Federal Dposit InsuranceCorporation• Center for Financial Researchh
Sanjiv R. Das
Darrell Duffie
Nikunj Kapadia
Risk-Based Capital Standards,
Deposit Insurance and Procyclicality
Risk-Based Capital Standards,
Deposit Insurance and Procyclicality
FDIC Center for Financial Research
Working Paper
No. 2006-12
The Effect of Bank Supervision on Loan Growth
September 2006
Empirical Comparisons and Implied Recovery Rates
kkk
An Empirical
An Empirical Analysis
State-
Efraim Benmel Efraim Benmelech May, 2005
June 20
May , 2005 Asset S2005-14
September 2005
Sanjiv R. Das
Darrell Duffie
Nikunj Kapadia
Risk-Based Capital Standards,
Deposit Insurance and Procyclicality
Risk-Based Capital Standards,
Deposit Insurance and Procyclicality
FDIC Center for Financial Research
Working Paper
No. 2006-12
The Effect of Bank Supervision on Loan Growth
September 2006
Empirical Comparisons and Implied Recovery Rates
kkk
An Empirical
An Empirical Analysis
State-
Efraim Benmel Efraim Benmelech May, 2005
June 20
May , 2005 Asset S2005-14
September 2005
The Effect of Bank Supervision on Loan Growth
Timothy J. Curry
Division of Insurance and Research
Federal Deposit Insurance Corporation
tcurry@fdic.gov
Gary S. Fissel
Division of Insurance and Research
Federal Deposit Insurance Corporation
gfissel@fdic.gov
Carlos D. Ramirez*
Department of Economics
George Mason University
and
Visiting Fellow
Center for Financial Research
Federal Deposit Insurance Corporation
cramire2@gmu.edu
September 2006
* Corresponding author. We would like to thank, without implicating, Haluk Unal, Paul Kupiec, Jesse
Wehir, Katheleen McDill, Jack Reidhill, Katherine Samolyk, participants at the FDIC September 2005
workshop, and especially Bob De Young and Mark Flannery for their many helpful comments and
suggestions. We would also like to thank Dan Nuxoll for providing us with the SCOR data. Ramirez
gratefully acknowledges financial and logistical s upport from the Center for Financial Research at the
FDIC. The standard disclaimer applies.
Timothy J. Curry
Division of Insurance and Research
Federal Deposit Insurance Corporation
tcurry@fdic.gov
Gary S. Fissel
Division of Insurance and Research
Federal Deposit Insurance Corporation
gfissel@fdic.gov
Carlos D. Ramirez*
Department of Economics
George Mason University
and
Visiting Fellow
Center for Financial Research
Federal Deposit Insurance Corporation
cramire2@gmu.edu
September 2006
* Corresponding author. We would like to thank, without implicating, Haluk Unal, Paul Kupiec, Jesse
Wehir, Katheleen McDill, Jack Reidhill, Katherine Samolyk, participants at the FDIC September 2005
workshop, and especially Bob De Young and Mark Flannery for their many helpful comments and
suggestions. We would also like to thank Dan Nuxoll for providing us with the SCOR data. Ramirez
gratefully acknowledges financial and logistical s upport from the Center for Financial Research at the
FDIC. The standard disclaimer applies.