59797Federal Register / Vol. 85, No. 185 / Wednesday, September 23, 2020 / Notices
and Marina Discharges: A Guide for
State and Local Officials, August 1994),
the estimated number of vessels
requiring pumpout facilities in Sarah
Creek and Perrin River during peak
occupancy is 221. For these vessels,
EPA guidance recommends at least one
pumpout facility each for Sarah Creek
and Perrin River.
In the application, the
Commonwealth certified that Sarah
Creek and Perrin River require greater
environmental protection than provided
by currently applicable federal
regulations. Sarah Creek and Perrin
River are tributaries of the York River,
which drains into the Chesapeake Bay.
All or portions of the proposed waters
are listed by the Commonwealth on
current or previous Clean Water Act
section 303(d) lists of impaired waters
as impaired for shellfish harvesting due
to fecal coliform. As such, many
shellfish beds are restricted or closed.
Both waterbodies are also impaired for
dissolved oxygen and aquatic plants
(macrophytes). Establishing a no-
discharge zone will contribute to: (1)
Protecting the tidal ecosystem; (2)
restoring the restricted and closed
shellfish beds in these areas; and (3)
preventing further water quality
degradation and loss of beneficial uses
in these tributaries as well as in the
York River.
Sarah Creek and Perrin River are used
for a variety of activities, including
boating, fishing, shellfish harvesting,
oyster gardening, crabbing, water skiing,
swimming, and more. There are
marinas, private piers, numerous vessel
anchorages, public and private boat
launch facilities, commercial seafood
docks, and a waterside restaurant. Local
watermen are interwoven with the
unique identity of the Chesapeake Bay,
influencing its history, culture, and
economy. Furthermore, these
waterbodies provide food, spawning
grounds, and/or habitat to
approximately 33 threatened,
endangered, and rare species of plants
and animals, including the Atlantic
sturgeon, loggerhead sea turtle, and the
northern diamond-backed terrapin.
The EPA made a final determination
that adequate pumpout facilities are
reasonably available in both Sarah Creek
and Perrin River and that the use of
these facilities imposes minimal costs.
In Sarah Creek, there is no charge to use
the available pumpout facilities, while
in Perrin River there is a $5.00 fee per
pumpout for non-slip holders, though
the fee is waived with a small purchase
at the marina store. Depth at low tide at
the pumpout facilities is between five
and eight feet, which is comparable to
the depths at the entrances to Sarah
Creek and Perrin River. Therefore,
vessels requiring greater depths than
provided at the pumpout station would
have difficulty entering Sarah Creek or
Perrin River.
Following publication of the
Tentative Affirmative Determination in
the Federal Register on March 11, 2020,
a 30-day public comment period was
opened (85 FR 14195). The EPA did not
receive any comments regarding the
EPA’s intent to issue an affirmative
determination on Virginia’s application
to designate Sarah Creek and Perrin
River as a no-discharge zone.
Based on the information above, the
EPA hereby makes a final affirmative
determination that adequate facilities
for the safe and sanitary removal and
treatment of sewage from all vessels are
reasonably available for Sarah Creek and
Perrin River and its tributaries such that
the Commonwealth may establish a
vessel sewage no-discharge zone.
Cosmo Servidio,
Regional Administrator, EPA Region III.
[FR Doc. 2020–20956 Filed 9–22–20; 8:45 am]
BILLING CODE 6560–50–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0083;–0085;–0137;–0148;
–0182;–0194]
Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
SUMMARY: The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995 (PRA), invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described below
(OMB Control No. 3064–0083;–0085;–
0137;–0148;–0182–0194).
DATES: Comments must be submitted on
or before November 23, 2020.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal To Renew the Following
Currently Approved Collections of
Information
1. Title: Recordkeeping and
Disclosure Requirements in Connection
with Regulation M (Consumer Leasing)
OMB Number: 3064–0083.
Form Number: None.
Affected Public: State nonmember
banks and state savings associations
engaging in consumer leasing.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection
description Type of
burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency
of responses
Estimated
time per
response
Estimated
annual
burden
(hours)
Recordkeeping and Disclosure Requirements in Connec-
tion with Regulation M (Consumer Leasing).
Record-
keeping.
Mandatory ......... 52 On Occasion ..... 0.375 1,950
Recordkeeping and Disclosure Requirements in Connec-
tion with Regulation M (Consumer Leasing).
Third-Party
Disclosure.
