Solutions
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
SUMMARY: The FDIC is seeking input
regarding potential modernization of its
sign and advertising rules to reflect that
deposit-taking via physical branch,
digital, and mobile banking channels
continues to evolve since the FDIC last
significantly updated its rules in 2006.
As banks adjust their business models to
innovate and remain competitive, the
FDIC is considering how to revise and
clarify its sign and advertising rules
related to FDIC deposit insurance. The
FDIC is issuing this Request for
Information (RFI) to inform FDIC efforts
to align the policy objectives of its rules
and keep pace with how today’s banks
offer deposit products and services and
how consumers connect with banks,
including through evolving channels.
The FDIC is also seeking input on how
to address potential misrepresentations
by nonbanks about deposit insurance. In
addition, the FDIC requests information
about how technological or other
solutions could be leveraged to help
consumers better distinguish FDIC-
insured banks and savings associations
from entities that are not insured by the
FDIC (nonbanks), particularly across
web and digital channels.
DATES: Comments must be received by
March 19, 2020.
ADDRESSES: You may submit comments,
identified by RIN 3064–ZA14, by any of
the following methods:
• Agency Website: https://
www.fdic.gov/regulations/laws/federal/.
Follow the instructions for submitting
comments on the Agency website.
• Email: Comments@fdic.gov. Include
RIN 3064–ZA14 in the subject line of
the message.
• Mail: Robert E. Feldman, Executive
Secretary, Attention: Comments, Federal
Deposit Insurance Corporation, 550 17th
Street NW, Washington, DC 20429.
• Hand Delivery/Courier: Comments
may be hand-delivered to the guard
station at the rear of the 550 17th Street
NW, building (located on F Street) on
business days between 7:00 a.m. and
5:00 p.m., EST.
All comments received must include
the agency name and RIN for this
rulemaking.
Public Inspection: All comments
received will be posted without change
to https://www.fdic.gov/regulations/
laws/federal/—including any personal
information provided—for public
inspection. Paper copies of public
comments may be ordered from the
FDIC Public Information Center, 3501
North Fairfax Drive, Room E–1002,
Arlington, VA 22226 by telephone at
(877) 275–3342 or (703) 562–2200.
FOR FURTHER INFORMATION CONTACT:
David Friedman, Senior Policy Analyst,
Division of Depositor and Consumer
Protection, (202) 898–7168, dfriedman@
fdic.gov; Edward Hof, Senior Consumer
Affairs Specialist, Division of Depositor
and Consumer Protection, (202) 898–
7213, edwhof@fdic.gov; or Richard M.
Schwartz, Counsel, Legal Division, (202)
898–7424, rischwartz@fdic.gov.
SUPPLEMENTARY INFORMATION: The FDIC
is an independent federal agency with a
mission of maintaining stability and
public confidence in the nation’s
financial system by insuring bank
deposits, examining and supervising
financial institutions for safety and
soundness and consumer protection,
making large and complex financial
institutions resolvable, and managing
VerDate Sep<11>2014 18:06 Feb 25, 2020 Jkt 250001 PO 00000 Frm 00002 Fmt 4702 Sfmt 4702 E:\FR\FM\26FEP1.SGM 26FEP1
khammond on DSKJM1Z7X2PROD with PROPOSALS