31500 Federal Register / Vol. 85, No. 101 / Tuesday, May 26, 2020 / Notices
the Consumer & Governmental Affairs
Bureau at (202) 418–0530 (voice), (202)
418–0432 (TTY).
1. In the Auction 105 Procedures
Public Notice, 85 FR 22622, April 23,
2020, the Commission adopted a
methodology for calculating bidding
units and upfront payment and
minimum opening bid amounts for the
county-based licenses to be offered in
Auction 105 that is based on population
and bandwidth. An ‘‘Attachment A’’ file
listing the bidding units, upfront
payment amount, and minimum
opening bid amount for each license
was made available on the Auction 105
website at www.fcc.gov/auction/105 and
labeled as ‘‘Adopted (3/2/2020).’’ The
Wireless Telecommunications Bureau
(Bureau) and the Office of Economics
and Analytics (OEA) now announce the
availability of an updated version of this
file.
2. Consistent with the Commission’s
decision regarding county-based license
areas in the 2018 3.5 GHz Order, 83 FR
63076, December 7, 2018, and with
existing Commission policies and
procedures used in prior auctions, the
Bureau and OEA attributed the 2010
decennial census population figures to
the county legal boundaries as of
January 1, 2017, and used the resulting
population figures for calculating
bidding units, upfront payment
amounts, and minimum opening bid
amounts for the licenses to be offered in
Auction 105. The Bureau and OEA
recently became aware of anomalies in
those population figures for 95 of these
license areas and have corrected the
Attachment A file. Specifically, the
population has been changed in the
updated file for all 91 license areas in
American Samoa, Guam, the
Commonwealth of the Northern Mariana
Islands, Puerto Rico, and the U.S. Virgin
Islands, as well as for three areas in
Alaska and one area in Virginia. In all
but a few of those cases (where the
change in population was relatively
small), the bidding units, upfront
payment amounts, and minimum
opening bid amounts have changed
accordingly. The revised numbers are
higher for some areas and lower for
others.
3. The updated file is available on the
Auction 105 website at www.fcc.gov/
auction/105 at the ‘‘Updated (May 18,
2020)’’ link under the ‘‘Attachment A
Files’’ heading. Corresponding updates
will also be made to the FCC Form 175
including the bidding unit data
provided for the license areas and in the
upfront payment calculator. The
updates to the FCC Form 175 will be
made before the resubmission window
opens. When making upfront payments
applicants are reminded to check their
calculations carefully, based on the
updated figures, because there is no
provision for increasing a bidder’s
eligibility after the upfront payment
deadline.
Federal Communications Commission.
Gary Michaels,
Deputy Chief, Auctions Division, Office of
Economics and Analytics.
[FR Doc. 2020–11193 Filed 5–22–20; 8:45 am]
BILLING CODE 6712–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0057; –0112; –0127; –0140;
and –0175]
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Agency information collection
activities: submission for OMB Review;
comment request.
SUMMARY: The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described
below. On March 17, 2020, the FDIC
requested comment for 60 days on a
proposal to renew these information
collections. No comments were
received. The FDIC hereby gives notice
of its plan to submit to OMB a request
to approve the renewal of these
information collections, and again
invites comment on their renewal.
DATES: Comments must be submitted on
or before June 25, 2020.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal To Renew the Following
Currently Approved Collections of
Information
1. Title: Quarterly Certified Statement
Invoice for Deposit Insurance
Assessment.
OMB Number: 3064–0057.
Affected Public: FDIC-insured
depository institutions.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection description Type of burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency of
responses
Estimated
time per
response
(minutes)
Estimated
annual
burden
(hours)
Certified Statement for Quarterly Deposit Insurance
Assessment (FDIC Form 6420/07).
Reporting ........... Mandatory ......... 5,258 Quarterly ............ 20 7,011
Total Estimated Annual Burden:
7,011 hours.
General Description of Collection: The
FDIC collects deposit insurance
assessments on a quarterly basis. Each
quarterly assessment is based on an
insured depository institution’s
quarterly report of condition for the
VerDate Sep<11>2014 19:08 May 22, 2020 Jkt 250001 PO 00000 Frm 00070 Fmt 4703 Sfmt 4703 E:\FR\FM\26MYN1.SGM 26MYN1
the Consumer & Governmental Affairs
Bureau at (202) 418–0530 (voice), (202)
418–0432 (TTY).