Mandatory ......... 52 On Occasion ..... 0.375 1,950
VerDate Sep<11>2014 18:02 Sep 22, 2020 Jkt 250001 PO 00000 Frm 00063 Fmt 4703 Sfmt 4703 E:\FR\FM\23SEN1.SGM 23SEN1
khammond on DSKJM1Z7X2PROD with NOTICES
and Marina Discharges: A Guide for
State and Local Officials, August 1994),
the estimated number of vessels
requiring pumpout facilities in Sarah
Creek and Perrin River during peak
occupancy is 221. For these vessels,
EPA guidance recommends at least one
pumpout facility each for Sarah Creek
and Perrin River.
In the application, the
Commonwealth certified that Sarah
Creek and Perrin River require greater
environmental protection than provided
by currently applicable federal
regulations. Sarah Creek and Perrin
River are tributaries of the York River,
which drains into the Chesapeake Bay.
All or portions of the proposed waters
are listed by the Commonwealth on
current or previous Clean Water Act
section 303(d) lists of impaired waters
as impaired for shellfish harvesting due
to fecal coliform. As such, many
shellfish beds are restricted or closed.
Both waterbodies are also impaired for
dissolved oxygen and aquatic plants
(macrophytes). Establishing a no-
discharge zone will contribute to: (1)
Protecting the tidal ecosystem; (2)
restoring the restricted and closed
shellfish beds in these areas; and (3)
preventing further water quality
degradation and loss of beneficial uses
in these tributaries as well as in the
York River.
Sarah Creek and Perrin River are used
for a variety of activities, including
boating, fishing, shellfish harvesting,
oyster gardening, crabbing, water skiing,
swimming, and more. There are
marinas, private piers, numerous vessel
anchorages, public and private boat
launch facilities, commercial seafood
docks, and a waterside restaurant. Local
watermen are interwoven with the
unique identity of the Chesapeake Bay,
influencing its history, culture, and
economy. Furthermore, these
waterbodies provide food, spawning
grounds, and/or habitat to
approximately 33 threatened,
endangered, and rare species of plants
and animals, including the Atlantic
sturgeon, loggerhead sea turtle, and the
northern diamond-backed terrapin.
The EPA made a final determination
that adequate pumpout facilities are
reasonably available in both Sarah Creek
and Perrin River and that the use of
these facilities imposes minimal costs.
In Sarah Creek, there is no charge to use
the available pumpout facilities, while
in Perrin River there is a $5.00 fee per
pumpout for non-slip holders, though
the fee is waived with a small purchase
at the marina store. Depth at low tide at
the pumpout facilities is between five
and eight feet, which is comparable to
the depths at the entrances to Sarah
Creek and Perrin River. Therefore,
vessels requiring greater depths than
provided at the pumpout station would
have difficulty entering Sarah Creek or
Perrin River.
Following publication of the
Tentative Affirmative Determination in
the Federal Register on March 11, 2020,
a 30-day public comment period was
opened (85 FR 14195). The EPA did not
receive any comments regarding the
EPA’s intent to issue an affirmative
determination on Virginia’s application
to designate Sarah Creek and Perrin
River as a no-discharge zone.
Based on the information above, the
EPA hereby makes a final affirmative
determination that adequate facilities
for the safe and sanitary removal and
treatment of sewage from all vessels are
reasonably available for Sarah Creek and
Perrin River and its tributaries such that
the Commonwealth may establish a
vessel sewage no-discharge zone.
Cosmo Servidio,
Regional Administrator, EPA Region III.
[FR Doc. 2020–20956 Filed 9–22–20; 8:45 am]
BILLING CODE 6560–50–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0083;–0085;–0137;–0148;
–0182;–0194]
Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
SUMMARY: The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995 (PRA), invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described below
(OMB Control No. 3064–0083;–0085;–
0137;–0148;–0182–0194).
DATES: Comments must be submitted on
or before November 23, 2020.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal To Renew the Following
Currently Approved Collections of
Information
1. Title: Recordkeeping and
Disclosure Requirements in Connection
with Regulation M (Consumer Leasing)
OMB Number: 3064–0083.
Form Number: None.
Affected Public: State nonmember
banks and state savings associations
engaging in consumer leasing.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection
description Type of
burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency
of responses
Estimated
time per
response
Estimated
annual
burden
(hours)
Recordkeeping and Disclosure Requirements in Connec-
tion with Regulation M (Consumer Leasing).
Record-
keeping.
Mandatory ......... 52 On Occasion ..... 0.375 1,950
Recordkeeping and Disclosure Requirements in Connec-
tion with Regulation M (Consumer Leasing).
Third-Party
Disclosure.
Mandatory ......... 52 On Occasion ..... 0.375 1,950
VerDate Sep<11>2014 18:02 Sep 22, 2020 Jkt 250001 PO 00000 Frm 00063 Fmt 4703 Sfmt 4703 E:\FR\FM\23SEN1.SGM 23SEN1
khammond on DSKJM1Z7X2PROD with NOTICES
59798 Federal Register / Vol. 85, No. 185 / Wednesday, September 23, 2020 / Notices
Total Estimated Annual Burden:
3,900 hours.
General Description of Collection:
Regulation M (12 CFR 1013), issued by
the Bureau of Consumer Financial
Protection, implements the consumer
leasing provisions of the Truth in
Lending Act. Regulation M requires
lessors of personal property to provide
consumers with meaningful disclosures
about the costs and terms of the leases
for personal property. Lessors are
required to retain evidence of
compliance with Regulation M for
twenty-four months. There is no change
in the methodology or substance of this
information collection. The estimated
annual burden is unchanged.
2. Title: Record Keeping, Reporting
and Disclosure Requirements in
Connection with the Equal Credit
Opportunity Act Regulation B.
OMB Number: 3064–0085.
Form Number: None.
Affected Public: Insured state
nonmember banks and state savings
associations.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection
description Type of
burden Obligation to
respond
Estimated
number
of respondents
Estimated
average
annual
frequency
of responses
Estimated total
annual
responses
Estimated time
per
response
Estimated
annual burden
(hours)
Credit Reporting History (1002.10) .............. Reporting Mandatory ......... 3,309 850 2,812,650 2 minutes ........... 93,755
Total Reporting Burden ......................... ................. ........................... ........................ ........................ ........................ ........................... 93,755
Disclosure for Optional Self-Test (1002.5) .. Third-
Party
Disclo-
sure.
Voluntary ........... 972 2,500 2,430,000 1 minute ............ 40,500
Notifications (1002.9) ................................... Third-
Party
Disclo-
sure.
Mandatory ......... 3,309 1,715 5,674,935 2 minutes ........... 189,165
Appraisal Report Upon Request
(1002.12(a)(1)).
Third-
Party
Disclo-
sure.
Mandatory ......... 3,309 190 628,710 1 minute ............ 10,479
Notice of Right to Appraisal (1002.14(a)(2)) Third-
Party
Disclo-
sure.
Mandatory ......... 3,309 1,650 5,459,850 1 minute ............ 90,998
Total Third-Party Disclosure Burden .... ................. ........................... ........................ ........................ ........................ ........................... 331,142
Record Retention (Applications, Actions,
Pre-Screened Solicitations) (1002.12).
Record-
keeping.
Mandatory ......... 3,309 360 1,191,240 1 minute ............ 19,854
Record Retention (Self-Testing) (1002.12) .. Record-
keeping.
Mandatory ......... 972 1 972 2 hours .............. 1,944
Record Retention (Self-Testing Self-Correc-
tion) (1002.15).
Record-
keeping.
Mandatory ......... 243 1 243 8 hours .............. 1,944
Total Recordkeeping Burden ................ ................. ........................... ........................ ........................ ........................ ........................... 23,742
Total Estimated Annual Burden:
448,639 hours.
General Description of Collection:
Regulation B (12 CFR part 1002) issued
by the Consumer Financial Protection
Bureau, prohibits creditors from
discriminating against applicants on any
bases specified by the Equal Credit
Opportunity Act; imposes, reporting,
record keeping and disclosure
requirements; establishes guidelines for
gathering and evaluating credit
information; and requires creditors to
give applicants certain written notices.
There is no change in the method or
substance of the collection. The overall
reduction in burden hours is a result of
economic fluctuation. In particular, the
number of respondents has decreased
while the reporting frequency and the
estimated time per response remain the
same.
3. Title: Interagency Guidance on
Asset Securitization Activities.
OMB Number: 3064–0137.
Form Number: None.
Affected Public: Insured State
Nonmember Banks and State Savings
Associations.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection description Type of
burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency
of responses
Estimated
time per
response
(hours)
Estimated
annual
burden
(hours)
Documentation of Fair Value .............................................. Record-
keeping.
Mandatory ......... 20 On Occasion ..... 4 80
Asset Securitization Policies—New Entrant ....................... Record-
keeping.
Mandatory ......... 6 On Occasion ..... 32 192
Asset Securitization Policies—Upgrades of Policies ......... Record-
keeping.
Mandatory ......... 2 On Occasion ..... 3 6
MIS Improvements—New Entrant ...................................... Record-
keeping.
Mandatory ......... 6 On Occasion ..... 21 126
MIS Improvements—Systems Upgrades ........................... Record-
keeping.
Mandatory ......... 2 On Occasion ..... 5 10
VerDate Sep<11>2014 20:59 Sep 22, 2020 Jkt 250001 PO 00000 Frm 00064 Fmt 4703 Sfmt 4703 E:\FR\FM\23SEN1.SGM 23SEN1
khammond on DSKJM1Z7X2PROD with NOTICES
Total Estimated Annual Burden:
3,900 hours.