1. In the Auction 105 Procedures
Public Notice, 85 FR 22622, April 23,
2020, the Commission adopted a
methodology for calculating bidding
units and upfront payment and
minimum opening bid amounts for the
county-based licenses to be offered in
Auction 105 that is based on population
and bandwidth. An ‘‘Attachment A’’ file
listing the bidding units, upfront
payment amount, and minimum
opening bid amount for each license
was made available on the Auction 105
website at www.fcc.gov/auction/105 and
labeled as ‘‘Adopted (3/2/2020).’’ The
Wireless Telecommunications Bureau
(Bureau) and the Office of Economics
and Analytics (OEA) now announce the
availability of an updated version of this
file.
2. Consistent with the Commission’s
decision regarding county-based license
areas in the 2018 3.5 GHz Order, 83 FR
63076, December 7, 2018, and with
existing Commission policies and
procedures used in prior auctions, the
Bureau and OEA attributed the 2010
decennial census population figures to
the county legal boundaries as of
January 1, 2017, and used the resulting
population figures for calculating
bidding units, upfront payment
amounts, and minimum opening bid
amounts for the licenses to be offered in
Auction 105. The Bureau and OEA
recently became aware of anomalies in
those population figures for 95 of these
license areas and have corrected the
Attachment A file. Specifically, the
population has been changed in the
updated file for all 91 license areas in
American Samoa, Guam, the
Commonwealth of the Northern Mariana
Islands, Puerto Rico, and the U.S. Virgin
Islands, as well as for three areas in
Alaska and one area in Virginia. In all
but a few of those cases (where the
change in population was relatively
small), the bidding units, upfront
payment amounts, and minimum
opening bid amounts have changed
accordingly. The revised numbers are
higher for some areas and lower for
others.
3. The updated file is available on the
Auction 105 website at www.fcc.gov/
auction/105 at the ‘‘Updated (May 18,
2020)’’ link under the ‘‘Attachment A
Files’’ heading. Corresponding updates
will also be made to the FCC Form 175
including the bidding unit data
provided for the license areas and in the
upfront payment calculator. The
updates to the FCC Form 175 will be
made before the resubmission window
opens. When making upfront payments
applicants are reminded to check their
calculations carefully, based on the
updated figures, because there is no
provision for increasing a bidder’s
eligibility after the upfront payment
deadline.
Federal Communications Commission.
Gary Michaels,
Deputy Chief, Auctions Division, Office of
Economics and Analytics.
[FR Doc. 2020–11193 Filed 5–22–20; 8:45 am]
BILLING CODE 6712–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0057; –0112; –0127; –0140;
and –0175]
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Agency information collection
activities: submission for OMB Review;
comment request.
SUMMARY: The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described
below. On March 17, 2020, the FDIC
requested comment for 60 days on a
proposal to renew these information
collections. No comments were
received. The FDIC hereby gives notice
of its plan to submit to OMB a request
to approve the renewal of these
information collections, and again
invites comment on their renewal.
DATES: Comments must be submitted on
or before June 25, 2020.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal To Renew the Following
Currently Approved Collections of
Information
1. Title: Quarterly Certified Statement
Invoice for Deposit Insurance
Assessment.
OMB Number: 3064–0057.
Affected Public: FDIC-insured
depository institutions.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection description Type of burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency of
responses
Estimated
time per
response
(minutes)
Estimated
annual
burden
(hours)
Certified Statement for Quarterly Deposit Insurance
Assessment (FDIC Form 6420/07).
Reporting ........... Mandatory ......... 5,258 Quarterly ............ 20 7,011
Total Estimated Annual Burden:
7,011 hours.
General Description of Collection: The
FDIC collects deposit insurance
assessments on a quarterly basis. Each
quarterly assessment is based on an
insured depository institution’s
quarterly report of condition for the
VerDate Sep<11>2014 19:08 May 22, 2020 Jkt 250001 PO 00000 Frm 00070 Fmt 4703 Sfmt 4703 E:\FR\FM\26MYN1.SGM 26MYN1
31501Federal Register / Vol. 85, No. 101 / Tuesday, May 26, 2020 / Notices
prior calendar quarter. The FDIC
collects the quarterly assessment
payments by means of direct debits
through the Automated Clearing House
network. The information collection
consists of the reporting requirement
associated with certifying the review by
officials of the insured institutions to
confirm that the assessment data are
accurate and, in cases of inaccuracy,
submission of corrected data.
There is no change in the substance
or methodology of this information
collection. The change in burden is due
solely to the decrease in the estimated
number of respondents by 823 from the
estimated 6,081 annual respondents in
the currently-approved information
collection to the current estimate of
5,258. The decrease in estimated
respondents is the result of the drop in
the total number of insured depository
institutions.
2. Title: Real Estate Lending
Standards.
OMB Number: 3064–0112.
SUMMARY OF ANNUAL BURDEN
Information collection description Type of
burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency of
responses
Estimated
time per
response
(Hours)
Estimated A
annual
burden
(Hours)
Real Estate Lending Standards ..................................... Recordkeeping .. Mandatory ......... 3,344 On Occasion ..... 20 66,880
Total Estimated Annual Burden:
66,880 hours.
Affected Public: Insured state
nonmember banks and state savings
associations.
Burden Estimate:
General Description of Collection:
Section 1828(o) of the Federal Deposit
Insurance Act requires each federal
banking agency to adopt uniform
regulations prescribing real estate
lending standards. Part 365 of the FDIC
Rules and Regulations, which
implements section 1828(o), requires
institutions to have real estate lending
policies that include (a) limits and
standards consistent with safe and
sound banking practices; (b) prudent
underwriting standards, including loan-
to-value ratio (LTV) limits that are clear
and measurable; (c) loan administration
policies; (d) documentation, approval
and reporting requirements; and (e) a
requirement for annual review and
approval by the board of directors. The
rule also establishes supervisory LTV
limits and other underwriting
considerations in the form of guidelines.
Since banks generally have written
policies on real estate lending, the
additional burden imposed by this
regulation is limited to modifications to
existing policies necessary to bring
those policies into compliance with the
regulation and the development of a
system to report loans in excess of the
guidelines to the board of directors.
There is no change in the substance
or methodology of this information
collection. The change in burden is due
solely to the decrease in the estimated
number of respondents by 534 from the
estimated 3,878 annual respondents in
the currently-approved information
collection to the current estimate of
3,344. The decrease in estimated
respondents is the result of the drop in
the total number of FDIC-supervised
institutions.
3. Title: Fast-Track Generic Clearance
for the Collection of Qualitative
Feedback.
OMB Number: 3064–0127.
Affected Public: General public
including FDIC insured depository
institutions.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection description Type of burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency of
responses
Estimated
time per
response
(hours)
Estimated
annual
burden
(hours)
Occasional Qualitative Surveys ......................................... Reporting ........... Voluntary ........... 850 20 1 17,000
Total Estimated Annual Burden:
17,000 hours.
General Description of Collection: The
FDIC is requesting renewal of this
approved collection to use occasional
qualitative surveys to gather information
from the public. While the subject and
nature of the surveys to be deployed
under this information collection are yet
to be determined, based on prior
experience it is expected that the
number of respondents will range from
a few to, at times several thousands, but,
in general, these surveys are expected to
involve an average of 850 respondents.
Likewise, the time to respond to the
surveys can range from a few minutes to
several hours. It is expected that the
average time to respond to a survey is
approximately one hour. These surveys
are completely voluntary in nature.
FDIC estimates that approximately 20
such surveys will be conducted in any
given year.
The purpose of the surveys is, in
general terms, to obtain anecdotal
information about regulatory burden,
problems or successes in the bank
supervisory process (including both
safety-and-soundness and consumer-
related exams), the perceived need for
regulatory or statutory change, and
similar concerns. The information in
these surveys is anecdotal in nature,
that is, samples are not necessarily
random, the results are not necessarily
representative of a larger class of
potential respondents, and the goal is
not to produce a statistically valid and
reliable database. Rather, the surveys are
expected to yield anecdotal information
about the particular experiences and
opinions of members of the public,
primarily staff at respondent banks or
bank customers. The information is
used to improve the way FDIC relates to
its clients, to develop agendas for
regulatory or statutory change, and in
some cases simply to learn how
particular policies or programs are
working, or are perceived in particular
cases.
There is no change in the substance
or methodology of this information
collection. The change in burden is due
solely to an increase in the estimated
number of surveys to be deployed
annually under this information
collection. The increase in frequency
from 15 to 20 surveys per year, resulted
in an increase of 4,250 hours in total
estimated annual burden from 12,750
hours to 17,000 hours.
VerDate Sep<11>2014 19:08 May 22, 2020 Jkt 250001 PO 00000 Frm 00071 Fmt 4703 Sfmt 4703 E:\FR\FM\26MYN1.SGM 26MYN1
prior calendar quarter. The FDIC
collects the quarterly assessment
payments by means of direct debits
through the Automated Clearing House
network. The information collection
consists of the reporting requirement
associated with certifying the review by
officials of the insured institutions to
confirm that the assessment data are
accurate and, in cases of inaccuracy,
submission of corrected data.