General Description of Collection:
Regulation M (12 CFR 1013), issued by
the Bureau of Consumer Financial
Protection, implements the consumer
leasing provisions of the Truth in
Lending Act. Regulation M requires
lessors of personal property to provide
consumers with meaningful disclosures
about the costs and terms of the leases
for personal property. Lessors are
required to retain evidence of
compliance with Regulation M for
twenty-four months. There is no change
in the methodology or substance of this
information collection. The estimated
annual burden is unchanged.
2. Title: Record Keeping, Reporting
and Disclosure Requirements in
Connection with the Equal Credit
Opportunity Act Regulation B.
OMB Number: 3064–0085.
Form Number: None.
Affected Public: Insured state
nonmember banks and state savings
associations.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection
description Type of
burden Obligation to
respond
Estimated
number
of respondents
Estimated
average
annual
frequency
of responses
Estimated total
annual
responses
Estimated time
per
response
Estimated
annual burden
(hours)
Credit Reporting History (1002.10) .............. Reporting Mandatory ......... 3,309 850 2,812,650 2 minutes ........... 93,755
Total Reporting Burden ......................... ................. ........................... ........................ ........................ ........................ ........................... 93,755
Disclosure for Optional Self-Test (1002.5) .. Third-
Party
Disclo-
sure.
Voluntary ........... 972 2,500 2,430,000 1 minute ............ 40,500
Notifications (1002.9) ................................... Third-
Party
Disclo-
sure.
Mandatory ......... 3,309 1,715 5,674,935 2 minutes ........... 189,165
Appraisal Report Upon Request
(1002.12(a)(1)).
Third-
Party
Disclo-
sure.
Mandatory ......... 3,309 190 628,710 1 minute ............ 10,479
Notice of Right to Appraisal (1002.14(a)(2)) Third-
Party
Disclo-
sure.
Mandatory ......... 3,309 1,650 5,459,850 1 minute ............ 90,998
Total Third-Party Disclosure Burden .... ................. ........................... ........................ ........................ ........................ ........................... 331,142
Record Retention (Applications, Actions,
Pre-Screened Solicitations) (1002.12).
Record-
keeping.
Mandatory ......... 3,309 360 1,191,240 1 minute ............ 19,854
Record Retention (Self-Testing) (1002.12) .. Record-
keeping.
Mandatory ......... 972 1 972 2 hours .............. 1,944
Record Retention (Self-Testing Self-Correc-
tion) (1002.15).
Record-
keeping.
Mandatory ......... 243 1 243 8 hours .............. 1,944
Total Recordkeeping Burden ................ ................. ........................... ........................ ........................ ........................ ........................... 23,742
Total Estimated Annual Burden:
448,639 hours.
General Description of Collection:
Regulation B (12 CFR part 1002) issued
by the Consumer Financial Protection
Bureau, prohibits creditors from
discriminating against applicants on any
bases specified by the Equal Credit
Opportunity Act; imposes, reporting,
record keeping and disclosure
requirements; establishes guidelines for
gathering and evaluating credit
information; and requires creditors to
give applicants certain written notices.
There is no change in the method or
substance of the collection. The overall
reduction in burden hours is a result of
economic fluctuation. In particular, the
number of respondents has decreased
while the reporting frequency and the
estimated time per response remain the
same.
3. Title: Interagency Guidance on
Asset Securitization Activities.
OMB Number: 3064–0137.
Form Number: None.
Affected Public: Insured State
Nonmember Banks and State Savings
Associations.
Burden Estimate:
SUMMARY OF ANNUAL BURDEN
Information collection description Type of
burden Obligation
to respond
Estimated
number of
respondents
Estimated
frequency
of responses
Estimated
time per
response
(hours)
Estimated
annual
burden
(hours)
Documentation of Fair Value .............................................. Record-
keeping.
Mandatory ......... 20 On Occasion ..... 4 80
Asset Securitization Policies—New Entrant ....................... Record-
keeping.
Mandatory ......... 6 On Occasion ..... 32 192
Asset Securitization Policies—Upgrades of Policies ......... Record-
keeping.
Mandatory ......... 2 On Occasion ..... 3 6
MIS Improvements—New Entrant ...................................... Record-
keeping.
Mandatory ......... 6 On Occasion ..... 21 126
MIS Improvements—Systems Upgrades ........................... Record-
keeping.
Mandatory ......... 2 On Occasion ..... 5 10
VerDate Sep<11>2014 20:59 Sep 22, 2020 Jkt 250001 PO 00000 Frm 00064 Fmt 4703 Sfmt 4703 E:\FR\FM\23SEN1.SGM 23SEN1
khammond on DSKJM1Z7X2PROD with NOTICES