There is no change in the substance
or methodology of this information
collection. The change in burden is due
solely to the decrease in the estimated
number of respondents by 823 from the
estimated 6,081 annual respondents in
the currently-approved information
collection to the current estimate of
5,258. The decrease in estimated
respondents is the result of the drop in
the total number of insured depository
institutions.
2. Title: Real Estate Lending
Standards.
OMB Number: 3064–0112.
SUMMARY OF ANNUAL BURDEN
Information collection description Type of
burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency of
responses
Estimated
time per
response
(Hours)
Estimated A
annual
burden
(Hours)
Real Estate Lending Standards ..................................... Recordkeeping .. Mandatory ......... 3,344 On Occasion ..... 20 66,880
Total Estimated Annual Burden:
66,880 hours.
Affected Public: Insured state
nonmember banks and state savings
associations.
Burden Estimate:
General Description of Collection:
Section 1828(o) of the Federal Deposit
Insurance Act requires each federal
banking agency to adopt uniform
regulations prescribing real estate
lending standards. Part 365 of the FDIC
Rules and Regulations, which
implements section 1828(o), requires
institutions to have real estate lending
policies that include (a) limits and
standards consistent with safe and
sound banking practices; (b) prudent
underwriting standards, including loan-
to-value ratio (LTV) limits that are clear
and measurable; (c) loan administration
policies; (d) documentation, approval
and reporting requirements; and (e) a
requirement for annual review and
approval by the board of directors. The
rule also establishes supervisory LTV
limits and other underwriting
considerations in the form of guidelines.
Since banks generally have written
policies on real estate lending, the
additional burden imposed by this
regulation is limited to modifications to
existing policies necessary to bring
those policies into compliance with the
regulation and the development of a
system to report loans in excess of the
guidelines to the board of directors.
There is no change in the substance
or methodology of this information
collection. The change in burden is due
solely to the decrease in the estimated
number of respondents by 534 from the
estimated 3,878 annual respondents in
the currently-approved information
collection to the current estimate of
3,344. The decrease in estimated
respondents is the result of the drop in
the total number of FDIC-supervised
institutions.
3. Title: Fast-Track Generic Clearance
for the Collection of Qualitative
Feedback.
OMB Number: 3064–0127.
Affected Public: General public
including FDIC insured depository
institutions.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection description Type of burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency of
responses
Estimated
time per
response
(hours)
Estimated
annual
burden
(hours)
Occasional Qualitative Surveys ......................................... Reporting ........... Voluntary ........... 850 20 1 17,000
Total Estimated Annual Burden:
17,000 hours.
General Description of Collection: The
FDIC is requesting renewal of this
approved collection to use occasional
qualitative surveys to gather information
from the public. While the subject and
nature of the surveys to be deployed
under this information collection are yet
to be determined, based on prior
experience it is expected that the
number of respondents will range from
a few to, at times several thousands, but,
in general, these surveys are expected to
involve an average of 850 respondents.
Likewise, the time to respond to the
surveys can range from a few minutes to
several hours. It is expected that the
average time to respond to a survey is
approximately one hour. These surveys
are completely voluntary in nature.
FDIC estimates that approximately 20
such surveys will be conducted in any
given year.
The purpose of the surveys is, in
general terms, to obtain anecdotal
information about regulatory burden,
problems or successes in the bank
supervisory process (including both
safety-and-soundness and consumer-
related exams), the perceived need for
regulatory or statutory change, and
similar concerns. The information in
these surveys is anecdotal in nature,
that is, samples are not necessarily
random, the results are not necessarily
representative of a larger class of
potential respondents, and the goal is
not to produce a statistically valid and
reliable database. Rather, the surveys are
expected to yield anecdotal information
about the particular experiences and
opinions of members of the public,
primarily staff at respondent banks or
bank customers. The information is
used to improve the way FDIC relates to
its clients, to develop agendas for
regulatory or statutory change, and in
some cases simply to learn how
particular policies or programs are
working, or are perceived in particular
cases.
There is no change in the substance
or methodology of this information
collection. The change in burden is due
solely to an increase in the estimated
number of surveys to be deployed
annually under this information
collection. The increase in frequency
from 15 to 20 surveys per year, resulted
in an increase of 4,250 hours in total
estimated annual burden from 12,750
hours to 17,000 hours.
VerDate Sep<11>2014 19:08 May 22, 2020 Jkt 250001 PO 00000 Frm 00071 Fmt 4703 Sfmt 4703 E:\FR\FM\26MYN1.SGM 26MYN1